Goldenwest Credit Union Boise ID | Affordable Auto Loans & Business Banking

Introduction

Community Commitment

Our commitment goes beyond just numbers. We strive to make a positive impact in the Boise area by supporting local initiatives and providing financial education. Led by our dedicated CEO, Kerry Wahlen, and Board President Dan Musgrave, we ensure that our members receive personalized attention and expert guidance every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 1111, Ogden, UT 84402.

Join Us Today!

With a wide array of services including auto loans, mortgage options, personal loans, and more all backed by a knowledgeable team we invite you to experience the Goldenwest difference. For inquiries or assistance, feel free to call us at (801) 337-8300 during our operating hours from Monday through Friday, 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. Visit us online at Goldenwest Credit Union to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At Goldenwest, we take pride in our rich history and commitment to serving the community. Established in 1936, our Boise branch has been a cornerstone for financial support and guidance for generations. Located at 355 S 3rd St, Boise, ID 83702, we are centrally positioned to serve our members effectively. Just a stone's throw from local landmarks, our branch is easily accessible for all your banking needs. Over the years, Goldenwest has grown tremendously, now boasting a total membership of 193,174 and assets exceeding $3.38 billion. This growth reflects our dedication to providing exceptional financial services tailored to the needs of our members. From humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgage loans, business banking services, and more. Our mission is simple yet powerful: to empower our members with the financial tools and resources they need to achieve their goals while also supporting the communities in which we operate. We believe that everyone deserves access to quality financial services and that by working together with our members, we can make a real difference in their lives. While members can visit us at 355 S 3rd St, official correspondence should be sent to PO Box 1111, Ogden, UT 84402. We are here for you during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. Although we do not have ATM or drive-thru services at this location, we do offer shared service center options for basic transactions. Goldenwest prides itself on being more than just a bank; we strive to be an integral part of the Boise community. Our partnerships with local organizations help us reach out and provide support where it's needed most. Whether it's through financial literacy programs or community events, we're dedicated to enhancing the lives of those around us. We invite you to join Goldenwest and experience firsthand the benefits of being part of a supportive credit union that puts its members first. Explore our wide range of services designed just for you whether you're looking for checking accounts, loans, or online banking solutions. Together, let's work towards a brighter financial future! For more information or to become a member today, visit us online at Goldenwest.

Branch Location & Accessibility

Call-to-Action

We look forward to welcoming you soon! Visit us at Goldenwest in Boise or reach out via phone if you have any questions. Your financial well-being is our priority!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. We aim to provide flexible banking hours that accommodate your lifestyle.

Parking and Accessibility

Our branch is designed with accessibility in mind. We offer ample parking spaces nearby, along with features that ensure everyone can comfortably visit us. If you require assistance or have any questions about accessibility options, feel free to give us a call at 801-337-8300.

Services Offered

At Goldenwest, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is equipped to assist you every step of the way. Additionally, as part of our commitment to serving our members better, we participate in shared services, allowing you access to basic transactions even if you belong to another credit union. Whether you're interested in personal banking, business services, or simply want more information about what we offer, we invite you to stop by or give us a call!

Member Eligibility

At Goldenwest, we believe that joining our community is more than just opening an account; it's about becoming part of a family dedicated to helping each other thrive. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you're already eligible to enjoy all the benefits we offer. This includes access to competitive rates on loans, personalized financial advice, and a wide range of services designed to support your unique needs. Ready to take the next step? Opening an account at Goldenwest is straightforward. You can find all the details you need about eligibility and membership at http://www.gwcu.org/membership. When you're ready to join us, visit this link to start your application or give us a call at (801) 337-8300 for any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services help streamline your operations. Imagine running a café where customers can pay seamlessly through mobile payments while you manage inventory effortlessly all thanks to our integrated solutions. Located at 355 S 3Rd St Boise Id 83702, Boise, ID, our team is ready to assist you in navigating your financial journey. Reach us at (801) 337-8300 to explore how we can empower your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, can help streamline your operations and fuel your growth ambitions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills right from your smartphone or computer. Our digital tools also include features like mobile payments and person-to-person transfers to simplify your transactions further.

