Mountain America Credit Union

Nestled in the vibrant Albuquerque community, the Mountain America branch at 8021 Ventura St NE is your trusted partner for personalized financial solutions. Whether you're looking to secure one of the best auto loans to get behind the wheel of your dream vehicle or explore competitive mortgage loans and refinancing options, this welcoming branch offers expert guidance tailored to your unique goals. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members can enjoy access to a broad range of services designed to fit every stage of life.
At Mountain America Albuquerque, you’ll find comprehensive personal banking options including checking and savings accounts, credit cards with rewarding perks, and flexible personal loans perfect for debt consolidation. Local business owners benefit from merchant services and business loans crafted to support growth in the community. While this location does not feature ATM or drive-thru services, convenient cash withdrawal options alongside robust online and mobile banking platforms make managing your finances simple anytime, anywhere.
Join over 1.2 million members who trust Mountain America’s expertise in vehicle financing and mortgage lending. Visit the Albuquerque branch today or call 505-856-7885 to experience friendly service and discover how we can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial growth and community well-being. Located at 8021 Ventura St NE, Albuquerque, NM 87109, we have been serving our members since 1936. With a total membership of over 1,295,749, we are proud to be a part of your financial journey. At Mountain America, we believe in building lasting relationships with our members. Our dedicated team is here to provide personalized service and support, whether you're looking for checking and savings accounts, auto loans, or business banking solutions. With total assets exceeding $20.28 billion and deposits reaching $2.50 billion, we have the resources to help you achieve your financial goals. Our CEO, Sterling Nielsen, along with Board President Scott Burt, lead our team of 3,426 employees who are committed to providing exceptional service every day. We understand that trust is essential in banking, which is why we maintain a net worth of $1.87 billion and ensure robust liquidity with over $302 million in cash on hand. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 8021 Ventura St NE, Albuquerque, NM 87109-6429. If you have any questions or need assistance, don't hesitate to reach out at 505-856-7885. We invite you to explore our range of services designed to support both personal and business banking needs. Visit our website at Mountain America for more information or stop by to speak with one of our friendly representatives today!

Branch History & Mission

Join Us!

With over 1.2 million members benefiting from our services and support, now is the perfect time for you to join Mountain America. Experience the difference of being part of a community-focused credit union dedicated to your success. For more information about how we can assist you or to learn more about membership options, feel free to contact us at 505-856-7885 or visit us online at Mountain America. We look forward to welcoming you into the Mountain America family!

Our Journey

From humble beginnings, Mountain America has evolved significantly over the decades. Initially focused on providing basic financial services, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Today, we manage total assets of over $20 billion, reflecting our strength and stability in the financial landscape. Our Albuquerque branch plays a crucial role in this journey. We are proud to offer personalized services tailored to meet the unique needs of our members. Whether you are looking for checking and savings accounts or seeking assistance with debt consolidation and refinancing options, our knowledgeable team is here to help.

Our Mission

At the heart of Mountain America's mission is a commitment to enriching lives through exceptional service and community involvement. We aim not just to provide financial products but also to empower our members with knowledge and tools they need for a secure financial future. We believe that when our members thrive, so does the entire community. In addition to financial services, we actively engage in various outreach programs aimed at supporting local initiatives and causes that matter most to our community members. Through partnerships and volunteer efforts, we strive to make a positive impact in Albuquerque and beyond.

Visit Us

While members can visit us at 8021 Ventura St NE, official correspondence should be sent to 8021 Ventura St NE, Albuquerque, NM 87109-6429. We are open Monday through Friday from 9:00 AM to 6:00 PM, ensuring accessibility for all our members. Although we currently do not offer ATM services or drive-thru banking at this location, we encourage everyone to explore our online banking platform for convenient access to your accounts anytime, anywhere.

Branch Location & Accessibility

Accessibility Features

At Mountain America, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities including ramps and spacious parking areas to ensure easy access for everyone. Whether you're coming in for a quick transaction or a more detailed consultation, you'll find that getting to us is hassle-free.

Operating Hours

We are open Monday through Friday from 9:00 AM to 6:00 PM. This gives you plenty of time during the week to stop by after work or run errands on your day off. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at 505-856-7885.

