Nusenda Credit Union Albuquerque NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Nusenda, your trusted partner in financial services located at 7530 Montgomery Blvd Ne, Albuquerque, NM 87109. Established in 1936, we have proudly served our community for over 85 years, cultivating a strong foundation of trust and reliability among our 277,205 members. Our commitment to you goes beyond banking; we are dedicated to enhancing the lives of our members through personalized service and community involvement. At Nusenda, we understand that financial health is essential for achieving your goals. With total assets exceeding $4.93 billion and total deposits of $331,582,500, we are well-equipped to support a range of financial needs from everyday banking solutions to significant loans. In fact, our lending portfolio boasts over 186,991 loans and leases, ensuring that you can find the right financing option tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 8530, Albuquerque, NM 87198. Our team is here to assist you with a variety of services including personal banking, auto loans, mortgages, and business banking solutions all designed to help you succeed financially. Under the leadership of CEO Joe Christian and Board President Ralph Wallace, Nusenda is committed to fostering a supportive environment for all members. Our team of 884 employees is always ready to provide the guidance you need on your financial journey. Ready to take the next step? Whether you're looking to open an account or inquire about our loan options, feel free to give us a call at 505-889-7755 or visit our website at Nusenda.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Community Engagement

Nusenda actively participates in local events and initiatives aimed at uplifting the community. Whether it's sponsoring educational programs or partnering with local organizations for charitable events, we strive to make a positive impact every day. As we look toward the future, we invite you to join us on this journey. Discover how being part of Nusenda can benefit you and your family financially while contributing to a stronger community. Visit us today or check out our website at Nusenda for more information about membership and services! Together, let's build a brighter tomorrow!

Our Evolution

Over the decades, Nusenda has expanded its services and reach. With total assets now surpassing $4.9 billion, we have established ourselves as a significant player in New Mexico's financial landscape. Our commitment to our members is reflected in our comprehensive range of services, including personal banking, auto loans, mortgages, and business banking solutions. We pride ourselves on being accessible; our branch offers drive-thru banking for quick transactions and an ATM available for your convenience. While you can visit us at our branch address for in-person services, official correspondence should be sent to P.O. Box 8530, Albuquerque, NM 87198 if needed.

Our Mission

At Nusenda, our mission is clear: to provide exceptional financial services while fostering community growth and empowerment. We believe in giving back to the communities we serve through various outreach initiatives and partnerships. Our approach focuses on not just meeting but exceeding the expectations of our members by offering personalized support tailored to their unique needs. We are committed to advancing digital accessibility with features like online banking and mobile payments, ensuring that everyone can manage their finances easily and securely. Our efforts to maintain ADA compliance reflect our dedication to inclusivity.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch offers ADA-compliant features including ramps and designated parking spots for individuals with disabilities. You can easily navigate our space without any hassle.

Operating Hours

We're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Our extended hours on Fridays mean you can squeeze in your banking needs even after a busy week!

Services Offered

At Nusenda, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. For those on the go, our drive-thru service allows for quick deposits and withdrawals without leaving your car. Additionally, we provide ATM access for cash withdrawals and balance checks anytime you need it. As a shared service center, we also support basic transactions for members of partner credit unions, ensuring that everyone has access to essential banking services. With our commitment to excellent service and accessibility, we invite you to visit us at the Montgomery Branch or give us a call at 505-889-7755 if you have any questions. We look forward to helping you achieve your financial goals!

