Oregon Community Credit Union Eugene OR | Quick Personal Loans & Top Checking

Introduction

Welcome to Oregon Community, your trusted financial partner located at 3065 W 11Th Ave, Eugene, OR 97402. Since opening our doors in 1981, we have proudly served the community with dedication and integrity, growing our membership to over 263,500 strong. At Oregon Community, we understand that your financial needs are unique, which is why we offer a wide range of services tailored just for you. With total assets exceeding $3.4 billion and deposits totaling $143.5 million, our commitment to providing secure and innovative banking solutions has never been stronger. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle or home, we've got you covered. Our total loans and leases stand at an impressive 179,888, showcasing our ability to support our members in achieving their financial goals. Under the leadership of CEO Ronald Neumann and Board President Bill Inge, we strive to create a welcoming environment where members feel valued and empowered. Our dedicated team of over 600 employees is here to assist you every step of the way. And while our branch address is where you can find us, official correspondence can be sent to the same location: 3065 W 11th Ave, Eugene, OR 97402-3101. We invite you to visit our website at myoccu.org for more information on our services or to get started on your journey with us today. Feel free to give us a call at 541-687-2347 if you have any questions or need assistance. At Oregon Community, we're not just a credit union; we're a part of your community!

Branch History & Mission

Community Commitment

Oregon Community isn't just about financial growth; we strive to uplift our community through outreach programs and partnerships with local organizations. Our goal is to support initiatives that improve the lives of those around us. From educational workshops to charitable donations, we actively seek ways to give back. With total assets amounting to $3.41 billion, we are well-equipped to provide the financial resources you need while maintaining a strong focus on community wellbeing. Our drive-thru service may not be available at this branch, but our friendly staff is always ready to assist you during operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9:30 AM to 4 PM.

Join Us Today!

We invite you to become part of the Oregon Community family. Experience firsthand how we prioritize your needs while contributing positively to Eugene's vibrant community. Call us at 541-687-2347 or visit us online at myoccu.org to learn more about membership opportunities and how we can help you reach your financial goals!

Our Mission

Our mission at Oregon Community is simple yet profound: to provide exceptional financial services while making a positive impact on our community. We believe that banking should be more than just transactions; it should be about building relationships and empowering people. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We are also committed to embracing technological advancements that enhance your banking experience. Our online and mobile banking options make it easy for you to manage your finances anytime, anywhere. Plus, we ensure ADA compliance so all members can access our services comfortably.

Branch Location & Accessibility

Accessibility and Amenities

At our West 11th Branch, we prioritize making your visit as comfortable as possible. There's ample parking available right outside the entrance, and our facilities are designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can easily reach us. Whether you're coming in for personal banking or business needs, our friendly staff is ready to assist you.

Operating Hours

We understand that life can be busy, so we've tailored our hours to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM, with Saturday hours from 9:30 AM to 4:00 PM. Please note that we're closed on Sundays. For quick questions or assistance, feel free to call us at 541-687-2347 during these hours.

Services Offered

At Oregon Community, we offer a variety of services designed to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgage options, you'll find everything you need under one roof. If you prefer online banking or mobile payments, we've got you covered there too! Plus, we provide ATM access for convenient cash withdrawals and balance checks. If you're interested in shared services, you're in luck! Our branch participates in shared service transactions with partner credit unions, allowing you even greater flexibility when managing your finances.

Visit Us Today!

We invite you to come see what makes Oregon Community special. Whether you're a longtime member or considering joining us for the first time, our team is here to help. Stop by our West 11th Branch today or give us a call at 541-687-2347. We look forward to serving you!

