TwinStar Credit Union Albany OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Twinstar, your trusted financial partner located at 707 Waverly Dr SE, Albany, OR 97322. Since our establishment in 1938, we have been dedicated to serving our community with reliable and personalized banking solutions. With a strong membership base of 261,185 members, we pride ourselves on fostering a welcoming environment where everyone feels at home. At Twinstar, we understand that financial needs vary from person to person. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $4,259,303,493, ensuring that we have the resources to support your financial goals. Whether you are looking to finance your dream car or save for the future, our friendly team is here to help. Under the leadership of our CEO, Jeff Kennedy, and Board President Thomas Pettus-Czar, we remain committed to enhancing the financial well-being of our members while actively contributing to the community we serve. While you can visit us at our Albany branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507. If you're ready to take the next step toward better banking or have any questions, don't hesitate to reach out! Call us at 541-928-2773 during our operating hours or visit our website at Twinstar for more information. We look forward to serving you!

Branch History & Mission

Community Focus

Twinstar is deeply committed to giving back to Albany and surrounding areas. Through partnerships with local organizations and outreach programs, we strive to make a positive impact in the lives of residents. Our team actively participates in community events and initiatives aimed at promoting financial literacy and economic growth. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 10:00 AM to 2:00 PM we're always here when you need us. Plus, with ATM availability on-site, accessing your funds is quick and easy.

Join Us

As we look ahead to the future, we invite you to become part of the Twinstar family. Experience firsthand the benefits of membership with a credit union that puts people before profits. Join us today and discover how we can help you achieve your financial goals while supporting our vibrant community. Together, let's build a stronger Albany!

Mission Statement

Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of those we serve. We believe in building strong communities through responsible lending practices and personalized support. Whether it's offering auto loans to help you hit the road or providing business banking solutions for local entrepreneurs, we're here every step of the way. While members can visit us at 707 Waverly Dr Se Albany Or 97322, official correspondence should be sent to PO BOX 718, OLYMPIA, WA 98507. This ensures that we maintain clear communication as we continue to grow.

Our Journey

Since opening our doors more than eight decades ago, Twinstar has experienced significant growth and transformation. With total assets reaching an impressive ${total_assets}, we have continually expanded our services to meet the diverse needs of our members. Our journey reflects a steadfast dedication to providing accessible financial solutions that empower individuals and families alike. From humble beginnings, we've embraced technology and innovation, ensuring that our members can enjoy modern banking conveniences like online banking and mobile payments. We are proud to be ADA compliant, making our services available to everyone in the community.

Branch Location & Accessibility

Convenient Access and Amenities

At Twinstar, we believe that accessibility is key. Our branch is designed to welcome everyone with features that comply with ADA standards, including ramps and ample parking to ensure your visit is hassle-free. Plus, we have ATM services available for quick cash withdrawals and balance checks, allowing you to manage your finances on the go. While our physical location at 707 Waverly Dr SE is perfect for in-person visits, official correspondence should be sent to our mailing address: PO BOX 718, Olympia, WA 98507.

Join Us Today!

We invite you to stop by Twinstar at our Albany branch or give us a call at 541-928-2773. Let us help you achieve your financial goals with personalized service and community-focused banking. Your satisfaction is our priority!

Operating Hours Tailored for You

We understand that life can be busy, which is why our operating hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Whether you're stopping by before work or during your lunch break, we're here to help!

Services Just for You

Twinstar offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our friendly team is ready to assist you with any questions you might have about our products and services.

Member Eligibility

At Twinstar, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. This includes individuals from various professions, students, and even family members of existing members. To get all the details about who can become part of our family, check out our eligibility criteria at . Opening an account with us is just as easy! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=twinstarcuu91417&list=ccvlheplst. If you have any questions or need assistance, don't hesitate to reach out at (541) 928-2773. We're here to help you every step of the way! Join us at our branch located at 707 Waverly Dr Se Albany Or 97322, and experience the benefits of being part of Twinstar.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $402,566,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anywhere your business takes you. Our merchant services make this possible. From credit card processing to mobile payment options, we provide the tools you need to handle transactions smoothly and efficiently. This not only enhances customer satisfaction but also boosts your bottom line. Partner with us at Twinstar, located at 707 Waverly Dr Se Albany Or 97322, and let's work together to take your business to the next level. Whether you're looking for funding or reliable payment solutions, we've got you covered!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash on the go, we offer reliable ATM & Cash Withdrawal Services at various locations. With basic ATM access available for withdrawals and balance checks, getting your money is quick and hassle-free. At Twinstar in Albany, we're not just about numbers; we're about people. Our dedicated team is ready to assist you with any questions or concerns you may have regarding our services. Don't hesitate to reach out at 541-928-2773 or visit us today! Explore how Twinstar can help elevate your financial experience your journey starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel of your dream vehicle. We offer flexible terms and competitive rates that fit any budget. Plus, with the ability to apply online or via our mobile app, securing financing has never been easier.

Business Banking Services

For our business members, Twinstar offers comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the financial support necessary for growth.

Credit Cards with Rewards

Who doesn't love rewards? With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits like cash back or travel points. It's an excellent way to maximize your spending while enjoying perks along the way.

Digital Banking Features

In today's fast-paced world, convenience matters. Our commitment to ease of access is evident in our robust Online & Mobile Banking services. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills.

Mortgage Loans & Refinancing

Owning a home can be one of life's most rewarding experiences. Our Mortgage Loans & Refinancing options cater to first-time buyers and seasoned homeowners alike. Picture yourself settling into your new home with the peace of mind that comes from knowing you got a great rate through Twinstar.

Personal Banking Solutions

For those managing day-to-day finances, our Personal Banking options include checking and savings accounts designed to help you achieve your goals. Imagine having an account that not only keeps your money safe but also helps it grow over time. With competitive interest rates and user-friendly online banking features, keeping track of your finances is simple and convenient.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our Personal Loans & Debt Consolidation services can provide the relief you need. We understand that life can throw challenges your way, and we're here to help you navigate through them with manageable loan solutions.

Digital & Online Banking

Key Features

Our mobile application takes convenience a step further. Available for download, it allows you to manage your finances right from your smartphone. If you're someone who enjoys making quick payments, our mobile payments feature lets you do so effortlessly. Plus, with person-to-person transfers, sending money to friends or family has never been easier. We also prioritize security, offering electronic signature authorization for added peace of mind when conducting transactions online. And if you prefer going paperless, our e-statements provide an easy way to keep track of your account statements without cluttering your mailbox. At Twinstar, we believe that banking should fit into your life seamlessly. Our digital tools empower you to take charge of your finances while ensuring that everything is secure and user-friendly. Join us today and experience the benefits of modern banking!

Financial Strength

Commitment to Growth

With $265,086,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,336 in used auto loans and a total of $3,339,891,779 in loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 533,481, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending currently sit at $0, reinforcing our ability to provide the best possible service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twinstar is your trusted partner. Visit us at 707 Waverly Dr Se Albany Or 97322 or call (541) 928-2773 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 812 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $990,896,533 in share certificates and $584,043,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $466,413,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $636,000,484 in used vehicle loans and $378,872,596 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $402,566,686 provide the capital needed to grow and expand. We work closely with entrepreneurs to create customized financing solutions that support business development and success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,979,892, make buying or refinancing simple. We guide you through the entire process, ensuring that you find a mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're looking for better rates or terms on existing loans, we offer refinancing options that could save you money over time. Our team is ready to discuss eligibility criteria and help you navigate the refinancing process seamlessly. You can reach us at (541) 928-2773 or visit us at 707 Waverly Dr Se Albany Or 97322, where our dedicated staff is ready to assist you from Monday through Saturday. For more information about our services, please explore our website at https://www.twinstarcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Twinstar, we are committed to providing personalized service and reliable financial solutions that empower our members every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $214,933,207 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases without tying up your savings.

Loan Aggregator

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Twinstar

Type of Loan Offerings

Personal Loans

Vehicle Loans