Member Eligibility

Becoming a member of Nusenda feels like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the area around 7530 Montgomery Blvd Ne Albuquerque Nm 87109, you're already on the right path to membership! At Nusenda, we believe everyone deserves access to personalized financial services, and our eligibility requirements are designed to be inclusive and straightforward. For those curious about the specifics, you can visit our eligibility page at http://www.nusenda.org/accounts/become-a-member for the latest details. Opening an account with us is just as easy! You can get started by checking out our account opening process through this link: https://mortgage.nusenda.org/default.asp?siteid=3afdf08c-65c8-4888-94f5-4a8f82d66fe3. Whether you're looking for a new savings account, loan options, or simply want to explore what we offer, our friendly team is here to help. Feel free to reach out at (505) 889-7755 if you have any questions or need assistance. Join us at Nusenda, where your financial goals become our priority!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services tailored for daily operations. From payment processing solutions that simplify transactions to tools that help you manage cash flow, our services provide the backbone for smooth business operations. Picture this: a customer walks in, swipes their card, and with our efficient systems, the transaction completes seamlessly allowing you more time to focus on what matters most: growing your business. If you're located in or around Albuquerque, NM, come visit us at 7530 Montgomery Blvd Ne Albuquerque Nm 87109 or give us a call at (505) 889-7755. Let's work together to fuel your business's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment or hire additional staff our loans make these dreams a reality.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services ensure you can access funds anytime you need them. Additionally, if you're on the go but still need to handle simple transactions, our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Business Banking Services

For local entrepreneurs, Nusenda offers comprehensive business banking solutions. From merchant services that facilitate smooth transactions to business loans that help you grow your venture, we understand what it takes to run a successful business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily manage your accounts from the comfort of your home or on-the-go using our mobile app. With features like person-to-person payments and e-statements, accessing your money has never been easier.

Loans and Credit Options

Sometimes life brings unexpected expenses, and that's where our personal loans come into play. Whether it's for debt consolidation or other personal needs, we provide straightforward loan options. Plus, don't forget about our credit cards with rewards! You can earn points on everyday purchases while enjoying the flexibility of credit.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make it easy to manage your daily finances. If you're thinking about purchasing a new car, our auto loans and vehicle financing options can help turn that dream into reality. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms to suit various budgets.

Shared Branch Transactions

If you're a member of another partnering credit union, you'll appreciate our shared branch transactions which enable you to perform basic deposits and withdrawals seamlessly. At Nusenda, we're here to make managing your finances simple and accessible. Our friendly staff is always ready to assist you with any questions or concerns you may have. To learn more about how we can serve you better or to inquire about opening an account, please don't hesitate to give us a call at (505) 889-7755 or visit us online at https://www.nusenda.org:443/. Join us today at Nusenda where your financial well-being is our top priority!

Digital & Online Banking

Key Features

One standout feature is our mobile application, which puts banking right in your pocket. You can use it for everything from checking your balance to making person-to-person transfers with ease. Whether you're splitting a bill with a friend or sending money to family, our app makes it simple and quick. We also prioritize your security. With features like electronic signature authorization, you can rest assured that your transactions are protected. Plus, opting for e-statements means you'll receive your statements securely online rather than through traditional mail, giving you peace of mind while helping the environment. For those who love making payments on the fly, our mobile payments feature allows you to make purchases directly from your phone without the hassle of cash or cards. It's all about making your banking experience as convenient as possible. Our commitment to accessibility means that our digital services are available 24/7. You can manage your accounts whenever it suits you best whether it's early in the morning or late at night. At Nusenda, we strive to combine modern technology with personalized service to enhance your banking experience. Explore all that we have to offer by visiting https://www.nusenda.org:443/ today!

Financial Strength

Commitment to Growth

As shown by our total share accounts of 599,519, our growing member base trusts us with their finances. This trust empowers us to keep improving our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 7530 Montgomery Blvd Ne Albuquerque Nm 87109 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Lending Capacity

Our lending capacity is impressive as well. We have $13,832 in used auto loans and $3,262,235,626 in total loans and leases available for our members. This broad range of lending options ensures that no matter your needs be it purchasing a vehicle or investing in a home we're here to help.

Member-Centric Savings

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With 850 full-time employees and 34 part-time employees dedicated to serving you, our branches are always ready to assist with knowledgeable guidance.

Strong Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, our team can help guide you through the process. At Nusenda, we are committed to providing financial solutions that empower you. For more information about our loan offerings or to find out about eligibility options, feel free to reach out at (505) 889-7755, or visit us at our branch located at 7530 Montgomery Blvd Ne Albuquerque Nm 87109 in Albuquerque. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making them an excellent choice for everyday purchases or emergencies.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By focusing on verified data, LendMesh helps users avoid misleading information and find loans that truly fit their needs.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans