Welcome to watertown-postal, a community-focused financial institution established in 1949. Our mission is to empower our members through accessible and reliable financial services, prioritizing your needs and fostering strong relationships within the community. Under the leadership of CEO KELLY DONNELLY and Board President RICHARD DAVIS, we are committed to providing exceptional service while upholding the values of trust and integrity. Located in the heart of Watertown, NY, we take pride in our history and dedication to serving military members and local families.

As a member of watertown-postal, you can enjoy peace of mind knowing that your deposits are federally insured by NCUA since 1/4/1971 0:00. While we may not yet offer a full suite of modern banking tools such as online banking, mobile applications, or e-statements, our focus remains on delivering personalized service that meets your unique financial needs. For more information about our offerings or to reach us directly, please visit our official website at http://watertownpostalfcu.org/ or contact us via fax at (315) 786-1563. We look forward to being your trusted partner on your financial journey.

At Watertown Postal Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, or you need assistance with auto loans and vehicle financing, our dedicated team is here to help you navigate every financial milestone. We also offer mortgage loans and refinancing options to ensure that you can secure the home of your dreams. For those in the business community, our merchant services and business loans provide the support needed to grow your small business effectively.

Understanding the importance of convenience in today’s fast-paced world, we have integrated digital access into our offerings. Although we currently do not provide online banking, mobile applications, or person-to-person transfers, our commitment to personal service means you can always reach out via phone or fax for support. Our team is eager to assist with any inquiries regarding your banking needs or eligibility for membership, which you can explore further at . If you're considering different loan options or want to compare rates, feel free to visit https://www.lendmesh.com/loans/mortgage_loans for more information. We're here to empower you on your financial journey, so don't hesitate to contact us at (315) 786-1563 for personalized assistance.

At Watertown Postal, we take pride in being a trusted and valuable financial partner for our community. With a robust Total Membership of 523, we have cultivated a strong relationship with our members, ensuring that their financial needs are met with care and commitment. Our dedication is reflected in our impressive Total Assets, which stand at 5,975,458, showcasing our stability and reliability as a financial institution.

Our Net Worth of 840,732 underscores our financial health, providing a solid foundation that supports our lending capabilities and member services. In the past year, we achieved a Net Income of 74,820, demonstrating our effective management and operational efficiency. This success allows us to reinvest in services that benefit our members directly.

We are proud to hold Total Deposits amounting to 470,686, which not only reflects the trust placed in us by our members but also enables us to offer competitive loan products. With Total Loans and Leases reaching 229, we have been instrumental in helping individuals and families achieve their financial goals through auto loans, personal loans, and mortgage financing.

Our team is small yet dedicated, with just Total Employees of 3 focused on providing personalized service. This intimate structure allows us to maintain close relationships with our members while ensuring an exceptional experience tailored to their unique needs.

Our impressive Net Worth Ratio of 1,407 signifies our strong capital position relative to our assets, instilling further confidence in our sustainability as a credit union. Additionally, we offer various loan products including a healthy Credit Card Loan Volume of 91 and an active Auto Loan Volume of 68, allowing us to cater to diverse financial requirements within the community.

Watertown Postal has built a reputation for transparency and service excellence since its inception in 1949. We believe that by prioritizing the needs of our members, we can make a significant impact on their lives and the community as a whole. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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