Idaho United Boise Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho United, where community matters and your financial goals are our priority. Located at 333 N 13Th St, Boise, ID 83702, we have proudly served our members since 1978, building a strong foundation of trust and commitment. With a total membership of 5,837, we strive to make every member feel valued and supported on their financial journey. At Idaho United, we understand that managing finances can be challenging. That's why we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages. We currently hold $68,843,768 in total assets and have a robust loan portfolio with over 2,251 loans issued to help our members achieve their dreams. Our dedicated team of 14 employees, led by CEO Nick McGhee and Board President Richard Hahn, is here to provide personalized service and expert guidance. We take pride in maintaining a net worth of $5,708,052 and total deposits amounting to $8,377,696, ensuring that we remain financially sound for our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2268, Boise, ID 83701. We invite you to explore our website at idahounited.org for more information about our services or to get in touch with us at 208-388-2959. Our lobby hours are from 9:30 AM to 5:30 PM, Monday through Friday. Let us help you take the next step towards achieving your financial aspirations!

Branch History & Mission

Our Evolution

Since opening our doors, Idaho United has embraced the belief that everyone deserves access to reliable financial services. Over the years, we have expanded our offerings, including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that life can be unpredictable; that's why we strive to provide flexible solutions like debt consolidation and refinancing to meet our members' evolving needs. In addition to our financial products, we've implemented digital advancements like online banking and mobile payments, ensuring that managing your finances is simple and convenient. We're proud to offer ATM services for easy access to your funds while maintaining ADA compliance for all our members.

Our Mission

At Idaho United, our mission is clear: we aim to enhance the financial well-being of our community by offering personalized services with a focus on member satisfaction. We believe in giving back to Boise through various community outreach programs and partnerships that uplift those around us. Our local initiatives help foster relationships within the community while supporting those who need it most. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 2268, Boise, ID 83701. Our lobby hours are designed for your convenience; we're here Monday through Friday from 9:30 AM to 5:30 PM. As we look ahead, Idaho United remains dedicated to growth and innovation. We invite you to join us on this journey toward financial empowerment and community support. Together, let's build a brighter future! For more information or to become a member today, give us a call at (208) 388-2959 or visit us online at Idaho United Credit Union.

Branch Location & Accessibility

Accessibility and Features

At Idaho United, we strive to ensure that everyone feels welcome. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and designated parking spaces to make your visit as smooth as possible. Whether you're coming in for a quick transaction or a more detailed consultation, our staff is ready to assist you. We understand that time is valuable. That's why we offer convenient operating hours from 9:30 AM to 5:30 PM on weekdays, allowing you to fit banking into your busy schedule. If you need cash on the go, our ATM is available for your convenience. Although we don't have drive-thru banking at this location, our friendly team is always ready to help inside the branch.

Services We Offer

Idaho United offers a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have solutions designed for everyone. Plus, with online and mobile banking options available, managing your finances has never been easier. For any inquiries or assistance, feel free to give us a call at 208-388-2959. Our dedicated staff is eager to help you navigate through our offerings and answer any questions you may have. We invite you to visit us today! Experience firsthand how Idaho United can support your financial journey in a welcoming environment.

Member Eligibility

At Idaho United, we believe that becoming a member is like joining a close-knit family where your financial needs are understood and prioritized. If you live, work, or worship in the Boise area, you're likely eligible to join our community. We welcome individuals from various backgrounds and walks of life, ensuring that everyone has the opportunity to benefit from our tailored financial services. For more specific eligibility criteria, feel free to check out our detailed guidelines at this link. Joining is simple! You can open an account with us by visiting our branch at 333 N 13Th St, Boise, ID 83702. Our friendly staff is always ready to assist you through the process, ensuring it's as smooth as possible. If you have any questions or need more information, don't hesitate to give us a call at 208-388-2959. We look forward to welcoming you into the Idaho United family!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that allow you to seize new opportunities or navigate tough times. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who need it.

Merchant Services

When it comes to making transactions easier for your customers, our merchant services stand out. Picture a busy café where customers can pay swiftly and securely our services enable just that. With efficient payment processing options, your business can enhance customer satisfaction while streamlining operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Boise, ID. Let us help you take your business to the next level! For more information, visit us at 333 N 13Th St Boise Id 83702 or give us a call at (208) 388-2959.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances on-the-go. Whether you're checking account balances, making transfers, or paying bills, our digital platforms ensure that your banking experience is both secure and straightforward. Need cash? Our ATM services make withdrawals quick and accessible.

Empowering Your Business

For entrepreneurs and small business owners, our business banking services offer a variety of options including merchant services and business loans. We know how important it is to have reliable financial support when running a business, and our team is ready to assist you in achieving your goals.

Get Started Today!

At Idaho United, we're here to help you navigate your financial journey with confidence and ease. With a commitment to community-focused service, we strive to create lasting relationships with all our members. Have questions or want to learn more? Feel free to reach out at (208) 388-2959 or visit us online at Idaho United Credit Union. We look forward to serving you!

Home Financing Solutions

When it comes to homeownership, mortgage loans and refinancing are essential tools in your financial toolbox. We provide personalized mortgage solutions that cater to first-time buyers and seasoned homeowners alike. Our knowledgeable staff will guide you through the process, ensuring you find a loan that fits your budget and lifestyle.

Personal Banking Made Easy

We understand that managing your finances can sometimes be overwhelming. That's why our personal banking services are designed to simplify your financial journey. From checking and savings accounts that help you manage your daily expenses to personal loans for those unexpected moments, we have you covered. If you're dreaming of owning a car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Plus, with our credit cards offering rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Imagine being able to check your balance, pay bills, or transfer money without having to visit a branch. Our 24/7 online banking services allow you to do just that. Whether you're at home or on the go, you have full control over your finances right at your fingertips. Our mobile application takes convenience a step further. You can enjoy features like mobile payments, making it easy to pay for goods and services directly from your phone. Need to send money to a friend? With our person-to-person transfer option, sharing funds is quick and hassle-free.

Security and Accessibility

We prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can stay organized while reducing paper clutter in your life. Managing your account has never been easier. All these features come together in a user-friendly interface designed for everyone. Whether you're tech-savvy or just getting started with online banking, you'll find our services accessible and straightforward. Join us at Idaho United today and experience the ease of digital banking that puts you in control of your financial journey!

Financial Strength

Commitment to Growth

With $4,597,672 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $55,300,565 in total loans and leases and 955 used auto loans available.

Growing Membership Base

With 9,927 total share accounts, we have a strong and growing member base that trusts us with their finances. Our commitment to serving the community means we are always looking for ways to enhance your experience with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho United is your trusted partner. Visit us at 333 N 13Th St Boise Id 83702 or call 208-388-2959 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $28,500,385 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, all our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Our Financial Health

With a net worth of $5,708,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 829 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,916,927 in used vehicle loans and $3,566,906 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that fit your budget. You can also explore refinancing options if you want to lower your current payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $3,206,180, we aim to support you in finding the perfect home without unnecessary hurdles.

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,094,743 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, making them an attractive option for everyday purchases. Our team at Idaho United is here to guide you through the application process and help you understand your eligibility for each product. You can reach us at 208-388-2959 or visit us at our branch located at 333 N 13Th St Boise Id 83702 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

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IDAHO UNITED CREDIT UNION - Boise, ID