Red Canoe Credit Union Albany OR | Affordable Auto Loans & ATM Services

Introduction

At Red Canoe, we believe that banking should be more than just a transaction; it's about building relationships and fostering community. Located at 810 Burkhart St SE, Albany, OR 97322, our branch has been proudly serving members since 1937. With a total membership of 59,470, we are committed to providing exceptional financial services tailored to meet the unique needs of our community. Our branch is not just a place for banking; it's a hub for support and growth. We are honored to manage assets totaling $1,142,328,546, ensuring that your hard-earned money is safe and sound. Our members can access a variety of services, from personal banking products like checking and savings accounts to comprehensive loan options including auto loans and mortgages. While members can visit us at our Albany branch, official correspondence should be sent to our mailing address: PO Box 3020, Longview, WA 98632. This ensures that all your queries and communications are handled promptly by our dedicated team. Under the leadership of CEO David Spaulding and Board President Kurt Sacha, our staff of 252 employees is here to assist you with any financial needs you may have. Whether it's through our friendly in-branch service or convenient online banking options, we strive to make your experience as smooth as possible. With total deposits of $50,209,562 and cash in hand amounting to $9,834,092, we continue to demonstrate our stability and reliability in an ever-changing financial landscape. We understand that each member's financial journey is unique, which is why we offer personalized support designed for success. If you're looking for a credit union that prioritizes your needs while investing in the local community, look no further than Red Canoe. We invite you to visit us or call us at 800-562-5611 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Let's work together towards achieving your financial goals!

Branch History & Mission

At Red Canoe, we proudly celebrate a rich history that dates back to 1937. Established in the heart of Albany, Oregon, our branch has been a steadfast partner for the community, helping members achieve their financial goals and dreams. With a commitment to service and growth, we have transformed from humble beginnings into a thriving credit union that now serves over 59,000 members. Located at 810 Burkhart St SE Albany, OR 97322, our branch is conveniently situated near local landmarks that make it easy for our members to access our services. As we continue to grow, our mission remains clear: we are dedicated to providing exceptional financial services while fostering a strong sense of community support. We believe in empowering our members through personal banking solutions, auto loans, mortgage refinancing, and more. Our mission emphasizes not just financial success but also community impact. We strive to be more than just a financial institution; we aim to be a trusted ally for families and businesses alike. Whether it's assisting with a first-time home purchase or providing resources for small business growth, our focus is on enhancing the lives of those we serve. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 3020, Longview, WA 98632 if different from our main address. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for everyone to drop by. As technology evolves, so do we. Our digital offerings include online banking and mobile payments that ensure you can manage your finances anytime and anywhere. We also provide ADA-compliant facilities and services to ensure accessibility for all our members. In addition to providing top-notch banking services, Red Canoe actively engages in community outreach initiatives. We partner with local organizations and schools to support various causes that matter most to our members. This commitment reflects our belief that a strong community leads to stronger individuals and families. We invite you to join the Red Canoe family today! Experience firsthand the benefits of membership at one of Oregon's leading credit unions. Together, let's create a brighter financial future for you and your community. For more information about joining us or accessing our services, please call us at 800-562-5611 or visit our website.

Branch Location & Accessibility

Get in Touch

Ready to explore what we can do for you? Give us a call at 800-562-5611 or drop by our branch today. We look forward to welcoming you into the Red Canoe family!

Nearby Landmarks and Accessibility

You'll find us nestled near the vibrant downtown area, making it easy to stop by while you're running errands or enjoying local shops. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. We also offer ample parking so that you can park close and enjoy a stress-free experience.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is always eager to help with any questions or services you might need during these hours. If you prefer handling your banking from home, we offer online and mobile banking options that make managing your finances easier than ever. While members can visit us at 810 Burkhart St SE for all their banking needs, official correspondence should be sent to PO Box 3020 in Longview, WA.

Services Offered

At Albany Red Canoe, we pride ourselves on providing a comprehensive suite of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, our team is ready to assist you. Plus, our drive-thru service makes it convenient for those quick transactions whether you need to make a deposit or withdraw cash. And don't forget about our ATM availability for when you're on the go!

