Kirtland Credit Union Albuquerque NM | Low Mortgage Rates & Auto Loans

Introduction

At Kirtland, we believe in the power of community and the importance of personal relationships. Since our establishment in 1958, we have dedicated ourselves to providing exceptional financial services to our members right here at our Home Loan Center located at 6700 Jefferson St Ne, Albuquerque, NM 87109. With a strong commitment to your financial well-being, we proudly serve over 52,000 members and manage total assets exceeding $1 billion a testament to the trust you place in us. While members can visit us at our branch, official correspondence should be sent to P.O. Box 80570, Albuquerque, NM 87198. Our experienced team, led by CEO Matt Rarden and Board President Matthew Nixon, is here to support you with a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. With a net worth of $130,504,234 and total deposits amounting to $84,049,244, Kirtland is not just another financial institution; we are a partner in your journey towards achieving your dreams. We understand that every member has unique needs, which is why we offer personalized solutions tailored just for you. Our commitment extends beyond numbers. With 165 dedicated employees ready to assist you during our lobby hours from 9 AM to 5 PM Monday through Friday, we aim to create an environment where you feel valued and understood. Join us today and discover how Kirtland can help you navigate your financial future with confidence. Whether you're looking for a new home loan or simply want to chat about your options, give us a call at 505-254-4367 or visit our website at kirtlandcu.org for more information!

Branch History & Mission

Our Journey

From humble beginnings, Kirtland Credit Union was founded with the mission to provide accessible financial services to all. Over the decades, we've expanded our offerings to include a range of products such as checking and savings accounts, auto loans, mortgages, and personal loans. Our commitment to innovation is evident in our adoption of online and mobile banking solutions that make managing finances easier than ever. Our branch has not only focused on individual financial success but also on uplifting the community. We actively engage in outreach efforts, partnering with local organizations and initiatives that foster economic development and support those in need. As we continue this journey, our members can trust that their financial well-being is at the heart of everything we do.

Our Mission

At Kirtland Credit Union, our mission is straightforward: to empower our members by providing comprehensive financial services while ensuring a strong commitment to community support. We strive to create lasting relationships built on trust and transparency. Our goal is to help each member achieve their financial dreams whether that's purchasing a new home or planning for retirement. While members can visit us at 6700 Jefferson St NE for their banking needs, official correspondence should be sent to P.O. Box 80570, Albuquerque, NM 87198. We invite you to call us at 505-254-4367 during our operating hours from 9 AM to 5 PM, Monday through Friday. As we look ahead, Kirtland Credit Union remains dedicated to enhancing the lives of our members through exceptional service and innovative solutions. Join us today and experience the difference of being part of a credit union that truly cares about your financial future!

Branch Location & Accessibility

Call Us Anytime

Have questions or need assistance? Feel free to give us a call at 505-254-4367. Our team is eager to provide you with the support you need. We invite you to stop by and discover how Kirtland can help enhance your financial journey!

Convenient Access and Features

At Kirtland, we prioritize making your visit as smooth as possible. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. We understand that life gets busy, which is why we are open Monday through Friday from 9 AM to 5 PM. While our ATM services are currently unavailable and we do not offer drive-thru banking, our dedicated staff is always on hand to help with personal banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you need to send any official correspondence, please note that while you can visit us at our branch address, you may also send mail to P.O. Box 80570, Albuquerque, NM 87198.

Member Eligibility

Becoming a member of Kirtland feels like stepping into a welcoming community where your financial well-being is prioritized. If you're looking to join us, you'll be pleased to know that eligibility is quite accessible! Generally, individuals who live, work, worship, or attend school in the Albuquerque area are welcome to become members. This means that whether you're a local resident or just passing through for studies or work, we have a place for you. Plus, once you join, you'll enjoy benefits such as personalized service, competitive rates on loans and savings accounts, and access to a variety of financial products designed to meet your needs. The process of opening an account is simple and straightforward. To get started, just visit our account opening page here. If you have any questions along the way or need further assistance, feel free to give us a call at 505-254-4367. For more detailed information about membership eligibility, check out our website at Kirtland Credit Union. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that streamline your payment processes. Imagine being able to accept payments easily from customers whether they're shopping online or in-store. Our services help you focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 6700 Jefferson St Ne Albuquerque Nm 87109 in Albuquerque, NM, or call us at (505) 254-4367 for more information on how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored Just for You

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans designed to help your business thrive. Whether you need capital for expansion or efficient payment processing solutions, Kirtland has got your back.

