Selco Community Credit Union Albany OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Selco Community, your trusted financial partner right here in Albany, Oregon! Since our establishment in 1936, we have dedicated ourselves to empowering our members with reliable banking solutions and personalized service. Nestled at 1823 14th Ave SE, Albany, OR 97322, we are proud to serve a vibrant community with over 151,949 members who count on us for their financial needs. At Selco Community, we understand that every member has unique goals and aspirations. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgage loans, and business banking solutions. Our total assets of over $2.8 billion reflect our commitment to the financial well-being of our members. With total deposits reaching $249,663,260, you can rest assured knowing that your money is safe with us. Our leadership team is dedicated to creating a supportive environment for both our members and employees. Led by CEO Bob Newcomb and Board President Carol Beckley, we strive to build lasting relationships based on trust and transparency. With a team of 461 employees, we are always ready to assist you with any questions or concerns you may have. While members can visit us at our Albany branch, official correspondence should be sent to our mailing address: PO Box 7487, Springfield, OR 97475. For more information about our services or to get in touch with us directly, feel free to call us at 541-791-5400 or explore our website at selco.org. Join us in making smart financial choices today! Whether you're looking to save for the future or need assistance with loans, we're here for you every step of the way.

Branch History & Mission

At Selco Community, we take pride in our rich history and unwavering commitment to the communities we serve. Established in 1936, our Albany branch has been a cornerstone of financial support for nearly nine decades. Located at 1823 14th Ave SE, Albany, OR 97322, we have continually evolved to meet the needs of our members, ensuring that we remain a trusted partner in their financial journeys. From humble beginnings, Selco Community has grown significantly over the years. We now proudly serve 151,949 members and manage total assets amounting to an impressive $2,802,454,807. Our mission is clear: we are dedicated to providing exceptional financial services while fostering community growth and well-being. We believe that by supporting our members' financial goals, we can also uplift the neighborhoods we call home. While our physical presence is vital providing personal banking services such as checking and savings accounts, auto loans, mortgage financing, and business banking we understand the importance of adapting to modern needs. That's why we offer robust online and mobile banking solutions to ensure that our members can manage their finances conveniently and securely from anywhere. In addition to our comprehensive financial offerings, Selco Community is deeply committed to community outreach. We partner with local organizations and initiatives aimed at enhancing the quality of life in Albany and beyond. This includes supporting educational programs, health services, and local events that bring people together. While you can visit us at 1823 14th Ave SE, please note that official correspondence should be directed to our mailing address: PO Box 7487, Springfield, OR 97475. If you have any questions or need assistance, don't hesitate to reach out at 541-791-5400. As we look toward the future, Selco Community remains focused on innovation while staying true to our core values of trust, service, and community involvement. Whether you're seeking a new loan or simply want to learn more about how we can assist you financially, we invite you to join us. Experience firsthand what makes Selco Community not just a credit union but a vital part of Albany's heart.

Branch Location & Accessibility

Banking Made Easy

At Selco Community, we know your time is valuable. That's why we offer a variety of services to meet your banking needs all under one roof. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you. While we currently do not have drive-thru service, our ATM is available for quick cash withdrawals and balance checks anytime you need it.

Conveniently Located

Our branch is just a stone's throw away from local landmarks like Albany High School and the Albany Public Library, making it a convenient stop during your daily routine. You'll find ample parking available right outside, ensuring that your visit is as hassle-free as possible. Plus, our location is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can bank comfortably.

Reach Out Anytime

We understand that life can be busy! Our operating hours are flexible to accommodate your schedule. If you're looking to get in touch or need assistance with your account, feel free to call us at 541-791-5400. While members can visit us at 1823 14Th Ave SE, official correspondence should be sent to PO Box 7487 in Springfield for any postal needs.

We Can't Wait to See You!

Whether you're a long-time member or considering joining us for the first time, we invite you to stop by Selco Community. Our team looks forward to helping you achieve your financial goals. Come see how we can make banking easier and more enjoyable for you!