Services Offered

Mountain America is proud to offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Although we currently do not have ATM services or drive-thru banking available at this location, our friendly staff are always ready to assist you inside the branch. We invite you to visit us soon! Experience firsthand the personalized service that makes Mountain America your trusted partner in financial success. Feel free to reach out or drop by we're excited to meet you!

Member Eligibility

At Mountain America, we believe that everyone deserves a supportive community, and becoming a member is your first step into that world. If you're curious about joining us, you'll be pleased to know that eligibility is quite simple! Whether you live, work, or worship in our area, or have a family member who's already a member, you can easily qualify to join. This means that you can access all the fantastic benefits we offer from competitive loan rates to personalized service that truly cares about your financial well-being. To learn more about the specific eligibility details, feel free to check out our website at . Once you're ready to take the plunge into membership at Mountain America, opening an account is a breeze! Simply give us a call at (505) 856-7885, and our friendly team will guide you through the process. We're here Monday through Friday from 9:00 AM to 6:00 PM, ready to assist you in making this important decision for your financial future. Join us today at 8021 Ventura St Ne Albuquerque Nm 87109 and start enjoying the many advantages of being part of our community!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff without the financial strain. Our member-focused commercial loans make it possible for you to pursue these opportunities confidently.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Whether you run a retail shop or a service-based company, our tools enable you to accept payments seamlessly. This means faster checkouts and happier customers, which can lead to increased sales and repeat business. Located conveniently at 8021 Ventura St Ne Albuquerque Nm 87109 in Albuquerque, NM, our team is ready to assist you with personalized solutions that fit your unique needs. For more information, give us a call at (505) 856-7885. Let's work together to take your business to the next level!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple for you to drive away in your dream vehicle. With competitive rates and flexible terms, we ensure that getting behind the wheel doesn't break the bank.

Business Banking

For our entrepreneurial members, we provide robust business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing business, our knowledgeable staff can help guide you toward financial success.

Credit Cards with Rewards

Looking for a credit card that offers more than just spending power? Explore our credit cards with rewards that let you earn points on purchases. It's a great way to get something back while managing everyday expenses!

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing an existing mortgage, Mountain America has you covered. We offer various mortgage solutions tailored to meet different needs and budgets. Our team is dedicated to guiding you through the process, making it easier for you to secure the perfect home loan.

Online & Mobile Banking

With our comprehensive online and mobile banking options, managing your finances has never been easier. From checking balances to making payments or transferring money between accounts everything is just a tap away! At Mountain America, we prioritize convenience and accessibility in all our services. If you have questions or need assistance, don't hesitate to reach out at 505-856-7885 during our lobby hours from Monday through Friday from 9:00 AM to 6:00 PM. We invite you to explore all that we offer at Mountain America your trusted partner for all things finance! Visit us today or check out more information on our website at www.macu.com. Your financial journey starts here!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with your everyday needs in mind. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, or deposit checks all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those financial hurdles head-on. Whether it's for medical bills, home improvements, or consolidating debt into one manageable payment, we're here to assist you in achieving financial peace of mind.

Digital & Online Banking

Key Features

You can also enjoy the benefits of e-statements at Mountain America. This not only helps you go paperless but also keeps your financial information secure and easily accessible. If you're on the go, our mobile application makes it easy to manage your accounts from the palm of your hand. With features like mobile payments, you can pay for purchases quickly and securely right from your phone. Transferring money is a breeze with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending money to family, it's all done with just a few taps on your device.

Security and Ease of Use

We prioritize your security while making sure our services remain user-friendly. You can bank confidently knowing that we use advanced security measures to protect your personal information. In summary, digital and online banking at Mountain America is designed for members who value accessibility and real-time account management without compromising on security. Join us today and discover how easy managing your finances can be!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your financial well-being is in safe hands. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 8021 Ventura St Ne Albuquerque Nm 87109 or call (505) 856-7885 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the best financing option for your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. We know how important it is to have reliable funding as you navigate your entrepreneurial journey. At Mountain America, we're committed to providing you with loan options that not only meet your immediate needs but also help you plan for the future. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out to us at 505-856-7885. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. Our experienced team is ready to guide you through the process and help you understand your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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