Convenience at Your Fingertips

In today's fast-paced world, having banking options at your fingertips is crucial. That's why we also provide convenient ATM & Cash Withdrawal Services, ensuring that accessing your cash is never an issue. Whether you're visiting us at the branch or using our online platforms, we're committed to making banking easier and more rewarding. For any questions or assistance, don't hesitate to reach out by calling us at 505-254-4367 during our lobby hours from 9 AM to 5 PM Monday through Friday. We invite you to discover all that Kirtland has to offer and become part of our community-focused credit union family today! Visit us online at Kirtland Credit Union or drop by our branch; we look forward to serving you!

Financing Your Dreams

Need a new car? Our Auto Loans & Vehicle Financing options are tailored to get you behind the wheel quickly and affordably. Picture yourself driving off in your new ride while knowing you secured a competitive rate with us. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are crafted to guide you through every step of the process with ease.

Personal Banking Made Easy

When it comes to personal banking, we offer Checking & Savings Accounts that fit various lifestyles. If you're saving for a vacation or just want easy access to your funds, our accounts come with features designed for convenience. Imagine being able to manage your finances right from your smartphone through our Online & Mobile Banking services. With just a few taps, you can check balances, transfer money, and pay bills anytime and anywhere.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We work with you to find solutions that fit your budget so you can focus on what matters most your peace of mind. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving back as you spend.

Digital & Online Banking

Key Features

Our mobile application makes banking even more accessible. With it, you can make mobile payments easily and securely. Plus, if you need to send money to friends or family, our person-to-person transfer feature allows for quick transactions without the hassle of cash. And for those who prefer to go paperless, e-statements are available so you can view your financial documents anytime, without cluttering your inbox. Need to sign documents but can't make it into the branch? No problem! Our electronic signature authorization lets you complete necessary paperwork from the comfort of your home. This means no more waiting in line; everything can be done quickly and efficiently. In short, our digital banking services are crafted to fit into your busy life while providing peace of mind with robust security features. Join us at Kirtland and discover how easy it is to manage your finances online!

Financial Strength

At Kirtland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial health, ensuring that you can trust us with your financial needs. With a net worth of $130,504,234, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,255 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $272,239,658 in share certificates and $225,947,348 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $123,662,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $7,241 in used auto loans and $755,418,726 in total loans and leases. Despite facing challenges reflected in our $-871,781, we remain committed to operational efficiency that enables us to offer competitive loan rates and solid financial products for our members. We also take pride in having 155 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 88,184, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kirtland is your trusted partner. Visit us at 6700 Jefferson St Ne Albuquerque Nm 87109 or call (505) 254-4367 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,435,461 in used vehicle loans and $146,793,144 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with your dream vehicle.

Credit Lines and Other Options

In addition to these offerings, we have robust credit lines totaling $360,777,326 that can give you the financial flexibility you need. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to provide personalized assistance tailored to your unique situation. At Kirtland located at 6700 Jefferson St Ne Albuquerque Nm 87109, we prioritize member satisfaction and strive to create solutions that fit your lifestyle. Our dedicated team is ready to answer your questions; feel free to reach us at 505-254-4367 during our operating hours from 9 AM to 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being matters to us; let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $61,580,027, make buying or refinancing simple. We are here to help guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $39,757,737 in loans helping members manage their finances effectively. This product is perfect for those who want to maintain control over their spending while enjoying the benefits of having available credit.

Loan Aggregator

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Kirtland