Mortgage Loans in Watertown, NY

Looking for the best mortgage rates in Watertown, NY? Compare local loan offers tailored to your needs and find competitive interest rates that fit your budget. Whether buying your first home or refinancing, we make it easy to explore flexible options from trusted lenders nearby.

Get personalized guidance from lenders who understand Watertown’s unique market and community. From quick approvals to exclusive member benefits, discover mortgage solutions designed to help you secure your dream home with confidence and ease. Start comparing today and take the next step toward homeownership.

Purchase Refinance

🏦 All Local Lenders in Watertown, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SEA COMM FEDERAL CREDIT UNION	20565 STATE ROUTE 3 WATERTOWN NY 13601	⏰ Monday - Thursday - 8:00 a.m. to 5:00 p.m. Friday - 8:00 a.m. to 6:00 p.m. 📞 3157826476 📠 3157640152	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $787,112,156 Deposits: $24,337,568 Net Worth: $121,411,320 Employees: 131 Members: 55,187
STATE CS EMPLOYEES FEDERAL CREDIT UNION	DULLES STATE OFFICE BUILDING WATERTOWN NY 13601	⏰ 8:00 A.M. - 3:00 P.M. MONDAY THRU FRIDAY 📞 3157852400 📠 3157852459	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $38,739,508 Deposits: $2,642,138 Net Worth: $3,853,276 Employees: 9 Members: 2,727
STATE CS EMPLOYEES FEDERAL CREDIT UNION	144 EASTERN BOULEVARD WATERTOWN NY 13601	⏰ 8:00 A.M. - 4:30 P.M. MONDAY THRU FRIDAY 📞 3157852470 📠 3157852459	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $38,739,508 Deposits: $2,642,138 Net Worth: $3,853,276 Employees: 9 Members: 2,727
WATERTOWN POSTAL FEDERAL CREDIT UNION	232 COMMERCE PARK DR WATERTOWN NY 13601	⏰ M-F 8AM-12PM 📞 3157884163 📠 3157861563	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $5,975,458 Deposits: $470,686 Net Worth: $840,732 Employees: 3 Members: 523
AMERICU CREDIT UNION	871 ARSENAL ST WATERTOWN NY 13601	⏰ Monday 9:00am 5:00pm Tuesday 9:00am 5:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6: 📞 3157884042 📠 3153392069	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,693,858,739 Deposits: $60,545,589 Net Worth: $262,375,424 Employees: 434 Members: 167,171
NORTHERN CREDIT UNION	138 FACTORY ST WATERTOWN NY 13601	⏰ Monday-Friday 8-5 📞 3157820155 📠 3157828684	ATM Services Only	P2P E-Statements E-Signature	Assets: $622,714,472 Deposits: $21,540,560 Net Worth: $68,832,996 Employees: 152 Members: 44,711
NORTHERN CREDIT UNION	120 FACTORY ST WATERTOWN NY 13601	⏰ Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed 📞 3157820155 📠 3157828684	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $622,714,472 Deposits: $21,540,560 Net Worth: $68,832,996 Employees: 152 Members: 44,711
NORTHERN CREDIT UNION	1180 COMMERCE PARK DR E WATERTOWN NY 13601	⏰ Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Drivethru/Lobby: Saturday 9:00-12:00 Sunday-Closed 24/7 Enhanced ATM DT 📞 3157855600 📠 3157828684	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $622,714,472 Deposits: $21,540,560 Net Worth: $68,832,996 Employees: 152 Members: 44,711

🏘️ All the Lenders Available in Jefferson County, NY

✅AMERICU CREDIT UNION

✅NORTHERN CREDIT UNION

✅SEA COMM FEDERAL CREDIT UNION

✅STATE CS EMPLOYEES FEDERAL CREDIT UNION

✅WATERTOWN POSTAL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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