Member Eligibility

At Selco Community, we believe in creating a welcoming community where everyone can thrive. Joining us as a member is simple and rewarding! If you live, work, worship, or go to school in the Albany area, you're already eligible to become part of our credit union family. We're dedicated to supporting our members with a variety of financial services designed just for you. You can check out all the detailed eligibility criteria by visiting our website at . Getting started is easy! Simply head over to our account opening page at http://www.selco.org/loans/home-loans/apply-for-a-home-loan/ to fill out your application. If you have any questions along the way, feel free to give us a call at (541) 791-5400. We can't wait for you to join us at Selco Community, located at 1823 14Th Ave Se Albany Or 97322, and experience the benefits of being a valued member!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that make day-to-day operations smoother. Picture this: a local café using our payment solutions to easily accept credit cards and mobile payments, making it convenient for customers while boosting sales. Our goal is to provide tools that allow you to focus on what matters growing your business. Located at 1823 14Th Ave Se Albany Or 97322 in Albany, OR, we invite you to explore how our tailored solutions can meet your business needs. For more information, call us at (541) 791-5400 or visit our website at https://www.selco.org/. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and small businesses, we offer specialized Business Banking services that include Merchant Services and Business Loans. We know how hard you've worked to build your business; let us help you grow it further with tailored financing options that meet your specific needs.

Convenience at Your Fingertips

In addition to our traditional banking services, we prioritize convenience with features like ATM & Cash Withdrawal Services available at numerous locations. Our basic ATM access allows you to withdraw cash and check balances anytime, anywhere perfect for those on-the-go moments when you need quick access to your funds. At Selco Community, we're dedicated to making banking easy and accessible for everyone. Our digital tools ensure you can manage your finances effortlessly whether you're at home or out and about.

Get Started Today!

Ready to explore how our services can benefit you? Give us a call at (541) 791-5400, visit us online at Albany, or stop by our branch in Albany. We're excited to assist you on your financial journey!

Loans and Financing

If you're considering purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services make the process straightforward and stress-free. Picture yourself cruising down the road in your new vehicle, or settling into your dream home all made possible with competitive rates and flexible terms tailored just for you. For those who need extra cash for personal projects or consolidating debt, our Personal Loans & Debt Consolidation options can help lighten your financial load. Plus, if you're looking for rewards on your spending, check out our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases.

Personal Banking

When it comes to managing your day-to-day finances, our Personal Banking services have got you covered. Whether you're looking to open a checking or savings account, we provide options that fit various lifestyles and financial goals. Imagine having an account that not only helps you save for that dream vacation but also offers easy online access through our Online & Mobile Banking platforms. You can check balances, transfer funds, and even pay bills right from your smartphone!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides everything you need to stay on top of your financial life. You can view balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application enhances this experience, allowing you to manage your accounts on the go. Whether you're at home or out and about, you'll have real-time access to your finances. Security is a top priority for us. With features like electronic signature authorization, we ensure that your transactions are safe and secure. You can also opt for e-statements, which not only help reduce paper clutter but also provide you with easy access to your financial documents whenever you need them.

Make Payments Effortlessly

Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family with ease. Whether it's splitting a bill or paying back a loan, it's as simple as a few taps on your phone. And if you're someone who enjoys using mobile payments, you'll be happy to know that Selco Community supports this feature too! You can make secure purchases directly from your smartphone without the hassle of carrying cash or cards. With all these features combined, managing your finances has never been more straightforward. Join us today at Selco Community and experience the ease of digital banking!

Financial Strength

At Selco Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which demonstrates our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $317,004,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $22,884 in used auto loans and $1,940,244,169 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $17,674,444, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,247,071. Total Share and Deposit Accounts: 314,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 1823 14Th Ave Se Albany Or 97322 or call (541) 791-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those who need additional support for business growth or personal projects, we offer various other loan options as well. If you're interested in business financing, our outstanding commercial loans total $304,942,049, providing essential capital for entrepreneurs looking to expand.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018. Our experienced team is here to guide you through the process and ensure you find the right loan for your situation.

Refinancing and Eligibility Options

If you're considering refinancing your current loans or want to learn about eligibility options for any of our products, please reach out. Our dedicated team is here to help you explore all available choices tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For inquiries or assistance with our loan products at Selco Community located at 1823 14th Ave SE Albany Or 97322, feel free to give us a call at 541-791-5400. We're here to support you on your financial journey!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $39,523,951 in these loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users navigate their options confidently. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Users can trust that they are seeing authentic offers without any hidden agendas. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment to providing unbiased results means that users can make informed decisions based solely on their financial needs. The platform also provides real-time rate comparisons, allowing users to view up-to-date loan rates from multiple institutions. This feature empowers borrowers to act quickly and seize favorable offers as they become available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Selco Community