Nusenda Credit Union Albuquerque NM | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Nusenda, your trusted financial partner located at 7644 Jefferson St Ne, Albuquerque, NM 87109. Established in 1936, we have proudly served our community for over 85 years, providing exceptional banking services tailored to meet the needs of our 277,205 members. With total assets exceeding $4.9 billion and total deposits reaching $331,582,500, we are committed to helping you achieve your financial goals. At Nusenda, we believe in the power of community. Our dedicated team of 884 employees works tirelessly to ensure you receive personalized service and expert guidance. Under the leadership of CEO Joe Christian and Board President Ralph Wallace, we strive to create a supportive environment where our members can thrive. While members can visit us at our branch location, official correspondence should be sent to the same address: 7644 Jefferson St Ne, Albuquerque, NM 87109. We also maintain a strong online presence through our website at nusenda.org, where you can access a wide range of financial products and services including personal banking, auto loans, mortgages, and business banking. With a robust loan portfolio of 186,991 loans, totaling over $3.2 billion, we are here to support your dreams whether you're looking to buy a new home or finance your next vehicle. Our commitment is reflected not just in our numbers but in the lasting relationships we build with each member. Ready to take control of your finances? Give us a call at 505-889-7755 or visit us today! At Nusenda, we're more than just a credit union; we're a community focused on empowering you every step of the way.

Branch History & Mission

Nusenda has a proud history that dates back to 1936, when it first opened its doors in Albuquerque, NM. Over the years, we have grown from a small credit union into a thriving financial institution, now serving over 277,205 members. Our commitment to our community and our members remains at the heart of everything we do. Located at 7644 Jefferson St Ne, Albuquerque, NM 87109, Nusenda is easily accessible for our members. Whether you are visiting us for personal banking or seeking assistance with loans, our dedicated team is here to help. We also provide drive-thru banking services for added convenience and have ATMs available to ensure you can access your funds when needed. At Nusenda, our mission is simple yet powerful: we strive to improve the financial well-being of our members and the communities we serve. We understand that financial decisions can be overwhelming, so we are committed to providing clear guidance and personalized service. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. As we look back on our journey since 1936, we take pride in achieving significant milestones. With total assets exceeding $4.9 billion, Nusenda stands strong as a reliable partner for all your financial needs. Our commitment goes beyond just numbers; it reflects our dedication to supporting initiatives that uplift the community around us. From financial education programs to partnerships with local organizations, we believe in giving back and making a positive impact. While members can visit us at our branch location, official correspondence should be sent to 7644 Jefferson St NWE, Albuquerque, NM 87109 if different from our branch address. We encourage everyone to explore our digital advancements as well our online and mobile banking options make managing finances easier than ever. Join us at Nusenda and experience the difference of being part of a credit union that truly cares about you. Whether you're looking for everyday banking solutions or planning for your future, we're here for you every step of the way. Let's build a brighter financial future together! For more information or to become a member today, visit Nusenda's website or call us at 505-889-7755.

Branch Location & Accessibility

Accessibility Features

At Nusenda, we prioritize accessibility for all our members. Our branch is designed with features that ensure ease of access, including ADA-compliant ramps and designated parking spots. Whether you're coming in for a quick transaction or need assistance with more complex banking needs, our friendly staff is ready to help.

Convenient Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. This way, you have plenty of time to drop by after work or during your lunch break.

Get in Touch!

We invite you to stop by and experience the difference at Nusenda. If you have questions or need assistance before visiting, feel free to give us a call at 505-889-7755. Our team looks forward to welcoming you into our community-focused credit union!

Services Offered

Nusenda offers a variety of services designed to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, if you're looking for a little extra convenience, we also have drive-thru banking available for simple transactions.

