Goldenwest Credit Union Salt Lake City UT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Goldenwest, your trusted partner in financial well-being located at 8Th Ave And C St, Salt Lake City, UT 84103. Since our establishment in 1936, we have proudly served our community with dedication and care. With a total membership of 193,174 and assets exceeding $3.3 billion, we are more than just a credit union; we are a vital part of the lives of our members. At Goldenwest, we understand that banking is about relationships. That's why we offer personal and business banking solutions tailored to meet your unique needs. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business financing options. With over 141,134 loans extended to our members, we are here to help you achieve your financial goals. Your trust is paramount to us. That's why we maintain a strong financial foundation with a net worth of $444,742,290 and total deposits of $296,597,567. You can rest easy knowing your finances are secure with us. Additionally, our cash reserves stand at $45,465,333, ensuring that we can continue to provide exceptional service and support to our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Led by CEO Kerry Wahlen and Board President Dan Musgrave, our team of dedicated employees totaling 765 is committed to providing friendly and personalized service every time you walk through our doors or contact us via phone at 801-302-4036. We invite you to explore what Goldenwest has to offer by visiting our website at gwcu.org or stopping by the branch today! Let us help you navigate your financial journey with confidence.

Branch History & Mission

At Goldenwest, we take pride in our rich history and the strong mission that guides us every day. Founded in 1936, our branch has been a cornerstone of financial support for the community of Salt Lake City, UT. Over the years, we have grown alongside our members, expanding our services and resources to meet their evolving needs. Located at 8th Ave and C St, Salt Lake City, UT 84103, our branch has become a familiar place for families and individuals seeking reliable financial solutions. Whether you're looking for personal banking options or business services, we are here to help. While members can visit us at this address for all their banking needs, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. With a total membership of over 193,000 and total assets exceeding $3.38 billion, Goldenwest is committed to providing exceptional service. Our mission is not just about financial transactions; it's about building relationships and supporting our community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. As we continue to innovate, we offer convenient digital banking options such as online banking and mobile payments. These advancements ensure that you can manage your finances easily and securely from anywhere. We also prioritize accessibility with ADA-compliant facilities and services designed with your needs in mind. Our commitment extends beyond banking; we actively engage in community outreach initiatives and partnerships that make a positive impact. By supporting local organizations and events, we strive to enhance the quality of life in Salt Lake City. We invite you to join the Goldenwest family! Experience firsthand the personalized service and dedication that sets us apart. Explore how our diverse range of offerings can benefit you by visiting us or giving us a call at 801-302-4036. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Today!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 801-302-4036 for any inquiries. We invite you to stop by Goldenwest today your trusted partner in financial success awaits!

Convenient Access and Features

At Goldenwest, we understand the importance of accessibility. Our branch features ADA-compliant facilities to cater to all members of the community. Whether you're visiting us for personal banking, auto loans, or mortgage services, you'll find a warm welcome and a helpful team ready to assist you. While members can visit us at our Salt Lake City address, official correspondence should be sent to our mailing address at P O Box 1111, Ogden, UT 84402.

Operating Hours

We know that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us on Mondays, Tuesdays, Wednesdays, and Fridays from 9:00 AM to 1:00 PM. Our staff is here during these hours to provide personalized service tailored to your needs.

Services Offered

Though we don't have ATM or drive-thru service available at this location, we offer a range of essential banking services right inside our branch. From checking and savings accounts to personal loans and credit cards with rewards, we're here to help you make informed financial decisions.

