SELF HELP FEDERAL CREDIT UNION - Bakersfield, CA

Welcome to Self-help, a trusted credit union located at 2100 H St, Bakersfield, CA 93301. Since opening our doors in 2008, we have dedicated ourselves to supporting the financial well-being of our community and our 129,107 members. Our commitment is reflected in our robust financial standing, boasting total assets of over $2.12 billion and total deposits amounting to $437,357,613. At Self-help, we pride ourselves on being more than just a financial institution; we are a cornerstone of the Bakersfield community. Our team of 397 employees, led by CEO Martin Eakes and Board President Jose Caballero, works tirelessly to provide personalized banking solutions tailored to meet your needs. Whether you're looking for auto loans, mortgages, or basic checking accounts, we offer a range of services designed with you in mind. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 2100 H St, Bakersfield, CA 93301. With a net worth of $600,496,069 and cash in hand totaling $38,879,204, we are well-positioned to support our members' financial goals. Our strong commitment to responsible lending is evident through our total loans and leases count of 34,718. Join us today at Self-help and experience the difference that comes from being part of a community-focused credit union. Feel free to call us at 661-395-3032 or visit our website at self-help.org for more information about how we can help you achieve your financial dreams!

At Self-help, we take pride in our rich history and unwavering commitment to our community in Bakersfield, CA. Since opening our doors in 2008, we have grown from a small branch into a vital financial institution serving over 129,000 members. Located at 2100 H St, our branch is easily accessible and nestled among the vibrant neighborhoods of Bakersfield, where we strive to make a meaningful impact on everyone we serve. Our mission is simple yet profound: to empower individuals and families through financial services that enhance their quality of life. We believe that everyone deserves access to affordable banking options, and we work tirelessly to provide resources such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedication extends beyond just banking; it includes supporting local initiatives and fostering community development. Over the years, Self-help has achieved significant milestones. With total assets reaching an impressive $2.13 billion, we've established ourselves as a trusted partner in financial growth. Our commitment to innovation is reflected in our array of digital services like online banking and mobile payments, making it easier for our members to manage their finances anytime, anywhere. While you can visit us at our branch for all your banking needs during our operating hours Monday through Wednesday from 10 AM to 5 PM and Thursday through Friday from 10 AM to 6 PM we also understand the importance of communication. For official correspondence, please use our mailing address: 2100 H St, Bakersfield, CA 93301. At Self-help, we prioritize creating an inclusive environment where everyone feels welcome. Our ADA-compliant facilities ensure accessibility for all members of our community. Additionally, though we do not currently offer drive-thru service or shared service centers at this location, our ATM availability means you can access your funds conveniently. We are proud of our partnerships with local organizations aimed at uplifting the community through outreach programs and educational initiatives. Together with the support of dedicated staff members led by CEO Martin Eakes and Board President Jose Caballero, we continue to expand our reach and effectiveness within Kern County. We invite you to join the Self-help family today! Experience firsthand how we can assist you on your financial journey while contributing positively to the greater Bakersfield area. Visit us or call us at 661-395-3032 for more information on how you can become part of our mission-driven community bank!

Becoming a member of Self-help is like joining a warm and welcoming community that values your financial well-being. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We believe everyone deserves access to friendly financial services, so whether you're looking for personal banking options or loans, we have something for you. To find out all the details about our eligibility criteria, please visit our website at https://www.self-help.org/personal/join-us/join-shcu . Joining is simple and straightforward. You can open an account online by checking out our account opening process at https://www.self-help.org/personal/join-us/join-shcu . If you have any questions or need assistance, don't hesitate to give us a call at (661) 395-3032. We're here to help you every step of the way at our branch located at 2100 H St Bakersfield Ca 93301. Embrace the benefits of being part of Self-help, where your financial goals matter!

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to provide the best possible services to our community. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,687 in used auto loans and $1,511,536,317 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $16,629,095, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 173,015, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2100 H St Bakersfield Ca 93301 or call (661) 395-3032 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.