TwinStar Credit Union Eugene OR | Top Checking & Quick Auto Loans

Introduction

Welcome to Twinstar, your trusted credit union located at 3701 W 11Th Ave, Eugene, OR 97402. Established in 1938, we have proudly served our community for over eight decades, building lasting relationships with our members and supporting their financial journeys. With a total membership of 261,185, we are committed to providing personalized banking solutions that cater to your unique needs. At Twinstar, we believe in empowering our members through financial education and exceptional service. Our assets total an impressive $4,259,303,493, reflecting our stability and commitment to your financial well-being. Whether you're looking for auto loans or personal banking options, we have the resources to help you achieve your goals. Our total deposits stand at $166,805,564, ensuring that your savings are secure and accessible when you need them. Under the leadership of CEO Jeff Kennedy and Board President Thomas Pettus-Czar, our dedicated team of 816 employees is here to assist you every step of the way. From basic checking accounts to business loans, we offer a wide range of services designed to meet the diverse needs of our members. If you ever need assistance or have questions, don't hesitate to reach out to us at 541-686-2934. While members can visit us at our Eugene branch, official correspondence should be sent to PO BOX 718, OLYMPIA, WA 98507. We invite you to explore our website at Twinstar Credit Union for more information about our products and services. Join us today and experience the Twinstar difference where your financial goals become our mission!

Branch History & Mission

Community Engagement

Our history is rich with partnerships and outreach initiatives aimed at giving back to the community that supports us. We engage in various programs designed to uplift local residents, including financial literacy workshops and community events. By investing in our community, we not only enhance the lives of those around us but also create lasting relationships built on trust and mutual support.

Join Us

As we reflect on our journey from humble beginnings in 1938 to becoming a trusted financial institution in Eugene, we invite you to be part of this story. Join us at Twinstar and experience firsthand the advantages of being a member-focused credit union. Whether you're looking for savings options or seeking guidance on loans, we're here for you every step of the way. Feel free to reach out at 541-686-2934 during our operating hours: - Monday - Thursday: 10:00 AM - 5:30 PM - Friday: 10:00 AM - 6:00 PM - Saturday: 10:00 AM - 2:00 PM (Drive-Thru Hours may vary) Together, let's build a brighter financial future!

Our Mission

At Twinstar, our mission goes beyond just providing financial products; we aim to empower our members and strengthen our community. We believe that everyone deserves access to financial resources that help them achieve their goals. This is why we offer a wide range of services from personal banking accounts to auto loans, mortgage options, and business solutions tailored to meet the diverse needs of our members. We are dedicated to ensuring that our services are accessible to all. Our commitment extends to ADA compliance and the adoption of innovative technologies such as online banking, mobile payments, and e-statements. These efforts help us provide a seamless experience for every member who walks through our doors or connects with us digitally.

Branch Location & Accessibility

Welcome to the Twinstar branch in Eugene! Conveniently located at 3701 W 11Th Ave, our branch is easy to find and accessible for all your banking needs. Whether you're a longtime member or new to our community, we're here to provide friendly service in a welcoming environment. If you're heading our way, you'll find us just a short drive from the bustling area near Oakway Center, making it convenient for shopping and running errands. We have ample parking available right outside the entrance, and our facility is designed with accessibility in mind. Features like ADA-compliant ramps ensure that everyone can easily access our services. At Twinstar, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule: our lobby is open from 10:00 AM to 5:30 PM Monday through Thursday, extending to 6:00 PM on Fridays, and we also welcome you on Saturdays from 10:00 AM to 2:00 PM. If you prefer drive-thru banking, we've got you covered there too! Our drive-thru hours align with our lobby times for added convenience. Need cash? You can easily access our ATM on-site for quick withdrawals or balance checks. If you have any questions or need assistance, don't hesitate to call us at 541-686-2934. Our dedicated staff is eager to help you with everything from opening accounts to exploring loan options. While members can visit us at 3701 W 11Th Ave for all their banking needs, official correspondence should be sent to PO BOX 718, Olympia, WA 98507 if it differs from our physical address. We invite you to stop by and discover how Twinstar can support your financial journey!