Member Eligibility

At Goldenwest, we believe that everyone deserves access to a supportive financial community, and becoming a member is as easy as reaching out! To join us at our branch located at 8Th Ave And C St Salt Lake City Ut 84103, you just need to meet some simple eligibility criteria. If you live, work, or worship in the areas we serve, you're likely eligible to become part of our family. We welcome individuals who are looking for more than just a bank; we offer personalized service, competitive rates, and a range of products tailored to your needs. For detailed eligibility requirements, check out our resource at http://www.gwcu.org/membership. Ready to take the next step? Opening an account with us is straightforward. You can start the process by visiting our website at http://www.gwcu.org/loans/apply or simply give us a call at (801) 302-4036 if you have any questions. We're excited to help you on your journey toward financial wellness!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine a busy Saturday at your shop where customers are eager to make purchases. Our merchant services allow you to accept payments quickly and securely, making transactions easy for both you and your customers. From credit card processing to point-of-sale solutions, we equip you with tools that help streamline operations and enhance customer experiences. Come visit us at 8Th Ave And C St Salt Lake City Ut 84103 in Salt Lake City, UT, or call us at (801) 302-4036 to learn more about how our business banking and commercial services can help turn your aspirations into reality.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM availability at this branch, our network ensures that accessing cash is still straightforward when you're out and about. At Goldenwest, we strive to make banking easy and accessible so that you can focus on what truly matters achieving your financial goals. If you'd like more information about any of our services or are ready to start banking with us today, visit us in Salt Lake City or check out our website at Goldenwest. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options are here to help. We make it easy to get behind the wheel with competitive rates that suit your budget. Picture driving off in your new car without the stress of complicated financing processes.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans designed to fuel your growth. Whether you're starting a new venture or expanding an existing one, we have the financial tools to help you succeed.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards with rewards let you earn points on everyday purchases. Imagine getting cash back or travel rewards just by using your card for groceries or gas!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services can simplify your journey toward homeownership. Whether you're looking for your first home or want to refinance your current mortgage for better terms, we've got solutions that fit your needs perfectly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust online and mobile banking, managing your finances is just a click away. Transfer funds, pay bills, or check balances anytime, anywhere all from the palm of your hand.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. Our checking and savings accounts provide easy access to your funds while helping you save for future goals. Imagine having a hassle-free way to manage your daily expenses or set aside money for that dream vacation!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services offer you the flexibility and support you need during tough times. With manageable repayment plans, you can tackle those bills without feeling overwhelmed.

Digital & Online Banking

Accessibility and Ease-of-Use

Our mobile payments feature allows you to make quick payments without needing cash or cards, streamlining your shopping experience. Plus, with the ability to view e-statements, you can stay organized and reduce paper clutter in a way that works for you. At Goldenwest, we understand that life is busy. That's why our online banking options are designed for real-time account management that fits into your lifestyle. From checking balances while waiting in line to transferring money during lunch breaks, managing your finances has never been easier. Embrace the future of banking with us at Goldenwest where convenience meets security!

Key Features

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly mobile application makes it simple to manage your finances right from your smartphone. Whether you're making person-to-person transfers or setting up e-statements for easy access to your financial records, everything is just a few taps away. Safety is a top priority at Goldenwest. We ensure that all your transactions are secure so you can bank with peace of mind. While we currently do not offer electronic signature authorization, we have other ways to keep your information safe and accessible.

Financial Strength

Committed Team

We also take pride in having 579 full-time employees and 186 part-time employees who are dedicated to providing personalized service. Our knowledgeable team is always ready to assist you with your banking needs.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and a total of $2,624,868,974 in loans and leases. Our operational efficiency is reflected by our $15,918,708, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing commitment allows us to support your financial goals effectively.

Solid Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 595,185, we show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $1,537,143, further solidifying our capacity to serve you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 8Th Ave And C St Salt Lake City Ut 84103 or call (801) 302-4036 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find what fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We recognize the challenges that come with running a business and are here to support your success. At Goldenwest, we believe in making financing accessible. If you're interested in any of our loan products or want to explore refinancing options, don't hesitate to reach out! You can call us at 801-302-4036 for more information. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We work closely with our members to help them navigate the home-buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This is an excellent option if you're looking for a way to consolidate debt or make purchases without collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the numbers you see reflect actual rates available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare offers fairly without being influenced by marketing tactics. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers. Every loan comparison made through LendMesh is built on verified information, ensuring that you know exactly what to expect when considering your options.

GOLDENWEST FEDERAL CREDIT UNION - Salt Lake City, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Salt Lake City, UT (84103)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call Us Today!

Convenient Access and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Solutions Tailored for You

Merchant Services That Make Sense

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Committed Team

Lending Capacity

Member-Centric Savings

Reinvestment for Growth

Solid Foundation

Strong Member Base

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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