Home Equity Loans in Albany, OR

If you’re in Albany, OR, and have low credit, you can still access home equity loans tailored to your needs. Comparing offers from local lenders helps you find the best rates and terms to unlock your home's value with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Columbia Community has a HELOC with an APR range of 4.99% to 9.25% today, which is lower than 7 days ago when it was 5.24% to 9.5% . Their Home Equity loan shows an APR range of 6.99% to 8.49% today, with no change data available for the past days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Unitus Community has a HELOC with a minimum APR of 5.99% , which is steady compared to 7 and 30 days ago when the range was 5.99% to 7.25% . Another product shows a fixed APR of 7% today, with no earlier rates provided for comparison.

Onpoint Community has a Home Equity APR range of 6% to 10.5% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges of 6.25% to 10.75% . Their HELOC rates remain steady at 7.5% to 10.25% across all time frames, showing no change from 7, 30, 60, or 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Iq has a HELOC with an APR range of 7% to 11.75% today. This is down from 7.25% to 10% seven days ago and also lower than 7.25% to 12% thirty days ago. The rate range has narrowed slightly compared to a month ago. Potlatch No. 1 Financial has a Home Equity rate range of 7.03% to 7.21% today, which is lower than 7 days ago but the same as 30 days ago. Their HELOC rates are between 7.5% and 18% , unchanged from 7 and 30 days ago and lower than 30 days ago.

🏦 All Local Lenders in Albany, OR

Lender NameBranch AddressOffice ServicesLender Snapshot
CENTRAL WILLAMETTE CREDIT UNION
645 WAVERLY DR SE ALBANY OR 97322
ATM
Drive-Thru
P2P
E-Statements
Assets: $595,634,297
Deposits: $90,563,527
Net Worth: $81,995,167
Employees: 127
Members: 37,357
ONPOINT COMMUNITY CREDIT UNION
2500 SANTIAM HWY SE ALBANY OR 97322
ATM
P2P
E-Statements
E-Signature
Assets: $9,679,670,581
Deposits: $2,038,766,763
Net Worth: $1,235,497,002
Employees: 1158
Members: 585,168
SELCO COMMUNITY CREDIT UNION
1823 14TH AVE SE ALBANY OR 97322
ATM
P2P
E-Statements
E-Signature
Assets: $2,802,454,807
Deposits: $249,663,260
Net Worth: $317,004,342
Employees: 461
Members: 151,949
RED CANOE CREDIT UNION
810 BURKHART ST SE ALBANY OR 97322
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,328,546
Deposits: $50,209,562
Net Worth: $132,216,490
Employees: 252
Members: 59,470
TWINSTAR CREDIT UNION
707 WAVERLY DR SE ALBANY OR 97322
ATM
P2P
E-Statements
E-Signature
Assets: $4,259,303,493
Deposits: $166,805,564
Net Worth: $466,413,793
Employees: 816
Members: 261,185
OREGON STATE CREDIT UNION
1394 CLAY ST SE ALBANY OR 97322
ATM
Drive-Thru
P2P
E-Statements
Assets: $2,580,248,380
Deposits: $378,097,642
Net Worth: $279,291,687
Employees: 312
Members: 145,594
44 NORTH CREDIT UNION
4129 SANTIAM HWY SE ALBANY OR 97322
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $160,525,350
Deposits: $19,540,921
Net Worth: $19,090,693
Employees: 40
Members: 12,203

🏘️ All the Lenders Available in Linn County, OR

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