STATE CS EMPLOYEES FEDERAL CREDIT UNION

Welcome to State Cs Employees, your trusted credit union located at 144 Eastern Boulevard, Watertown, NY 13601. Established in 1964, we take pride in serving our community with a commitment to financial well-being and member satisfaction. With a total membership of 2,727, we focus on building strong relationships with our members while providing exceptional services tailored to meet their unique needs. At State Cs Employees, we understand that every dollar counts. That's why we manage a robust asset portfolio of $38,739,508 and ensure your deposits are safe with us currently totaling $2,642,138. Our net worth stands at $3,853,276, reflecting our stability and dedication to sound financial practices. We also offer an impressive selection of loans, with 2,006 loans currently extended to our members. Our experienced team is led by CEO Jacqueline Ramirez and Board President Owen Virkler, who are both passionate about enhancing the financial lives of our members. With a total of 9 employees, we strive to provide personalized service in every interaction. While members can visit us at 144 Eastern Boulevard, any official correspondence should be sent to the same address as we do not have a separate mailing address. For more information or assistance, feel free to contact us at (315) 785-2470 or explore our services online at statecs.org. Join us today and experience banking that prioritizes you! Whether you're looking for personal banking solutions like checking accounts or auto loans, or seeking business services including loans and merchant solutions, State Cs Employees is here for all your financial needs.

At State Cs Employees, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who share our values and goals. If you live, work, or worship in the Jefferson County area, you are likely eligible to join us! We're here to help you access a range of financial services tailored to your needs, from checking accounts to loans. To get started on your journey toward membership at our branch located at 144 Eastern Boulevard Watertown Ny 13601, just visit our eligibility page for more details: https://statecs.org/membership-application/ . If you have any questions or need assistance, feel free to give us a call at (315) 785-2470. We can't wait to welcome you into our growing family!

At State Cs Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health and show how it benefits you. With a net worth of $3,853,276, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,012,512 in share certificates and $3,961,954 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,853, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,670,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $723 in used auto loans and $32,949,902 in total loans and leases. Our $183,052 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 6,752, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Cs Employees is your trusted partner. Visit us at 144 Eastern Boulevard Watertown Ny 13601 or call (315) 785-2470 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.