Idaho Central Boise ID Credit Union | Top Business Banking & Auto Loans

Introduction

Welcome to Idaho Central, your trusted financial partner located at 775 E Parkcenter Blvd, Boise, ID 83706. Established in 1940, we have proudly served our community for over 80 years, growing into a thriving credit union with a total membership of 656,539 individuals who trust us with their financial needs. At Idaho Central, we believe in building lasting relationships with our members by providing personalized services that truly make a difference. With total assets exceeding $11.69 billion and total deposits of $429,322,359, we are committed to ensuring your money is safe and accessible whenever you need it. Our dedicated team of 1,845 employees, led by CEO Brenda Worrell and Board President Debbie McIntier, is here to support you every step of the way. Whether you're looking for auto loans, mortgage options, or simply a reliable checking account, we've got you covered. We offer a wide range of services including personal banking, business loans, and online banking solutions designed to make your financial life easier. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 775 E Parkcenter Blvd, Boise, ID 83706. Feel free to reach out at (208) 846-7000 during our lobby hours from Monday to Friday between 9 AM and 6 PM, and Saturday from 9 AM to 3 PM. Join us at Idaho Central today! Explore how we can help you achieve your financial goals by visiting our website at www.iccu.com. We look forward to serving you!

Branch History & Mission

Welcome to Idaho Central, a beacon of financial support and community engagement in Boise, ID. Established in 1940, our branch has been dedicated to serving members with integrity and care for over eight decades. Located at 775 E Parkcenter Blvd, we are proud to be part of a rich legacy that emphasizes not just banking, but building a better community. Since our inception, Idaho Central has evolved significantly. From humble beginnings, we have grown to serve over 656,539 members and manage total assets exceeding $11.6 billion. This growth is a testament to our commitment to providing accessible and affordable financial services tailored to meet the diverse needs of our community. Our mission is straightforward yet powerful: to empower our members with the tools and resources they need to achieve their financial goals while fostering strong community ties. We believe that everyone deserves access to quality financial services, which is why we offer a wide range of products including personal banking accounts, auto loans, mortgages, and business banking solutions. Our goal is to support you on your journey whether you're saving for your first home or expanding your business. While members can visit us at our branch address in Boise, official correspondence should be sent to the same location: 775 E Parkcenter Blvd, Boise, ID 83706. We invite you to experience our friendly service during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. At Idaho Central, we understand the importance of convenience in today's world. That's why we provide robust online and mobile banking options along with ATM access and drive-thru services for quick transactions. Our commitment extends beyond banking; we actively engage in partnerships and outreach efforts that enrich our local communities. As we look ahead, we remain steadfast in our dedication to innovation and inclusivity. We strive for ADA compliance across all platforms ensuring that everyone can enjoy seamless access to financial services. Join us at Idaho Central and discover how being a member can benefit you personally and contribute positively to our vibrant community. We're here for you let's grow together! For more information or to get started on your membership journey, call us at 208-846-7000 or visit our website at iccu.com.

Branch Location & Accessibility

Welcome to Idaho Central at our Parkcenter branch, located at 775 E Parkcenter Blvd in beautiful Boise, ID! Our convenient location makes it easy for you to access all the banking services you need. Whether you're stopping by for a quick transaction or looking to discuss your financial goals, we're here to help. As you approach our branch, you'll find that we're close to some well-known local landmarks, making us easy to spot. If you're driving, ample parking is available right outside our doors, ensuring your visit is hassle-free. We also take pride in being accessible to all members of the community. Our facility meets ADA compliance standards and features ramps for easy entry. At Idaho Central, we understand that your time is valuable. That's why we offer flexible operating hours! You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 3:00 PM. Have questions? Feel free to call us at 208-846-7000 during these hours; our friendly team is always ready to assist you. We are excited to provide a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with an ATM on-site and drive-thru banking available, managing your finances has never been more convenient. While members can visit us at our branch address, official correspondence should be sent to the same address: 775 E Parkcenter Blvd, Boise, ID 83706. Ready to experience top-notch service? We invite you to come by our Parkcenter branch today or give us a call! Your financial journey starts here at Idaho Central!

