Home Equity Loans in Salt Lake City, UT

Looking to tap into your Salt Lake City home's equity? Now’s a great time to compare home equity loan interest rates and find an offer that fits your budget. Whether you’re planning a remodel or consolidating debt, local lenders can help with competitive rates and terms tailored to you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-09

Credit Union Loan Rates - Trends & Analysis:

Utah Community has a HELOC with an APR range of 4.24% to 6.49% today. This rate is the same as it was 7 days ago but lower than 30, 60, and 90 days ago when the range was higher, reaching up to 9.49% . The rates have dropped since a month ago and remain steady compared to last week. Goldenwest has a HELOC with an APR range of 4.44% to 18% today. This rate is lower than it was 60 and 90 days ago, when the minimum APR was 4.77% . There is no data for 7 or 30 days ago to compare.

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the 30–day range, which was 4.9% to 7.38% . The rate has stayed steady over the past week but decreased compared to a month ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity rate range of 5.49% to 8.24% today, which is higher than the 5.49% to 6.24% range seen 7 and 30 days ago but the same as 60 and 90 days ago. The HELOC rate is 6.75% today, unchanged from 60 and 90 days ago. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% today, down from 8% over the past 7, 30, 60, and 90 days.

Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 7.25% today, down from 7.5% at 7, 30, 60, and 90 days ago.

Connexus has a Home Equity loan with an APR range of 6.89% to 9.24% today. This rate is the same as it was 7, 60, and 90 days ago. No changes have occurred in the past few months for this product. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range of 6.99% to 7.74% today. This is the same as 30 days ago but lower than the rates from 60 and 90 days ago. Compared to 7 days ago, the top end of the range has dropped from 8.49% to 7.74% .

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with rates ranging from 7.12% to 18% today. unchanged from 7 and 30 days ago but lower than the 7.38% to 18% range seen 30, 60, and 90 days ago. The minimum APR stayed steady at 7.12% compared to last week.

🏦 All Local Lenders in Salt Lake City, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
GOLDENWEST FEDERAL CREDIT UNION
8TH AVE AND C ST SALT LAKE CITY UT 84103
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174

🏘️ All the Lenders Available in Salt Lake County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅JORDAN FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅GRANITE FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅HERCULES FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅AFFINITY FIRST FEDERAL CREDIT UNION
✅LOCOGA FEDERAL CREDIT UNION
✅PARKS HERITAGE FEDERAL CREDIT UNION
✅COMPASS 17665 CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE WEST TENNESSEE CREDIT UNION
✅OPPORTUNITIES CREDIT UNION
✅MEMBERS 68487 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅WEST BRANCH VALLEY FEDERAL CREDIT UNION
✅LU 354 I B E W FEDERAL CREDIT UNION
✅VAREX FEDERAL CREDIT UNION
✅NATIONAL J A C L CREDIT UNION
✅RIDGELINE FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅P S CREDIT UNION
✅UTAH POWER CREDIT UNION
✅NEWELL FEDERAL CREDIT UNION
✅KOIN CREDIT UNION
✅NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
✅EPB EMPLOYEES CREDIT UNION
✅MOBILE GOVERNMENT EMP CREDIT UNION
✅STEUBEN CITIZENS FEDERAL CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

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