Home Equity Loans in Albuquerque, NM

Looking for the best home equity mortgage rates in Albuquerque, NM? Compare offers from trusted local lenders to find competitive rates and flexible terms that fit your budget and goals. Whether you’re planning a remodel or consolidating debt, we make it easy to explore your options.

Albuquerque homeowners deserve personalized service and fast funding to unlock their home’s value. Discover how local credit unions and banks support our community with affordable loans tailored just for you. Start comparing today and take the first step toward turning your home improvements into reality.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Nusenda has a Home Equity rate range of 6.88% to 7.62% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. The HELOC rate is 7.75% today and 7 days ago, down from 8% at 60 and 90 days ago. Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. U.S. Eagle has a Home Equity loan with an APR range of 6.99% to 7.49% , unchanged from it was 7 and 30 days ago. Their HELOC rates are 7.95% to 8.45% today, unchanged from 7 and 30 days ago but lower than the 8.2% to 8.7% range seen 30 days ago. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Albuquerque, NM

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SANDIA AREA FEDERAL CREDIT UNION	8000 PALOMAS AVE NE ALBUQUERQUE NM 87109	⏰ Mon - Thu: 9:00 AM - 5:00 PM Fri: 9:00 AM - 6:00 PM Sat: 9:00 AM - 1:00 PM 📞 5052926343	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,208,866,555 Deposits: $39,489,471 Net Worth: $134,192,014 Employees: 199 Members: 90,628
SANDIA AREA FEDERAL CREDIT UNION	3721 RUTLEDGE RD NE STE A ALBUQUERQUE NM 87109	⏰ 9:00 am - 5:00 PM 📞 5052566343	ATM Services Only	P2P E-Statements E-Signature	Assets: $1,208,866,555 Deposits: $39,489,471 Net Worth: $134,192,014 Employees: 199 Members: 90,628
KIRTLAND FEDERAL CREDIT UNION	6700 JEFFERSON ST NE ALBUQUERQUE NM 87109	⏰ 9-5 Mon-Fri 📞 5052544367	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,040,075,899 Deposits: $84,049,244 Net Worth: $130,504,234 Employees: 165 Members: 52,004
MOUNTAIN AMERICA FEDERAL CREDIT UNION	8021 VENTURA ST NE ALBUQUERQUE NM 87109	⏰ Monday-Friday 9:00-6:00 📞 5058567885	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $20,276,595,321 Deposits: $2,498,647,369 Net Worth: $1,866,422,746 Employees: 3426 Members: 1,295,749
RIO GRANDE CREDIT UNION	4700 MONTGOMERY BLVD NE ALBUQUERQUE NM 87109	⏰ M-TH 9-5 Fri 9-5:30 Sat 9-1 📞 5052621401	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $663,365,420 Deposits: $122,668,315 Net Worth: $53,108,005 Employees: 142 Members: 48,671
U.S. EAGLE FEDERAL CREDIT UNION	3939 OSUNA RD NE ALBUQUERQUE NM 87109	⏰ M-F - 8am - 5pm 📞 5053428888 📠 5053428975	ATM Services Only Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,504,340,758 Deposits: $47,787,260 Net Worth: $161,298,228 Employees: 328 Members: 95,154
U.S. EAGLE FEDERAL CREDIT UNION	5420 ACADEMY RD NE ALBUQUERQUE NM 87109	⏰ LOBBY - Monday thru Thursday - 9:00am to 5:00pm, Friday - 8:30am to 5:30pm, Saturday - 9:00am to 1:00pm. DRIVE-THRU - Monday thru Thursday - 9:00am to 5:00pm, Friday - 8:30am to 5:30pm, Saturday - 9:00am to 1:00pm. 📞 5053428888 📠 5053428975	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,504,340,758 Deposits: $47,787,260 Net Worth: $161,298,228 Employees: 328 Members: 95,154
NUSENDA FEDERAL CREDIT UNION	8321 PALOMAS AVE NE ALBUQUERQUE NM 87109	⏰ M-Thurs 9:00 - 5:00Fri 9:00 - 6:00Sat 9:00 - 1:00 📞 5058897755	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,932,777,059 Deposits: $331,582,500 Net Worth: $420,567,157 Employees: 884 Members: 277,205
NUSENDA FEDERAL CREDIT UNION	7530 MONTGOMERY BLVD NE ALBUQUERQUE NM 87109	⏰ 9-5 M-Th 9 - 6 Fri 📞 5058897755	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,932,777,059 Deposits: $331,582,500 Net Worth: $420,567,157 Employees: 884 Members: 277,205
NUSENDA FEDERAL CREDIT UNION	7644 JEFFERSON ST NE ALBUQUERQUE NM 87109	⏰ M - TH 9:00 - 5:00 Fri 9:00 - 6:00 📞 5058897755	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,932,777,059 Deposits: $331,582,500 Net Worth: $420,567,157 Employees: 884 Members: 277,205
SANTA FE FEDERAL CREDIT UNION	7101 JEFFERSON ST NE ALBUQUERQUE NM 87109	⏰ M-F 9:00 AM - 5:00 PM LOBBY / M-F 9:00 AM - 6:00 PM DRIVE-UPS 📞 5053456450 📠 8063730767	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $203,374,333 Deposits: $14,468,987 Net Worth: $23,148,273 Employees: 44 Members: 13,181

🏘️ All the Lenders Available in Bernalillo County, NM

✅SANDIA LABORATORY CREDIT UNION

✅US EAGLE CREDIT UNION

✅RIO GRANDE 62573 CREDIT UNION

✅FIRST FINANCIAL 68244 CREDIT UNION

✅KIRTLAND FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅STATE EMPLOYEES CREDIT UNION

✅SOUTHWEST FEDERAL CREDIT UNION

✅SANDIA AREA FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅SANTA FE FEDERAL CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅SUNWARD FEDERAL CREDIT UNION

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