Member Eligibility

Becoming a member of Oregon Community feels like joining a warm, welcoming family where everyone supports each other. If you live, work, worship, or go to school in Lane County, you're already eligible to join us! This means that whether you're new to the area or have been here for years, you can enjoy all the benefits that come with membership. We pride ourselves on providing personalized service and financial products designed to meet your unique needs. For more detailed information about our eligibility criteria, feel free to check out our website at http://www.myoccu.org/membership/become-a-member. Joining is simple! You can easily open an account online by visiting https://on.myoccu.org/registration, or if you prefer to talk things through, give us a call at (541) 687-2347. Our friendly staff is here to guide you through every step of the process. Located at 3065 W 11Th Ave Eugene Or 97402, we can't wait to welcome you into the Oregon Community community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing hassles. Our merchant services help you accept payments seamlessly, whether online or in-store. This means more time focusing on what matters growing your business and serving your customers. Visit us at 3065 W 11Th Ave Eugene Or 97402 in Eugene, OR, or call us at (541) 687-2347 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $331 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $208,296,926, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide specialized business banking services, including merchant services and business loans to help you thrive. We know running a business comes with its challenges, so we aim to simplify your banking experience.

Credit Cards and Rewards

Take advantage of our credit cards with rewards, offering benefits that fit your lifestyle. Whether you're earning points for travel or cashback on purchases, our credit cards make it easier to enjoy the things you love while managing your expenses responsibly.

Home Financing Options

Homeownership is within reach with our flexible mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, which is why we provide personalized assistance throughout the process. For those looking to consolidate debt or secure funds for personal projects, our personal loans can be an excellent solution.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why Oregon Community offers robust online and mobile banking services that let you manage your accounts anytime, anywhere. You can check balances, make transfers, and pay bills all from your smartphone or computer. Plus, with ATM access available at various locations, withdrawing cash has never been easier.

Personal Banking Solutions

Managing your finances should be straightforward. At Oregon Community, we offer personal banking services that include checking and savings accounts designed for everyday use. Our accounts come with features that help you keep track of your spending and grow your savings effortlessly. If you're considering a new vehicle or need funding for a project, our auto loans and vehicle financing options are designed to get you on the road quickly with competitive rates.

Shared Branch Transactions

If you're traveling or away from home, don't worry! As a member of Oregon Community, you can perform basic shared branch transactions like deposits and withdrawals at partner credit unions across the country. This feature ensures that your money is always within reach. We invite you to explore how these services can enhance your financial journey. If you're interested in learning more about membership or opening an account, visit us online at myoccu.org or give us a call at 541-687-2347 today! Join us at Oregon Community where we make banking personal!

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer banking on-the-go, our mobile application offers a robust suite of features. With mobile payments enabled, you can make quick purchases directly from your phone, ensuring that you never miss a beat. Plus, our person-to-person transfer feature allows you to send money to friends or family instantly perfect for splitting bills or sending gifts.

Security You Can Trust

Security is a top priority at Oregon Community. We utilize advanced security measures to protect your sensitive information while allowing you to bank with peace of mind. Our electronic signature authorization feature streamlines transactions while keeping everything secure and compliant. In summary, whether you're using our online banking system or the mobile app, you'll have access to real-time account management that fits seamlessly into your daily life. Discover the convenience and efficiency of digital banking with us today!

User-Friendly Online Banking

With our 24/7 online banking services available at https://myoccu.org/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Our platform is user-friendly, making it simple for you to navigate through all your banking needs without any hassle. You can also enjoy the benefits of electronic statements, which are available at your fingertips. Save trees while accessing your financial information quickly and securely.

Financial Strength

At Oregon Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with the utmost reliability. With a net worth of $340,512,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1010 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $710,944,551 in share certificates and $437,107,740 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,316,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $318,860,589 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $89,922 in used auto loans and $3,041,663,498 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $21,050,280, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 568 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 528,461, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon Community is your trusted partner. Visit us at 3065 W 11Th Ave Eugene Or 97402 or call 541-687-2347 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,017,629,608 in used vehicle loans and $349,065,216 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $208,296,926 provide the capital needed to grow and expand your operations. We understand the unique challenges of running a business and are here to support you every step of the way. At Oregon Community located at 3065 W 11Th Ave Eugene Or 97402, we're committed to providing personalized solutions for all your lending needs. You can reach us at 541-687-2347 for more information or visit our website at myoccu.org to learn more about our services and apply today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $244,286,197, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process. If you're looking to refinance your existing mortgage or find out what you might qualify for, our team is here to assist.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,879,605 in loans helping members manage their finances effectively. These cards come with various features designed to meet different spending habits and repayment plans.

Loan Aggregator

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