Mountain America Credit Union Boise ID: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mountain America, your trusted partner in financial growth and community support! Located at 393 S 3Rd St, Boise, ID 83702, our branch has been proudly serving members since 1936. As part of a credit union that boasts over 1,295,749 members, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Mountain America, we understand that banking is more than just numbers; it's about relationships and building a stronger community. With total assets exceeding $20.2 billion and total deposits of $2,498,647,369, we offer a stable foundation for all your financial endeavors. Whether you're looking for auto loans, mortgages, or personal loans, we've got you covered with a range of products designed to help you thrive. Our commitment extends beyond just financial services. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our team of over 3,426 employees works tirelessly to ensure that every member feels valued and supported. We pride ourselves on our strong community presence and aim to make a positive impact in Boise and beyond. While you can visit us at our branch location for any inquiries or services, please note that official correspondence should be sent to our mailing address: 393 S 3rd St, Boise, ID 83702-7612. Explore what Mountain America can do for you by visiting us online at www.macu.com or give us a call at 208-338-1186. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Commitment

Mountain America takes pride in being an active part of the Boise community. Our outreach efforts focus on education and support for local initiatives that uplift residents and businesses alike. Whether it's through partnerships with local organizations or sponsoring events that promote community welfare, we are dedicated to making a positive impact. While you can visit us at our branch location for all your banking needs during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, we also encourage official correspondence to be sent to our mailing address: 393 S 3rd St, Boise, ID 83702-7612. Join us at Mountain America and experience how we can help you navigate your financial journey while contributing positively to our vibrant community. Together, let's build a future filled with possibilities! For more information or assistance, feel free to reach out at 208-338-1186 or visit us online at Mountain America.

Our Mission

At Mountain America, our mission is clear: we strive to provide our members with personalized financial solutions that enhance their lives and strengthen our community. We believe in not just meeting the financial needs of our members but also fostering a sense of belonging and support within the neighborhoods we serve. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are committed to staying current with technological advancements to ensure our members have access to online and mobile banking features that make managing finances easier than ever.

Branch Location & Accessibility

Location Highlights

When you visit us at Mountain America, you'll find ample parking available, making it easy to stop by whenever you need assistance. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit comfortably. Whether you're coming in for a quick transaction or seeking more comprehensive financial services, we're here for you.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM. This schedule allows you to visit us during convenient hours that fit into your busy lifestyle. If you have any questions or need assistance outside of these hours, don't hesitate to give us a call at 208-338-1186. Our team is always ready to help!

Services Offered

At Mountain America, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. While we currently do not offer ATM services or drive-thru banking at this location, our staff is dedicated to providing personalized service inside the branch. While members can visit us at 393 S 3Rd St for all their banking needs, official correspondence should be sent to the same address: 393 S 3rd St, Boise, ID 83702-7612. We invite you to come by and discover how we can assist you on your financial journey. Whether you're looking to open a new account or need advice on loans and financing options, our team is eager to help. Stop by today we can't wait to meet you!

Member Eligibility

At Mountain America, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of our community, you'll be glad to know that membership is open to anyone who lives, works, worships, or goes to school in the areas we serve. This means if you are part of our vibrant local community here at 393 S 3Rd St Boise Id 83702, you're already eligible! Plus, being a member comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to financial resources tailored just for you. Getting started is a breeze! Simply visit our website or give us a call at (208) 338-1186 to learn more about how to open an account and officially join us. For detailed eligibility criteria and the latest updates, check out this helpful resource: . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify daily transactions. Imagine having a reliable partner to handle payments seamlessly allowing you to focus on what matters most: running your business. From credit card processing to online payment solutions, our services ensure that you stay connected with your customers and can manage your cash flow efficiently. Located at 393 S 3Rd St Boise Id 83702 in Boise, ID, we invite you to visit us or call us at (208) 338-1186 to learn how our business banking services can support your entrepreneurial journey. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For entrepreneurs and business owners, we offer specialized services including merchant services and business loans. Whether you're looking to expand your operations or manage day-to-day expenses, our team is ready to work with you to create tailored solutions that promote growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize features like online banking, mobile payments, and easy access through our user-friendly app. With these tools at your fingertips, managing your finances has never been easier. Our commitment extends beyond just offering services; it's about being there for our members when they need us most. If you have any questions or want to explore how we can assist you further, don't hesitate to reach out! You can contact us at (208) 338-1186 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Join us at Mountain America, where your financial success is our priority! Visit us online at https://www.macu.com/ to learn more about all we have to offer.

Home Loans

Buying a home is one of the biggest decisions you'll ever make. At Mountain America, we offer comprehensive mortgage loans and refinancing solutions that simplify the process. With personalized guidance every step of the way, we help first-time buyers navigate their options while ensuring you find a plan that suits your financial goals.

Personal Banking

For those seeking personal banking solutions, Mountain America offers robust options like checking and savings accounts that cater to your everyday needs. Imagine effortlessly managing your money with online and mobile banking features that allow you to check balances, transfer funds, and pay bills from anywhere. Plus, our credit cards with rewards give you the chance to earn while you spend, making every purchase more rewarding.

Personal Loans

If you're facing unexpected expenses or planning a significant purchase, our personal loans and debt consolidation services can provide the support you need. Life can throw curveballs, but having access to funds when necessary can make all the difference.

Vehicle Financing

Are you in the market for a new vehicle? Our auto loans and vehicle financing services provide flexible options that fit your budget. You can drive away in your dream car with competitive rates and terms designed for everyone. We understand how important reliable transportation is for you and your family, and we're here to make it happen.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to utilize electronic signatures. This means you can authorize transactions and documents from the comfort of your home without the hassle of printing or mailing anything making processes quicker and easier for you. For those who prefer a paperless approach, we also provide e-statements, allowing you to receive your account statements electronically. Not only does this help the environment, but it also gives you instant access to your financial information. If you're on the go, our mobile application is perfect for managing your accounts from your smartphone. You can make mobile payments effortlessly and even send money directly to friends and family through our person-to-person transfer feature. This adds a layer of flexibility to how you handle your day-to-day expenses. At Mountain America, we prioritize security as much as convenience. Our systems are equipped with advanced security features to keep your personal information safe while providing easy access to all the services you need. With all these tools at hand, managing your finances has never been easier or more secure. Join us at Mountain America and experience how digital banking can simplify your life!

Financial Strength

A Growing Member Base

We have a strong community backing us with 3,572,351 total share accounts. This number reflects the growing trust of our members who choose us as their primary financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 393 S 3Rd St Boise Id 83702 or call (208) 338-1186 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Our Community

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Additionally, if you're interested in credit lines, we have a range available with total credit lines reaching $6,373,442,492. At Mountain America, we value transparency and understand that refinancing may be an option worth considering as your circumstances change. Our loan specialists can guide you through eligibility options tailored to your specific situation. For any questions or to get started on an application, please reach out to us at (208) 338-1186 or visit us at our branch located at 393 S 3Rd St Boise Id 83702 in Boise, ID. Your path to better financial health begins here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a reliable used car or a brand-new model, our team is here to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We know how important finding the right home is for our members, and our competitive rates can help make that dream a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain control over their spending while enjoying the benefits of rewards and cash back.

Loan Aggregator

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