Home Equity Loans in Eugene, OR

Looking to tap into your Eugene home's equity? Compare local lenders offering competitive rates and flexible terms designed to fit your needs. Whether you're planning a remodel or consolidating debt, finding the right home equity loan here in Oregon starts with exploring your best options.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Columbia Community has a HELOC with an APR range of 4.99% to 9.25% today, which is lower than 7 days ago when it was 5.24% to 9.5% . Their Home Equity loan shows an APR range of 6.99% to 8.49% today, with no change data available for the past days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Unitus Community has a HELOC with a minimum APR of 5.99% , which is steady compared to 7 and 30 days ago when the range was 5.99% to 7.25% . Another product shows a fixed APR of 7% today, with no earlier rates provided for comparison.

Onpoint Community has a Home Equity APR range of 6% to 10.5% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges of 6.25% to 10.75% . Their HELOC rates remain steady at 7.5% to 10.25% across all time frames, showing no change from 7, 30, 60, or 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Iq has a HELOC with an APR range of 7% to 11.75% today. This is down from 7.25% to 10% seven days ago and also lower than 7.25% to 12% thirty days ago. The rate range has narrowed slightly compared to a month ago. Potlatch No. 1 Financial has a Home Equity rate range of 7.03% to 7.21% today, which is lower than 7 days ago but the same as 30 days ago. Their HELOC rates are between 7.5% and 18% , unchanged from 7 and 30 days ago and lower than 30 days ago.

🏦 All Local Lenders in Eugene, OR

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST TECHNOLOGY FEDERAL CREDIT UNION
4400 W 11TH AVE EUGENE OR 97402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,509,005,851
Deposits: $972,860,827
Net Worth: $1,664,139,590
Employees: 1587
Members: 708,434
SELCO COMMUNITY CREDIT UNION
3630 W 11TH AVE EUGENE OR 97402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,802,454,807
Deposits: $249,663,260
Net Worth: $317,004,342
Employees: 461
Members: 151,949
OREGON COMMUNITY CREDIT UNION
3065 W 11TH AVE EUGENE OR 97402
ATM
P2P
E-Statements
E-Signature
Assets: $3,413,946,222
Deposits: $143,511,439
Net Worth: $340,512,124
Employees: 600
Members: 263,506
OREGON COMMUNITY CREDIT UNION
4770 ROYAL AVE EUGENE OR 97402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,413,946,222
Deposits: $143,511,439
Net Worth: $340,512,124
Employees: 600
Members: 263,506
TWINSTAR CREDIT UNION
3701 W 11TH AVE EUGENE OR 97402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,259,303,493
Deposits: $166,805,564
Net Worth: $466,413,793
Employees: 816
Members: 261,185
EWEB EMPLOYEES FEDERAL CREDIT UNION
4200 ROOSEVELT BLVD EUGENE OR 97402
ATM
P2P
E-Statements
E-Signature
Assets: $34,039,239
Deposits: $3,478,725
Net Worth: $4,089,949
Employees: 6
Members: 1,395

🏘️ All the Lenders Available in Lane County, OR

✅OREGON COMMUNITY CREDIT UNION
✅PACIFIC CASCADE FEDERAL CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅SELCO COMMUNITY CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅TWINSTAR CREDIT UNION
✅EWEB EMPLOYEES FEDERAL CREDIT UNION
✅FIRST COMMUNITY 68530 CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅CENTRAL WILLAMETTE CREDIT UNION
✅GATEWAY 63476 CREDIT UNION
✅EMERALD EMPIRE FEDERAL CREDIT UNION

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