Home Equity Loans in Boise, ID

If you’re a Boise homeowner looking to tap into your home’s value, comparing the best home equity refinance rates in Boise, ID is a smart first step. Local lenders offer great rates and flexible terms tailored to your needs, whether it’s for remodeling or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Idaho Central has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago but lower than the 7% rate from 30, 60, and 90 days ago. The rate has stayed steady this past week after dropping from last month’s higher level.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Potlatch No. 1 Financial has a Home Equity rate range of 7.03% to 7.21% today, which is lower than 7 days ago but the same as 30 days ago. Their HELOC rates are between 7.5% and 18% , unchanged from 7 and 30 days ago and lower than 30 days ago.

🏦 All Local Lenders in Boise, ID

Lender NameBranch AddressOffice ServicesLender Snapshot
CAPITAL EDUCATORS FEDERAL CREDIT UNION
500 E HIGHLAND ST BOISE ID 83706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,597,502,317
Deposits: $37,708,791
Net Worth: $110,269,465
Employees: 290
Members: 111,221
TRUGROCER FEDERAL CREDIT UNION
501 E HIGHLAND ST BOISE ID 83706
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $316,407,396
Deposits: $21,839,787
Net Worth: $53,569,143
Employees: 69
Members: 21,496
IDAHO CENTRAL CREDIT UNION
775 E PARKCENTER BLVD BOISE ID 83706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
IDAHO CENTRAL CREDIT UNION
999 N CURTIS RD STE 516 BOISE ID 83706
ATM
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
HORIZON CREDIT UNION
910 N ORCHARD ST BOISE ID 83706
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $2,009,801,601
Deposits: $130,291,564
Net Worth: $238,521,873
Employees: 379
Members: 110,742
WESTMARK CREDIT UNION
871 E PARKCENTER BLVD BOISE ID 83706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,444,886,314
Deposits: $61,034,283
Net Worth: $120,523,841
Employees: 253
Members: 76,216
PIONEER FEDERAL CREDIT UNION
2350 S BROADWAY AVE BOISE ID 83706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $707,821,960
Deposits: $24,480,205
Net Worth: $68,203,817
Employees: 184
Members: 49,693

🏘️ All the Lenders Available in Ada County, ID

✅CAPITAL EDUCATORS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅WESTMARK CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅CONNECTIONS CREDIT UNION
✅CLARITY CREDIT UNION
✅IDAHO UNITED CREDIT UNION
✅POTLATCH NO 1 FINANCIAL CREDIT UNION
✅LOOKOUT FEDERAL CREDIT UNION
✅PIONEER FEDERAL CREDIT UNION
✅NORTHWEST CHRISTIAN CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅BEEHIVE FEDERAL CREDIT UNION
✅FRONTIER CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅BOISE FIRE DEPARTMENT CREDIT UNION

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