Westmark Credit Union Boise ID | Affordable Auto Loans & Checking

Introduction

Welcome to Westmark, your trusted financial partner located at 871 E Parkcenter Blvd, Boise, ID 83706. Established in 1954, we have proudly served our community for nearly seven decades, building a strong foundation of trust and reliability. With a membership of over 76,216 individuals, we are committed to supporting the financial needs of our members while contributing positively to the community. At Westmark, we understand that navigating finances can be challenging. That's why our dedicated team is here to offer personalized solutions tailored just for you. We manage total assets of $1,444,886,314 and hold total deposits of $61,034,283, ensuring that your money is in safe hands. Our robust portfolio includes more than 53,003 loans and leases, allowing us to provide diverse financing options to meet your needs whether it's purchasing a new car or planning for home renovations. Our leadership team, led by CEO Mike Schenck and Board President Michael Ehlers, is passionate about fostering a member-focused culture that prioritizes your financial wellness. With a total of 253 employees, we're always ready to assist you with services like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. While you can conveniently visit us at our branch location for any inquiries or assistance, please note that official correspondence should be directed to the same address: 871 E Parkcenter Blvd, Boise, ID 83706. Ready to take the next step towards achieving your financial goals? Give us a call at 208-433-3905 or explore our website at westmark.org for more information on how we can help you thrive financially. We look forward to welcoming you into the Westmark family!

Branch History & Mission

Join Us

As we continue this journey together with our valued members, we invite you to join Westmark. Experience the difference of being part of a credit union that prioritizes your financial well-being while actively contributing to the growth and prosperity of the Boise community. Discover what makes Westmark unique by visiting our website today!

Our Mission

At Westmark, our mission is more than just providing financial services; it's about making a positive impact in our community. We believe in supporting local initiatives and fostering partnerships that benefit everyone. This commitment drives us to participate actively in community outreach programs and support local events that uplift those around us. We take pride in being an ADA-compliant facility and embracing digital advancements that enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier or more secure. While you can visit us at our main location at 871 E Parkcenter Blvd, please note that all official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 208-433-3905.

Our Story

Westmark began its journey with a simple mission: to provide accessible financial services to individuals and families in our community. Over nearly seven decades, we have remained committed to this mission while expanding our offerings to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to empower our members financially. Our branch address places us near some of Boise's most cherished landmarks, making it easy for you to visit us. Whether you're stopping by for a quick transaction or seeking financial advice from one of our knowledgeable staff members, we're here for you during convenient hours: Monday through Thursday from 9:30 AM to 5:00 PM, Friday from 9:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We also offer drive-thru service for those on the go!

Branch Location & Accessibility

Welcome to Westmark, your friendly neighborhood credit union located at 871 E Parkcenter Blvd in beautiful Boise, ID. Our branch is easily accessible and conveniently situated near popular landmarks, making it a breeze for you to drop by. Whether you're visiting us for personal banking or need assistance with loans, we're here to serve you. At Westmark, we understand the importance of convenience. Our parking area is spacious and designed with accessibility in mind, ensuring that all our members can enter the branch with ease. If you require special assistance, rest assured that our facilities are ADA compliant, featuring ramps and designated parking spots. While you can visit us at 871 E Parkcenter Blvd for all your banking needs, please note that official correspondence should be directed to the same address. Our lobby hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9:30 AM to 5:00 PM, Friday from 9:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru services, we offer convenient hours as well Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. Need cash on the go? We have an ATM available right here at our branch for quick withdrawals and balance checks. Plus, if you're looking for a fast and efficient way to handle your banking transactions without stepping inside, our drive-thru service is ready for you! So why wait? Come visit us today or give us a call at 208-433-3905. Our friendly team at Westmark is eager to assist you with all your financial needs!

