Home Equity Loans in El Paso, TX

Looking to tap into your home’s value in El Paso, TX? Compare the best home equity loan and HELOC offers from trusted local banks and credit unions that understand your needs and move fast to fund your goals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the range was 5.74% to 6.74% . The rates have stayed steady over the past month but have dropped compared to two to three months ago.

First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago. Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month.

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity rate range of 7.5% to 7.88% today, unchanged from 7 and 30 days ago. This rate is higher than 30 and 60 days ago, when it ranged from 6.5% to 7.75% and 6.25% to 7.88% , respectively. Compared to 90 days ago, today’s rate is lower since it was between 7.88% and 8.13% .

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% today, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in El Paso, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRSTLIGHT FEDERAL CREDIT UNION
1555 N LEE TREVINO DR EL PASO TX 79936
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,599,326,350
Deposits: $46,122,707
Net Worth: $160,060,041
Employees: 351
Members: 100,989
RAIZ FEDERAL CREDIT UNION
12020 ROJAS DR EL PASO TX 79936
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $990,017,143
Deposits: $79,280,223
Net Worth: $121,306,359
Employees: 241
Members: 74,265
RAIZ FEDERAL CREDIT UNION
1241 PULLMAN DRIVE EL PASO TX 79936
P2P
E-Statements
E-Signature
Assets: $990,017,143
Deposits: $79,280,223
Net Worth: $121,306,359
Employees: 241
Members: 74,265
EVOLVE FEDERAL CREDIT UNION
1710 SAUL KLEINFELD DR EL PASO TX 79936
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $324,871,742
Deposits: $15,636,791
Net Worth: $36,502,047
Employees: 76
Members: 14,667
CHEVRON FEDERAL CREDIT UNION
1404 N LEE TREVINO DR STE 108 EL PASO TX 79936
ATM
P2P
E-Statements
E-Signature
Assets: $4,837,830,041
Deposits: $411,999,429
Net Worth: $655,962,877
Employees: 354
Members: 137,630
GECU FEDERAL CREDIT UNION
11987 ROJAS DR EL PASO TX 79936
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
GECU FEDERAL CREDIT UNION
1545 N LEE TREVINO DR EL PASO TX 79936
ATM
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
GECU FEDERAL CREDIT UNION
1265 JOE BATTLE BLVD STE B106 EL PASO TX 79936
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
1355 GEORGE DIETER DR EL PASO TX 79936
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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