GECU El Paso TX Credit Union | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Gecu, where we believe in empowering our members and supporting the community! Located at 1265 Joe Battle Blvd Ste B106, El Paso, TX 79936, our branch has been serving the needs of our valued members since 1932. As a trusted credit union with a strong commitment to your financial well-being, we proudly support a membership base of over 434,559 individuals. At Gecu, we understand that managing your finances can be challenging. That's why we offer a range of services tailored to help you achieve your goals. With total assets of over $4.34 billion, and total deposits reaching $92,051,037, we are here to provide you with secure and reliable banking solutions. Our CEO, Crystal Long, along with our Board President, Greg Watters, lead a dedicated team of 967 employees who are passionate about serving you. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business banking services, Gecu has got you covered. Our financial strength is evident in our impressive figures total loans amounting to 211,578 and a net worth of $536,807,272 reflect our stability and ability to meet your needs. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. Explore what we can do for you! For any questions or assistance, feel free to call us at 915-778-9221 during our operating hours: Monday through Friday from 9:30 AM to 5 PM and Saturdays from 9 AM to 12 PM. Visit us online at gecu.com to learn more about how we can help you achieve financial success. Your journey towards better banking starts here!

Branch History & Mission

Commitment to Innovation

As we continue to grow, Gecu embraces technology while ensuring accessibility for all members. We have implemented digital advancements like online and mobile banking, electronic signatures, and mobile payments for enhanced convenience. Our facilities comply with ADA standards, ensuring everyone can access our services comfortably.

Join Us

Gecu stands as a pillar of support for individuals and families in El Paso. We invite you to experience the benefits of membership with us. Whether you're looking for competitive loan rates or personalized service that truly understands your needs, Gecu is here for you. Together, let's build a brighter future one member at a time! Visit us today or call us at 915-778-9221 during our operating hours: Monday through Friday from 9:30 am to 5 pm and Saturday from 9 am to 12 pm. Join Gecu and be part of a community-focused credit union dedicated to your success!

Our Mission

Our mission is clear: to empower our members by providing exceptional financial services while actively supporting our community. We believe that financial well-being goes hand-in-hand with community involvement. This philosophy drives us to offer a range of services tailored to meet the unique needs of our members from personal and auto loans to business banking solutions. We strive to create an inclusive environment where everyone feels welcome and valued. Our dedication extends beyond just banking; we are committed to making a positive impact through various outreach programs and partnerships within El Paso.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, feel free to give us a call at 915-778-9221. We're excited to welcome you to Gecu! Whether you're already a member or considering joining us, stop by today for a warm smile and expert help with all your financial needs. And remember, for official correspondence, please send mail to PO Box 20998, El Paso, TX 79998. We look forward to serving you!

Nearby Landmarks and Accessibility

You can find us near popular spots like the Cielo Vista Mall and just a short drive from the I-10 freeway, making it simple to drop by whether you're running errands or heading home. Our branch features ADA-compliant access, ensuring everyone can comfortably visit us. Ample parking is available right outside, so you won't have to worry about finding a spot.

Operating Hours and Services

We know your time is valuable, which is why we offer flexible operating hours to fit your schedule. Visit us Monday through Friday from 9:30 am to 5 pm, and on Saturdays from 9 am to 12 pm. While you're here, take advantage of our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Although we don't have an ATM or drive-thru service at this location, our team is always ready to assist you inside the branch. If you prefer online banking or mobile payments, we've got those covered too!

Member Eligibility

At Gecu, we believe that everyone deserves access to a supportive financial community. Becoming a member is not only easy but also welcoming! If you're located in or around El Paso, TX, you can join us by meeting just a few simple eligibility requirements. Typically, you may qualify if you live, work, or attend school in the area, or if you have family who are current members. This means that joining Gecu opens the door to a world of personalized financial services designed with your needs in mind. Once you're eligible, opening an account is straightforward and can often be done online or at our branch located at 1265 Joe Battle Blvd Ste B106 El Paso Tx 79936. We invite you to check out more details about our eligibility criteria on our website at . If you have any questions or need assistance, feel free to give us a call at (915) 778-9221. We're here to help you take this important step toward becoming part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

We also know that handling transactions smoothly is vital for any business. That's why we offer comprehensive merchant services tailored to meet your needs, whether you're a retail store or a service provider. Our solutions help you accept payments easily, ensuring your cash flow remains steady while you focus on what matters most growing your business. Visit us at 1265 Joe Battle Blvd Ste B106 El Paso Tx 79936 in El Paso, TX to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessibility When You Need It

While we currently do not have ATM or drive-thru services at this branch location, our commitment to member service remains strong. Our team is ready to assist you during lobby hours: Monday through Friday from 9:30 AM to 5 PM and Saturday from 9 AM to 12 PM. At Gecu, we strive to create an environment where members feel valued and supported. We understand that each person's financial journey is unique, and we're here to help you navigate yours with confidence. For more information on how we can assist you or to explore our full range of services further, visit us online at https://www.gecu.com or give us a call at (915) 778-9221 today!

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your ventures every step of the way.

Convenient Online & Mobile Banking

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even send money to friends through person-to-person payment options all from the palm of your hand.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you're looking for a checking or savings account, we offer options that fit various lifestyles and financial goals. Need a new car? Our auto loans and vehicle financing solutions are here to help you hit the road with confidence. If you're considering buying a home, check out our mortgage loans and refinancing options, which make home ownership more achievable than ever. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. Plus, with credit cards that come with rewards, you can earn while you spend on everyday purchases!

Digital & Online Banking

Additional Services

Want to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends and family without needing cash. And if you're a fan of mobile payments, you'll be happy to know that we support this feature as well making it simple to pay for purchases right from your phone. In summary, our digital and online banking services at Gecu are all about convenience and security. Whether you're managing day-to-day expenses or planning for the future, we've got the tools you need to succeed financially. Experience hassle-free banking today by visiting us online at https://www.gecu.com!

Key Features

Our online banking services let you check your account balances, transfer money, and pay bills all from the comfort of your home or on the go. No more rushing to the bank before it closes; everything you need is just a click away. Plus, with our mobile application, available for download, you can take your banking with you wherever you are. Security is a top priority at Gecu. We utilize electronic signature authorization to keep your transactions safe and streamlined. You can also choose e-statements for easy access to your financial records without the clutter of paper statements. This feature not only helps keep your information secure but also supports our commitment to sustainability.

Financial Strength

Member Trust

Total Share Accounts: 708,171, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $18,790,618. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 1265 Joe Battle Blvd Ste B106 El Paso Tx 79936 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $43,999,209 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

Our commitment to our members is further reflected in our $483,997,603 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $51,050 in used auto loans and $3,285,883,363 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find something that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We aim to support local businesses by offering tailored solutions that meet unique operational needs. At Gecu, we are committed to helping our members navigate their financial journeys with ease. For more information about refinancing options or eligibility requirements for any of these products, please reach out to us at (915) 778-9221 or visit us at our branch located at 1265 Joe Battle Blvd Ste B106 El Paso Tx 79936 in El Paso, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can add value to your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores LendMesh's dedication to user satisfaction and financial empowerment. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gecu

Type of Loan Offerings

Personal Loans