Member Eligibility

At Red Canoe, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in certain areas, you may already qualify for membership. We also embrace those who have family members already part of our credit union. The specific details about eligibility can be found on our website at https://www.redcanoecu.com/about/membership-benefits ?hslang=en , where you can get all the latest updates. Joining us not only opens the door to great banking services but also connects you with valuable resources and support tailored to your needs. Plus, it's easy to set up your account just visit us online at https://www.redcanoecu.com/checking-account-application ?hslang=en or give us a call at (800) 562-5611 for assistance. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that help streamline your operations. Imagine accepting payments quickly and securely while managing your cash flow effectively. Our services cater to various business needs, from processing transactions to managing payroll, allowing you to focus on what you do best running your business. Visit us at 810 Burkhart St Se Albany Or 97322 in Albany, OR, or call us at (800) 562-5611 to learn how we can help your business succeed!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $277 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,881,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

We understand that convenience is key in today's fast-paced world. That's why we also offer ATM & Cash Withdrawal Services, ensuring you have access to your cash whenever needed. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Business Solutions

Small business owners will appreciate our comprehensive Business Banking services. We provide essential tools such as Merchant Services that facilitate transactions and streamline operations. Additionally, our Business Loans are tailored to help you grow and expand your business with ease.

Credit Cards with Benefits

With our Credit Cards with Rewards, you can earn points for everyday purchases. Whether it's groceries or gas, every swipe brings you closer to exciting rewards like travel discounts or cashback.

Join Us Today!

At Red Canoe, we believe in making banking as straightforward and accessible as possible. With friendly staff available at our branch and online support through mobile applications, managing your finances has never been easier. If you're ready to take the next step toward better financial health, give us a call at (800) 562-5611 or visit us in person! Explore all the ways we can assist you at our website. We look forward to welcoming you as part of the Albany Red Canoe Cu family!

Loans Made Easy

Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it simple for you to get behind the wheel without breaking the bank. If you're considering buying a home, explore our Mortgage Loans & Refinancing services that help make homeownership achievable. Additionally, we offer Personal Loans & Debt Consolidation solutions that can help simplify your financial commitments by combining multiple debts into one manageable payment.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking options that include Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds and the ability to manage your money effortlessly through our Online & Mobile Banking services. You can check balances, transfer money, and pay bills right from your smartphone or computer making it easier than ever to keep track of your finances.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system offers a variety of features that cater to your needs. For instance, with e-statements available at your fingertips, you can view your account statements electronically, reducing paper clutter while keeping all your important documents organized. Plus, we provide electronic signature authorization, making it easy to complete transactions without the hassle of printing or mailing forms. If you're always on the go, our mobile application has got you covered! Download it today to enjoy mobile payments and person-to-person transfers right from your smartphone. Whether you want to split a bill with a friend or make a quick purchase, these features bring convenience right into your pocket.

Managing Your Finances Made Easy

Real-time account management is just a click away. With our user-friendly interface, navigating through your accounts is a breeze. You can track spending habits, set budgets, and make informed financial decisions all within the comfort of your home or on the move. Explore the world of digital banking today at https://www.redcanoecu.com/ and discover how easy it is to take control of your finances with Red Canoe!

Security You Can Trust

At Red Canoe, security is our top priority. Our online banking services come equipped with robust security measures to protect your personal information. You can bank with peace of mind knowing that we use advanced encryption technologies and authentication processes.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 152,380, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $0 demonstrate our dedication to meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Red Canoe is your trusted partner. Visit us at 810 Burkhart St Se Albany Or 97322 or call (800) 562-5611 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $128,497,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,271 in used auto loans and $850,888,864 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $260,575,742 in share certificates and $196,737,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $132,216,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,466,589 in used vehicle loans and $93,086,101 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that can make it easier for you.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $150,881,102 provide the capital needed to take your business to the next level. We understand the unique challenges faced by small businesses and are committed to supporting your success. For those considering refinancing options or checking eligibility for any of our loan products, don't hesitate to reach out. You can call us at 800-562-5611 for assistance or visit our website for more information: Red Canoe. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to providing you with transparent information so you can make informed decisions about your finances.

Credit Lines

If you need extra flexibility for your spending needs, our credit lines total $168,499,551 and can be an excellent resource for managing cash flow. They offer peace of mind knowing that funds are readily available when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,400,185, make buying or refinancing simple. We offer flexible terms and competitive interest rates to ensure that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $37,702,487 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday purchases while building credit.

Loan Aggregator

Benefits of Using LendMesh

With LendMesh, you gain access to real-time rate comparisons from multiple institutions. This up-to-date information helps you understand your options better and make smarter financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Don't let confusing loan options hold you back. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are not only current but also fair and transparent. LendMesh prioritizes verified data. All loan offers come from legitimate financial institutions, ensuring you receive accurate information every time you search for rates. Importantly, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is simple: to provide unbiased results that empower you to choose the best option for your needs.

Red Canoe