Member Eligibility

At Twinstar, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and rewarding, offering you access to a variety of financial services tailored just for you. To join us at Twinstar located at 3701 W 11Th Ave Eugene Or 97402, you'll need to meet some basic eligibility criteria. Generally, anyone who lives, works, or worships in the area can become a member, and we also welcome family members of current members. It's all about creating connections and supporting one another! To get started, you can easily open an account online by visiting our website and following the straightforward instructions provided there. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (541) 686-2934. For detailed information on eligibility requirements, check out our dedicated page here: . We're excited to have you as part of our family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine running your business smoothly with reliable payment processing solutions. Our merchant services help you accept payments easily and securely, allowing you to focus on what you do best serving your customers. From credit card processing to online payment options, we provide the tools necessary for your business to thrive. Located at 3701 W 11Th Ave Eugene Or 97402 in Eugene, OR, we invite you to explore how our business banking solutions can empower your entrepreneurial dreams. Let's grow together!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we provide tailored Business Banking services including Merchant Services & Business Loans. Whether you're just starting or looking to expand, we have the tools and expertise to help your business thrive.

Credit Solutions

Sometimes, life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. These loans can help you manage your finances better, allowing you to consolidate debts into one simple payment. Plus, if you're interested in building rewards while spending, check out our Credit Cards with Rewards great for everyday purchases!

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime and anywhere. With just a few clicks, you can pay bills, transfer money, and even deposit checks right from your phone! Plus, our ATM services ensure that cash is always within reach whenever you need it.

Drive-Thru and ATM Access

We also offer basic drive-thru banking services for quick transactions like deposits and withdrawals. If you're on the go, enjoy basic ATM access for withdrawals and balance checks without stepping inside the branch. We invite you to experience the difference at Twinstar. For more information about any of our services or to get started today, please give us a call at (541) 686-2934 or visit us online at Eugene. Your financial journey begins here!

Personal Banking

Whether you're looking to open a checking account or save for the future, our Personal Banking options have you covered. We offer various Checking & Savings Accounts that can help you manage your money efficiently. Imagine having easy access to your funds while also earning interest on your savings! If you're planning to buy a car, consider our Auto Loans & Vehicle Financing. We work hard to provide competitive rates so you can drive off in the vehicle of your choice without breaking the bank. For those looking to invest in their dream home, our Mortgage Loans & Refinancing options make homeownership more accessible than ever.

Digital & Online Banking

Key Features

With features like electronic signature authorization, you can complete important transactions quickly and securely from the comfort of your home. Plus, e-statements are readily available, making it easy to manage your financial records without the clutter of paper statements. If you're always on the go, you'll love our mobile application that allows you to access all these features right from your smartphone. Enjoy the ease of mobile payments to make purchases instantly or use our person-to-person transfer service to send money directly to friends and family with just a few taps.

Security and Ease-of-Use

Your security is our top priority. Our digital banking tools come with robust security measures so you can feel safe while managing your finances. Navigating through our user-friendly interface is simple, meaning even those new to online banking will find it easy to use. At Twinstar, we believe that banking should fit into your lifestyle not the other way around. Experience real-time account management and enjoy peace of mind knowing that with just a few clicks or taps, you have everything you need for effective financial management. Join us today and take advantage of what modern banking has to offer!

Financial Strength

At Twinstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which highlights our commitment to serving you effectively. With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $34,336 in used auto loans and $3,339,891,779 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 3701 W 11Th Ave Eugene Or 97402 or call (541) 686-2934 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find a plan that fits your budget.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand your operations. We work closely with local businesses to understand their needs and deliver tailored solutions. We invite you to explore our various loan offerings at Twinstar, located at 3701 W 11Th Ave Eugene Or 97402, Eugene, OR. You can reach us at (541) 686-2934 for more information or assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, we have the tools and resources to help you succeed. Visit us today!

Credit Lines and Unsecured Loans

For those looking for flexibility, our credit lines are available with a total of $942,345,198 in loans. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. These options give you the freedom to handle unexpected expenses or consolidate debt without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We guide you through the process so you can focus on what matters most your new home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices without hidden influences. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to find the best deals available at any given moment. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can lead to significant savings for borrowers. Take control of your financial future today. Compare real-time loan offers at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans