Selco Community Credit Union Eugene OR | Best Auto Loans & Business Banking

Introduction

Welcome to Selco Community, your trusted partner in financial well-being located at 3630 W 11Th Ave, Eugene, OR 97402. Since our establishment in 1936, we have proudly served our members with dedication and commitment, helping them achieve their financial goals. With a robust membership base of 151,949 individuals, we are more than just a credit union; we are a community-focused institution that prioritizes the needs of our members. At Selco Community, we understand that managing your finances is essential for achieving peace of mind. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to fit your unique needs. Our total assets stand at an impressive $2,802,454,807, showcasing our strength and stability. With total deposits amounting to $249,663,260 and net worth of $317,004,342, you can trust that your money is safe with us. Our team of dedicated professionals includes Bob Newcomb, our CEO, and Carol Beckley, our Board President. Together with over 461 employees, they work tirelessly to ensure you receive exceptional service every time you visit or call us at 541-684-6204. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 7487, Springfield, OR 97475. We invite you to explore our services and see how we can help enhance your financial journey. Visit us today or check out more on our website at selco.org for further information on accounts and loans available to you!

Branch History & Mission

Community Focus

We are more than just a credit union; we are part of the fabric of Eugene. Through partnerships with local organizations and various outreach efforts, we strive to uplift those around us. From sponsoring community events to supporting educational initiatives, we believe that strong communities lead to stronger members. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Selco Community where your financial needs meet genuine support. Reach out today at 541-684-6204 or visit us online at selco.org to learn more about how we can help you thrive!

Our Journey

Since opening our doors nearly nine decades ago, Selco Community has consistently evolved to meet the changing needs of our members. We have built a reputation for reliability and trustworthiness, growing our total assets to an impressive $2,802,454,807. Over the years, we have embraced technology while maintaining a personal touch offering services like online banking and mobile payments alongside traditional banking methods. Our history is marked by key milestones that reflect our dedication to community support. From offering competitive loans and savings options to providing resources for local businesses, Selco Community has always prioritized the financial well-being of its members. Our drive-thru service and ATM availability ensure that we are here for you whenever you need us.

Our Mission

At Selco Community, our mission is simple yet profound: to enhance the quality of life for our members and foster a sense of community through exceptional financial services. We believe in empowering individuals with the knowledge and tools they need to achieve their financial goals. Whether it's helping families secure mortgages or providing small businesses with loans, we are dedicated to making a positive impact. While members can visit us at 3630 W 11Th Ave, official correspondence should be sent to PO Box 7487, Springfield, OR 97475. Our friendly team is here during lobby hours from 8:30 am to 5:30 pm Monday through Thursday, 8:30 am to 6:00 pm on Friday, and 10:00 am to 2:00 pm on Saturday.

Branch Location & Accessibility

Welcome to Selco Community's West 11th branch, located at 3630 W 11th Ave in beautiful Eugene, Oregon! Our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading home from a day of shopping or visiting the nearby park, we're just a quick stop away for all your banking needs. At our West 11th branch, accessibility is a top priority. We provide ample parking spaces and ensure that our facilities are ADA-compliant, so everyone can access our services with ease. If you prefer not to come inside, our drive-thru service allows you to conduct basic transactions without leaving your car. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 8:30 AM to 5:30 PM Monday through Thursday, 8:30 AM to 6:00 PM on Friday, and from 10:00 AM to 2:00 PM on Saturday. You can reach us at (541) 684-6204 if you have any questions or need assistance. Additionally, we offer an ATM for quick cash withdrawals and balance checks, ensuring you have convenient access to your funds anytime. While members can visit us at this location for personal banking services including checking and savings accounts, auto loans, mortgage options, and more, please note that official correspondence should be sent to PO Box 7487 in Springfield if needed. Come visit Selco Community at our West 11th branch! We're here to help you achieve your financial goals with friendly service and expert advice.

Member Eligibility

At Selco Community, we believe that becoming a member is like joining a close-knit family where everyone supports each other. To join us at our branch located at 3630 W 11Th Ave Eugene Or 97402, you'll need to meet some simple eligibility criteria. We warmly welcome individuals who live, work, or worship in the communities we serve, as well as their family members. This means if you're looking for a place that understands your needs and values personal connections, you've found the right spot! Opening an account is straightforward and inclusive; all you need to do is visit our website for more details on how to get started with your membership journey at Selco Community. You can check out the specifics on eligibility by visiting . If you have any questions or want to talk to someone directly, don't hesitate to call us at (541) 684-6204 we're here to help!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to online payment options, we equip you with the tools necessary to provide seamless service to your customers. Join us at Selco Community, located at 3630 W 11Th Ave Eugene Or 97402 in Eugene, OR, and let's work together to turn your business dreams into reality! For more information, give us a call at (541) 684-6204.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms that fit your budget. Picture yourself cruising around town in a car you love without breaking the bank!

Business Banking Services

If you're a business owner, we provide comprehensive business banking solutions including merchant services and business loans. Your success is important to us, so we offer resources that can help take your business to the next level.

Convenient Access & Support

At West 11th, convenience is key. With ATM access and basic drive-thru banking available, making deposits or withdrawals is quick and easy no matter how busy life gets. Plus, if you have any questions or need assistance, don't hesitate to call us at (541) 684-6204 during our operating hours. In conclusion, whether you're looking for personal banking solutions or need support for your business ventures, Selco Community is here for you every step of the way. Visit us today at 3630 W 11Th Ave Eugene Or 97402 in Eugene, OR, or check out our website at https://www.selco.org/ for more information on how we can assist you!

Credit Cards with Rewards

We also offer credit cards that come with rewards! Whether it's cash back on groceries or points for travel, our credit card options allow you to earn while you spend. This means every purchase brings you closer to something special.

Home Financing

For those ready to settle down or refinance their existing mortgage, our mortgage loans are here to help. We guide you through the process step-by-step, ensuring you understand every detail along the way. You can count on us to help you secure the home you've always wanted.

Personal Banking Solutions

Managing your money should be easy and convenient. Our personal banking options include checking and savings accounts designed to help you reach your financial goals. Imagine effortlessly keeping track of your spending while earning interest on your savings! Plus, with our online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or looking to consolidate debt? Our personal loans are designed with you in mind. Imagine simplifying your finances by combining multiple payments into one manageable loan this is where we come in!

Digital & Online Banking

Key Features

Our online services include e-statements, which allow you to receive your account statements electronically. This feature not only helps you stay organized but also reduces paper waste it's a win-win! Plus, if you're always on the go, our mobile application provides access to your accounts right from your smartphone. Need to send money quickly? With our person-to-person transfers, sending cash to friends or family is as simple as sending a text message. We also support mobile payments, making it easy for you to pay for goods and services directly from your mobile device. For those who prefer the convenience of signing documents digitally, our electronic signature authorization ensures that you can complete transactions without needing to visit a branch. This means less time spent on paperwork and more time for what truly matters in your life. At Selco Community, we believe that banking should be accessible and straightforward. Our digital tools provide real-time account management, allowing you to track spending and manage budgets effortlessly. No matter where life takes you, our online banking services are designed with your needs in mind.

Financial Strength

A Dedicated Team

We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 314,844, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $10,247,071, further reinforcing our position as a reliable partner in your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 3630 W 11Th Ave Eugene Or 97402 or call (541) 684-6204 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means your money works harder for you while also supporting the community. Our lending capacity supports members' financial goals across various sectors with $22,884 in used auto loans and $1,940,244,169 in total loans and leases. Our operations reflect efficiency as shown by our $17,674,444, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $317,004,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid backing is essential as it reassures our members that their funds are safe with us. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans to help members get on the road safely and affordably. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $304,942,049 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your financial journey with tailored solutions. If you're considering refinancing options or wish to learn more about eligibility for any of our products, please don't hesitate to ask our knowledgeable staff during your visit or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Selco Community, we're dedicated to supporting our members with transparent and effective financial solutions that make sense for their lives.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we offer competitive credit lines totaling $416,340,045. Additionally, we provide flexible terms on unsecured credit card loans with a total of $39,523,951 in loans helping members navigate their everyday expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018, making buying or refinancing simple and straightforward. We prioritize helping our members find the best mortgage terms available so that homeownership is within reach.

Loan Aggregator

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Selco Community