Member Eligibility

Welcome to the Idaho Central community! Becoming a member of our credit union is not just about opening an account; it's about joining a supportive family dedicated to your financial well-being. To be eligible for membership at Idaho Central, you simply need to live, work, worship, or attend school in certain areas we serve. It's that easy! We believe everyone deserves access to personalized financial services, and as a member, you'll enjoy benefits like lower loan rates and higher savings returns. For a detailed look at our eligibility requirements, feel free to visit our website at https://www.iccu.com/membership/. Ready to join? Opening an account with us is straightforward! You can start the process online by visiting https://apply.iccu.com/#/sso-start or give us a call at (208) 846-7000 if you have any questions. Our friendly team at our Boise branch located at 775 E Parkcenter Blvd Boise Id 83706 is here to help you every step of the way. Join us today and take advantage of everything Idaho Central has to offer!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday morning at your local café. Customers are lined up for their favorite brews, but what if your payment system slows things down? Our merchant services streamline transactions, letting you focus on what matters serving your customers. With easy card processing and quick deposits, managing sales becomes effortless. Located conveniently at 775 E Parkcenter Blvd Boise Id 83706, Boise, ID 83706, we're here to empower your business every step of the way. For more information about how we can assist you, visit us or call us at (208) 846-7000. Let's work together to build your business's future!

Comprehensive List Of Services

Business Banking

For our entrepreneur members, Idaho Central offers robust business banking services. From merchant services that simplify transactions to business loans that fuel your growth ambitions, we have the tools necessary for your success.

Convenience at Your Fingertips

With basic drive-thru banking for quick deposits and withdrawals as well as simple transactions, we aim to make every visit convenient for you. If you're ever in need of cash or want to check your balance quickly, our ATMs are readily available for those essential banking tasks. As you can see, Idaho Central at Parkcenter provides a variety of services that cater to all aspects of your financial journey. We invite you to connect with us at (208) 846-7000 or visit us at our branch in Boise, ID. Let us help you achieve your financial goals today!

Digital Banking Features

In today's fast-paced world, accessibility is key. That's why we prioritize online and mobile banking features that allow you to manage your accounts anytime and anywhere. Whether you want to check balances, transfer funds, or make payments, our digital platforms are user-friendly and secure. Plus, with ATM access available at our branch and across a network of locations, cash withdrawal is never far away.

Financial Support

We know life can sometimes throw curveballs. That's why we offer personal loans and debt consolidation solutions to help you regain control over your financial situation. Our credit cards come with rewards programs that can benefit you with cashback or points on everyday purchases perfect for those who love to earn while they spend!

Personal Banking

Our personal banking services make it easy for you to manage your money. With checking and savings accounts designed for convenience and growth, you can choose options that fit your lifestyle. If you're considering buying a car, our auto loans and vehicle financing offer competitive rates to help you drive away with ease. For those looking to purchase a home or refinance an existing mortgage, we provide various mortgage loan options that can be customized to your budget.

Digital & Online Banking

Key Features

Our online banking services are accessible 24/7, giving you the flexibility to check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, you can manage your finances in real-time with ease. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and securely. For those who prefer mobile banking, our user-friendly mobile application is ready for download. You can enjoy features like mobile payments, so paying for goods and services is as simple as a tap on your smartphone. And when it comes to documentation, we support electronic signature authorization, ensuring that signing important documents is fast and secure.

Stay Organized with E-Statements

Stay organized with e-statements that provide a clear overview of your transactions without the clutter of paper statements. This not only helps you keep track of your spending but also enhances the security of your financial information. At Idaho Central, we strive to provide accessible, user-friendly solutions that empower you to take control of your financial future. Explore all these features today by visiting https://www.iccu.com/ and see how easy banking can be!

Financial Strength

A Solid Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases.

Member Trust

Total Share Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $92,938,959 highlight our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 775 E Parkcenter Blvd Boise Id 83706 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to get behind the wheel of your dream car.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Other Loan Options

In addition to auto and mortgage loans, we provide access to personal loans for debt consolidation and other needs. With $2,890,714,213 available in credit lines loans, we ensure that our members have access to the funds they need when they need them. If you're considering refinancing any of your existing loans or want to explore eligibility options for any of our products, feel free to reach out! Our friendly staff at our Boise branch is here to assist you. For more information or if you're ready to apply for a loan today, please contact us at 208-846-7000 or visit us at 775 E Parkcenter Blvd Boise ID 83706. We look forward to helping you meet your financial goals! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans