Home Equity Loans in Boise, ID

Looking to tap into your Boise home's equity? A home equity line of credit offers flexible cash when you need it most, whether for renovations, debt consolidation, or unexpected expenses. Comparing offers helps you find the best fit for your budget and goals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Idaho Central has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago but lower than the 7% rate from 30, 60, and 90 days ago. The rate has stayed steady this past week after dropping from last month’s higher level.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Potlatch No. 1 Financial has a Home Equity rate range of 7.03% to 7.21% today, which is lower than 7 days ago but the same as 30 days ago. Their HELOC rates are between 7.5% and 18% , unchanged from 7 and 30 days ago and lower than 30 days ago.

🏦 All Local Lenders in Boise, ID

Lender NameBranch AddressOffice ServicesLender Snapshot
MOUNTAIN AMERICA FEDERAL CREDIT UNION
393 S 3RD ST BOISE ID 83702
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
GOLDENWEST FEDERAL CREDIT UNION
355 S 3RD ST BOISE ID 83702
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174
IDAHO CENTRAL CREDIT UNION
401 W FRONT ST BOISE ID 83702
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
IDAHO CENTRAL CREDIT UNION
650 W STATE ST BOISE ID 83702
ATM
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
CONNECTIONS CREDIT UNION
249 N 9TH ST BOISE ID 83702
ATM
P2P
E-Statements
E-Signature
Assets: $247,024,194
Deposits: $14,000,735
Net Worth: $19,583,975
Employees: 80
Members: 19,918
IDAHO UNITED CREDIT UNION
333 N 13TH ST BOISE ID 83702
ATM
P2P
E-Statements
E-Signature
Assets: $68,843,768
Deposits: $8,377,696
Net Worth: $5,708,052
Employees: 14
Members: 5,837

🏘️ All the Lenders Available in Ada County, ID

✅CAPITAL EDUCATORS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅WESTMARK CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅CONNECTIONS CREDIT UNION
✅CLARITY CREDIT UNION
✅IDAHO UNITED CREDIT UNION
✅POTLATCH NO 1 FINANCIAL CREDIT UNION
✅LOOKOUT FEDERAL CREDIT UNION
✅PIONEER FEDERAL CREDIT UNION
✅NORTHWEST CHRISTIAN CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅BEEHIVE FEDERAL CREDIT UNION
✅FRONTIER CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅BOISE FIRE DEPARTMENT CREDIT UNION

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