Home Equity Loans in Bakersfield, CA

Looking for the best equity line of credit interest rates in Bakersfield, CA? Compare offers from trusted local lenders who understand your needs and can help you unlock your home’s value with flexible terms and competitive rates.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Bakersfield, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
2817 16TH ST BAKERSFIELD CA 93301
P2P
E-Statements
Assets: $30,179,602
Deposits: $2,086,743
Net Worth: $2,891,622
Employees: 8
Members: 2,128
BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
1717 TRUXTUN AVE BAKERSFIELD CA 93301
P2P
E-Statements
Assets: $30,179,602
Deposits: $2,086,743
Net Worth: $2,891,622
Employees: 8
Members: 2,128
SELF-HELP FEDERAL CREDIT UNION
2100 H ST BAKERSFIELD CA 93301
ATM
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107
STRATA FEDERAL CREDIT UNION
1717 TRUXTUN AVE BAKERSFIELD CA 93301
ATM
P2P
E-Statements
E-Signature
Assets: $338,350,695
Deposits: $35,279,967
Net Worth: $47,210,288
Employees: 72
Members: 23,953
VALLEY STRONG CREDIT UNION
2424 CHESTER AVE BAKERSFIELD CA 93301
ATM
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896
ESPEECO FEDERAL CREDIT UNION
2801 H ST BAKERSFIELD CA 93301
P2P
Assets: $11,083,144
Deposits: $1,463,204
Net Worth: $958,221
Employees: 2
Members: 1,080

🏘️ All the Lenders Available in Kern County, CA

Customers are also interested in:

Equity Line Of Credit Interest Rates