Member Eligibility

Becoming a member of Westmark is like joining a warm, welcoming family that's dedicated to supporting your financial goals. If you live, work, worship, or attend school in the areas we serve, you are likely eligible to join us! We believe that everyone deserves access to quality financial services, and at Westmark, we strive to make your banking experience personal and fulfilling. You can find all the detailed eligibility criteria on our website at https://www.westmark.org/membership/index.shtml . Opening an account with us is simple and straightforward. Just visit our online application portal at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzhy8zqgvmsuaws6jdalqns3t0atgkffdgbkvrnaf-xm-jz06ay5psorg4pn9kxa_ltvhwshfvw_omy4lsk1hc8 , or give us a call at (208) 433-3905 if you have any questions. We're here to help you every step of the way as you take this exciting step toward better financial health! Plus, as a member of Westmark, you'll enjoy a variety of benefits designed to enhance your financial well-being. Join us today and become part of something special right here at 871 E Parkcenter Blvd Boise Id 83706!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Daily Operations

In addition to loans, we offer robust merchant services that streamline your daily operations. Picture this: accepting payments easily from customers using various methods, whether it's credit cards, mobile payments, or online transactions. Our services not only enhance customer experience but also keep your cash flow steady. Discover how Westmark can be your partner in business success. Visit us at 871 E Parkcenter Blvd Boise Id 83706, Boise, ID or call us at (208) 433-3905 to learn more about how we can support your business journey.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, our ATM and cash withdrawal services are available at your convenience. Plus, our basic drive-thru banking ensures that deposits, withdrawals, and simple transactions can be done efficiently without leaving your car. At Westmark, we prioritize making financial management straightforward and accessible. If you're ready to explore these services or have any questions, don't hesitate to reach out at (208) 433-3905 or visit us at our branch in Boise, ID. We're here for you! Explore more about what we offer by visiting our website at https://www.westmark.org/ or stop by today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can drive away in your dream vehicle sooner than you think.

Business Banking Services

We understand that businesses need support too! Our comprehensive business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. We're committed to empowering small businesses in our community by providing the resources they need for success.

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards program allows you to earn points on everyday purchases. This way, every swipe brings you closer to exciting benefits while managing your spending effectively.

Home Financing Options

Homeownership is a significant milestone for many. At Westmark, we offer mortgage loans and refinancing solutions tailored to your unique situation. Whether you are buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to access your accounts anytime, anywhere. From checking balances to transferring funds, managing your finances has never been easier.

Personal Banking Solutions

When it comes to personal banking, we offer various options that fit different lifestyles. If you're saving for something special or just managing everyday expenses, our checking and savings accounts provide flexible access to your funds. For those moments when life takes an unexpected turn, our personal loans and debt consolidation services can help ease your financial burdens.

Digital & Online Banking

Key Features

One of the standout features at Westmark is our electronic signature authorization. This means you can sign documents digitally, saving you time and hassle. No more printing or mailing paperwork everything is done securely online. We also provide e-statements for your convenience. Say goodbye to paper clutter and easily access your statements whenever you need them. And if you're looking for quick ways to send money, our person-to-person transfer feature allows you to send funds instantly to friends or family without any fuss. For those who love using their smartphones for payments, our mobile payments option lets you make transactions quickly and securely wherever you are. Plus, with our commitment to security and user-friendly design, you can feel confident knowing that your information is safe. At Westmark, we believe banking should fit into your lifestyle seamlessly. With features like these, managing your money has never been easier or more convenient. Explore all that we have to offer today by visiting https://www.westmark.org/ !

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 159,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 871 E Parkcenter Blvd Boise Id 83706 or call (208) 433-3905 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $119,616,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that we remain equipped to meet your financial needs effectively.

Solid Financial Position

With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $13,649 in used auto loans and $1,228,812,924 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. At Westmark, we also offer refinancing options for many of these products. If you're considering refinancing your existing loan or checking your eligibility for any of our services, don't hesitate to contact us for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We aim to empower our members with the resources they need for sound financial decisions. Explore all our loan offerings today by visiting us online at Westmark or stop by our branch in Boise!

Credit Lines

If you're looking for additional flexibility in your spending, our total credit lines amounting to $399,987,377 provide just that. These lines can be tailored to suit various needs from emergency funds to planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home you've always wanted.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $33,202,821 in loans helping members manage their finances effectively. This can be an excellent option for those who want to consolidate debt or cover unexpected costs.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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WESTMARK CREDIT UNION - Boise, ID