Flexible Personal Loans

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our personal loans and debt consolidation options come in handy. Whether you need funds for home repairs or medical bills, we provide flexible terms to help ease your financial stress.

Home Financing Solutions

For those looking to purchase or refinance a home, we offer mortgage loans that fit various budgets and lifestyles. Our team is here to guide you through the process, ensuring you understand your options every step of the way.

Personal Banking Services

Whether you're opening your first checking account or saving for a future goal, our personal banking options are designed with you in mind. You can easily manage your finances with our checking and savings accounts that offer competitive rates and minimal fees. If you're in the market for a vehicle, consider our auto loans and vehicle financing solutions, which help you get on the road quickly without breaking the bank.

Rewarding Credit Card Options

To enhance your spending power, explore our credit cards with rewards that allow you to earn points on everyday purchases. It's a simple way to make your money work harder for you while enjoying added benefits.

Shared Branch Transactions

Additionally, if you're a member of another participating credit union, you can take advantage of basic shared branch transactions at our location. This includes deposits and withdrawals that make banking easy regardless of where you opened your account. We invite you to experience everything that Goldenwest has to offer. For more information about our services or to speak with one of our friendly staff members, don't hesitate to call us at (801) 337-8300. Visit us during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. Discover how we can assist you in reaching your financial goals by visiting us online at Boise Br today!

Digital & Online Banking

Key Features

Our online platform allows you to enjoy E-Statements, which means you can view your account statements electronically instead of waiting for them in the mail. This not only helps the environment but also lets you access your financial information whenever you need it. If you're looking for flexibility in payments, our Mobile Payments Feature allows you to pay with your smartphone easily. Plus, our Mobile Application makes it simple to manage your accounts while you're out and about. With just a few taps, you can complete transactions and stay updated on your finances. Need to send money to friends or family? Our Person-to-Person Transfers feature enables quick and secure transfers without hassle. And for those who value efficiency, our platform supports Electronic Signature Authorization, streamlining processes like loan applications or document signing directly from your device.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information while ensuring ease of use. You can feel confident knowing that all transactions are secure as you navigate through our user-friendly interface. At Goldenwest, we believe in empowering our members with real-time account management and accessible banking solutions that fit their busy lifestyles. Experience the convenience of modern banking today!

Financial Strength

A Team You Can Trust

We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 355 S 3Rd St Boise Id 83702 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Innovation

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to keep pace with your needs while maintaining the reliability you expect from your credit union.

Member Savings and Growth

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are dedicated to helping you achieve your financial goals. With $34,558 in used auto loans and $2,624,868,974 in total loans and leases, our lending capacity supports members' ambitions across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're interested in refinancing any existing loans or exploring eligibility options, our team is ready to discuss various pathways that may suit your situation best. At Goldenwest, we're committed to providing exceptional service and support throughout your borrowing journey. Feel free to contact us at (801) 337-8300 or visit us during our operating hours from Monday to Friday 9:00 AM - 5:30 PM and Saturday 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your operations, we have solutions tailored for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These credit cards come with benefits that can help improve your financial flexibility while keeping your spending in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We work with you to find the best terms possible, ensuring that your path to owning a home is as smooth as it can be.

Loan Aggregator

Benefits of Using LendMesh

One major advantage of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. With real-time rate comparisons available from multiple institutions, LendMesh helps users make informed decisions quickly. For example, thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By using LendMesh, you can take control of your financial decisions with confidence. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Community Commitment

Join Us Today!

Branch History & Mission

Branch Location & Accessibility

Call-to-Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Flexible Personal Loans

Home Financing Solutions

Personal Banking Services

Rewarding Credit Card Options

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Team You Can Trust

Commitment to Innovation

Member Savings and Growth

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Additional Information

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community