Member Eligibility

At Nusenda, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become part of our community, you'll be happy to know that eligibility is open to those who live, work, worship, or attend school in certain areas. We also welcome immediate family members of existing members! This inclusiveness ensures that everyone can enjoy the benefits of our financial services. For detailed information about membership criteria, feel free to check out our eligibility page at http://www.nusenda.org/accounts/become-a-member. Joining us is simple and straightforward! You can open your account online or visit us at our branch located at 7644 Jefferson St Ne Albuquerque Nm 87109. Our friendly staff is ready to assist you with any questions you may have along the way. If you prefer speaking directly with someone, don't hesitate to call us at (505) 889-7755. We're excited to welcome you into the Nusenda family, where you'll find a range of services designed to help you thrive financially!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a partner that helps streamline your transactions. Our merchant services offer easy payment solutions so you can focus on what matters running your business. From credit card processing to mobile payment options, we provide tools that simplify sales, making it easier for customers to pay and for you to grow. Visit us at 7644 Jefferson St Ne Albuquerque Nm 87109 in Albuquerque, NM, or contact us at (505) 889-7755 to learn how our business banking solutions can benefit you!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services allow for hassle-free withdrawals and balance checks at your convenience. Additionally, our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your vehicle. At Nusenda, we strive to create an accessible banking experience for all members in Albuquerque. Our friendly staff is always ready to assist you with any questions about our wide array of services or how we can best meet your financial needs. Ready to explore what we can do for you? Give us a call at (505) 889-7755 or visit us at 7644 Jefferson St Ne Albuquerque Nm 87109 in Albuquerque today! Your financial future is brighter with us by your side!

Business Banking Services

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans tailored to foster growth and success. Whether you're just starting out or looking to expand, we're here to support your business goals.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. With features like person-to-person payments and electronic statements, staying on top of your finances has never been easier.

Credit Solutions

When it comes to credit, we've got you covered. Our personal loans and debt consolidation options provide solutions for unexpected expenses or help you streamline existing debts into one manageable payment. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase work for you.

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your daily finances effectively. If you're looking to purchase a vehicle, our auto loans and vehicle financing can make that dream a reality with competitive rates and flexible terms. For those considering home ownership or refinancing, our mortgage loans are crafted to fit various budgets and lifestyles.

Digital & Online Banking

Enhanced Features

Our mobile payments feature lets you make purchases quickly and securely, whether you're at the store or shopping online. Plus, with person-to-person transfers, sending money to friends or family is straightforward and hassle-free. We believe banking should be simple and efficient. That's why our digital services are tailored to help you stay on top of your financial goals while providing peace of mind through secure transactions. At Nusenda, we're committed to making banking easier for you. Explore all these features today and discover how our digital and online banking services can fit into your lifestyle!

Key Services

With our online banking platform, accessible at https://www.nusenda.org:443/, you can take control of your finances anytime, anywhere. Need to check your balance or pay bills? It's all just a few clicks away! Our 24/7 online banking services ensure that you can access your accounts whenever it suits you best. Plus, if you prefer a mobile experience, our user-friendly mobile application is available for download, allowing you to manage your money right from your smartphone. Security is a top priority at Nusenda. We offer electronic signature authorization, making it simple and safe to complete transactions without the need for paper forms. You can also opt for e-statements, which not only save trees but keep your financial information organized and easily accessible.

Financial Strength

Efficiency That Counts

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Your Future

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your funds are working hard for you while helping us grow our community impact. Our lending capacity supports members' financial goals across various sectors with $13,832 in used auto loans and $3,262,235,626 in total loans and leases. Whether you're looking to buy a car or expand your business, we're here to help.

Member Trust

Total Share and Deposit Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. This growing trust is not only a testament to our reliable services but also highlights the importance of community support within Nusenda. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 7644 Jefferson St Ne Albuquerque Nm 87109 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices means you can trust us with your savings and loans. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong ratio reflects our ability to manage resources effectively while prioritizing your financial growth.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. We make financing simple, so you can focus on enjoying your ride.

Credit Lines and Commercial Loans

For those needing additional support for business ventures, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. Additionally, our total credit lines amounting to $1,887,133,540 ensure that you have access to funds when you need them most. At Nusenda, we're committed to providing personalized service and expert guidance throughout your borrowing experience. If you're considering refinancing or would like to learn more about eligibility options for our various loan products, feel free to reach out. You can contact us at (505) 889-7755, or visit us at our branch located at 7644 Jefferson St Ne Albuquerque Nm 87109 in Albuquerque, NM. For more information about our offerings and how we can assist you further, please check our website: https://www.nusenda.org:443/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. This option provides the freedom to make purchases while keeping your budget in check.

Loan Aggregator

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Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans