GECU El Paso TX Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to Gecu, your trusted financial partner located at 1545 N Lee Trevino Dr, El Paso, TX 79936. Since our establishment in 1932, we have proudly served our community with a commitment to provide personalized banking solutions tailored to meet the needs of our members. With over 434,559 members and total assets exceeding $4.34 billion, we are here to help you achieve your financial goals. At Gecu, we believe in the power of community. Our team is dedicated to supporting not just your financial aspirations but also initiatives that uplift our neighborhoods. Under the leadership of CEO Crystal Long and Board President Greg Watters, we aim to foster a sense of belonging and trust among all our members. With an impressive total deposit base of $92,051,037 and cash reserves amounting to $109,771,725, we are well-equipped to handle your banking needs efficiently. Whether you're looking for personal banking services, auto loans, mortgage options, or business financing, Gecu has got you covered. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address: PO Box 20998, El Paso, TX 79998. We invite you to explore how Gecu can be part of your financial journey. Call us today at (915) 778-9221 or visit us online at www.gecu.com for more information on our services. Let's work together towards a brighter financial future!

Branch History & Mission

Looking Ahead

As we move forward, Gecu remains committed to embracing digital advancements while ensuring accessibility for all members. Our focus on customer-centric initiatives means that we're constantly seeking ways to enhance your experience with us from mobile banking options to personal teller services during extended hours. We invite you to join the Gecu family today! Experience firsthand how we can support your financial journey while making a meaningful impact in the El Paso community. Whether you're looking for personal banking solutions or need assistance with business financing, we're here for you every step of the way. Together, let's build a brighter future!

Our Journey

From humble beginnings, Gecu has continuously evolved to meet the needs of our members. Over the years, we've embraced innovation while remaining dedicated to our core values of trust and community support. Our journey reflects a deep-rooted commitment to ensuring financial stability and growth for all members. We've seen significant milestones, such as expanding our range of services from checking and savings accounts to auto loans, mortgages, and business banking options tailored to fit the diverse needs of our community.

Our Mission

At Gecu, our mission is clear: we strive to enhance the financial well-being of every member through exceptional service and comprehensive solutions. We believe in not just being a bank but also being an active participant in improving our community's quality of life. Through partnerships with local organizations and outreach programs, we aim to uplift those around us by providing educational resources and financial literacy initiatives. While members can visit us at 1545 N Lee Trevino Dr El Paso Tx 79936, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We're open Monday through Friday from 9 am to 5 pm and on Saturdays from 9 am to 12 pm. For added convenience, our ATM is available 24/7.

Branch Location & Accessibility

Easy Access and Amenities

At Gecu, we prioritize your comfort and convenience. Our location boasts ample parking, making it simple for you to stop by whether you're coming from work or home. We also ensure that our facilities are ADA compliant, providing ramps and accessible entrances for everyone. If you need assistance, our friendly staff is ready to help during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Plus, if you prefer a quick transaction, our personal tellers are available until 6 PM on weekdays.

Get in Touch!

Have questions? Feel free to call us at (915) 778-9221. We're excited to welcome you into the Gecu family! Whether you're stopping by for a quick transaction or exploring our full suite of banking services, we look forward to serving you soon!

Services Offered

We're proud to offer a wide range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage financing, we've got solutions that fit every member's financial journey. Need cash? Our ATM is available 24/7 for your convenience. While members can visit us at 1545 N Lee Trevino Dr El Paso Tx 79936, official correspondence should be sent to PO Box 20998, El Paso, TX 79998.

Member Eligibility

At Gecu, we believe that becoming a member means joining a supportive community that cares about your financial well-being. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, or worships in our community. This means you can easily become a part of our family if you meet these simple criteria. By choosing Gecu, you'll gain access to a range of financial services designed to help you thrive, from checking and savings accounts to auto loans and credit cards with rewards. Ready to take the next step? Opening an account is straightforward! You can visit us at our branch located at 1545 N Lee Trevino Dr El Paso Tx 79936 or give us a call at (915) 778-9221 for more information. For detailed eligibility requirements, feel free to check out the resource available at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine a local café that needs an efficient way to process payments during peak hours. Our merchant services allow businesses like this to accept various payment methods seamlessly, ensuring customers enjoy a smooth transaction experience. This not only enhances customer satisfaction but also helps increase sales. Whether you're looking to expand your operations or streamline daily transactions, our tailored solutions are here to help you thrive. Visit us at 1545 N Lee Trevino Dr El Paso Tx 79936 or call us at (915) 778-9221 to learn more about how we can assist your business today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. We know how hard you work to grow your business, and we're here to support you with tools that simplify transactions and provide funding when you need it most.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere from checking balances to making transfers with just a few taps on your smartphone. Plus, our ATM services enable quick cash withdrawals and balance checks around the clock.

Financing Your Dreams

When it comes to buying a car or investing in a home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are tailored to fit your lifestyle. Picture driving off in your dream car without breaking the bank our competitive rates make it possible. If home ownership is on your horizon, our mortgage specialists are ready to guide you through every step of the process.

Get Started Today!

Located at 1545 N Lee Trevino Dr El Paso Tx 79936, we're here for you Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 12 pm. Feel free to reach out at (915) 778-9221 if you have any questions or need assistance. At Gecu, we are committed to helping you achieve financial success with personalized service and innovative solutions tailored just for you! Explore all that we have to offer today!

Personal Banking Solutions

We understand that managing finances can be challenging. That's why at Gecu, we offer Personal Banking services, including Checking & Savings Accounts designed to help you save for your goals while keeping your money accessible. Imagine having a checking account that not only meets your daily needs but also rewards you for using it!

Personal Loans and Credit Cards

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. These loans can help you manage debt effectively and get back on track financially. Additionally, our Credit Cards with Rewards give you the chance to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Key Services

Our online banking portal, accessible at https://www.gecu.com, provides a user-friendly interface where you can check balances, pay bills, and transfer funds without stepping foot outside your home. You'll also appreciate the option for electronic signature authorization, making it easier than ever to manage documents securely. For those who prefer going paperless, we offer e-statements that deliver your account details straight to your inbox. This not only helps the environment but also allows you to review your finances quickly and easily.

Mobile Convenience

Stay connected on-the-go with our mobile application! Available for download, this app puts all of our banking features right in the palm of your hand. Whether you're looking to make mobile payments or send money through person-to-person transfers, you can do it all from wherever you are. And don't worry about security; our systems are designed with top-notch safety measures to protect your information while providing ease of use. You can bank confidently knowing that your financial data is secure. Experience the freedom of real-time account management with Gecu's digital banking services. Visit us online today at https://www.gecu.com and discover how easy it is to take control of your finances!

Financial Strength

Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

We're proud of the trust placed in us by our community, as shown by our Total Share Accounts: 708,171, illustrating a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 1545 N Lee Trevino Dr El Paso Tx 79936 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Investments Back into Services

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $51,050 in used auto loans and $3,285,883,363 in total loans and leases.

Member Savings

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $43,999,209, which enables us to continue offering competitive loan rates and solid financial products for our members. Our team is dedicated to serving you; we have 922 full-time employees and 45 part-time employees ready to assist you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, which is why we offer tailored solutions that fit your unique circumstances. In addition to these offerings, we have various refinancing options available to ensure you are getting the most out of your current loans. If you're interested in exploring eligibility options or would like more information about our loan products, feel free to reach out. If you have any questions or need assistance getting started, don't hesitate to contact us at (915) 778-9221 or visit us at our branch located at 1545 N Lee Trevino Dr El Paso Tx 79936 in El Paso, TX. We are open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We offer flexible terms that suit your needs, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you make everyday purchases while keeping your budget intact.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan option displayed is derived from legitimate financial institutions, promoting trust in the information provided.

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: All loan offers come from reputable financial institutions, ensuring transparency. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effectively LendMesh can assist individuals in navigating their borrowing options. To explore your best financing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gecu

Type of Loan Offerings

Personal Loans