FirstLight Credit Union El Paso TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Firstlight, your trusted financial partner located at 1555 N Lee Trevino Dr, El Paso, TX 79936. Since our establishment in 1955, we have proudly served our community, growing into a robust credit union with over 100,989 members and total assets exceeding $1,599,326,350. Our commitment to providing exceptional financial services is reflected in our diverse offerings from personal banking and auto loans to business financing and online banking. At Firstlight, we understand that banking is about more than just numbers; it's about building relationships and supporting the financial well-being of our members. With a strong foundation built on trust and transparency, we aim to empower you with the tools you need for a brighter financial future. Our dedicated team, led by CEO Margarita Salazar and Board President Joshua Orozco, works tirelessly to ensure that our members receive personalized service tailored to their unique needs. Whether you're looking to open a new checking account or explore loan options, we're here to help every step of the way. For any official correspondence, please note that while you can visit us at our branch address, all mail should be directed to 1555 N Lee Trevino Dr, El Paso, TX 79936. Feel free to reach out to us at (915) 562-1172 or visit our website at Firstlight for more information about our services and how we can assist you in achieving your financial goals. Come see how we can make a difference in your banking experience!

Branch History & Mission

Our Mission

At Firstlight, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a supportive community environment. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. Our offerings include checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards all tailored to meet the unique needs of each member. We understand that true success goes beyond just financial transactions; it's about building lasting relationships with our members and actively supporting local initiatives. Throughout the years, we have partnered with various organizations in El Paso to give back through community outreach programs and educational workshops. While members can visit us at 1555 N Lee Trevino Dr, official correspondence should be sent to the same address. Our team is always ready to assist you with any questions or concerns you may have simply give us a call at (915) 562-1172. We invite you to join Firstlight today and discover how we can help you navigate your financial journey with confidence. Experience personalized service that truly cares about your needs because at Firstlight, you're not just a member; you're part of our family!

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! Call us at (915) 562-1172 for more information or just drop by we'd love to help you with all your banking needs. At Firstlight, we're committed to providing excellent service in a friendly atmosphere. Come see us today!

Getting Here

Parking at our location is hassle-free, ensuring that you can focus on what matters most your banking needs. Our branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably.

Operating Hours

We're here to serve you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, our video tellers are available Monday through Friday from 8 AM to 8 PM and on Saturdays until 3 PM.

Services Offered

At Firstlight, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for your next vehicle or home, we've got you covered. If you're in a rush, our drive-thru service allows for quick deposits and withdrawals without leaving your car. Plus, with an ATM on-site, accessing cash is as easy as pie! While members can visit us at 1555 N Lee Trevino Dr El Paso Tx 79936, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Member Eligibility

At Firstlight, we believe that becoming a member means joining a community that truly cares about you and your financial journey. If you're looking to open an account with us, the process is simple and welcoming! Membership is available to anyone who lives, works, worships, or attends school in our local area. We also extend eligibility to family members of current members, which makes it easier for you to share the benefits of our services with your loved ones. To get started on your membership journey at Firstlight, just visit us at 1555 N Lee Trevino Dr El Paso Tx 79936 or give us a call at (915) 562-1172. You can find more detailed information about eligibility and requirements by checking out our website at . Once you're ready to open your account, head over to this link for a quick and easy application: https://loans.firstlightfcu.org/products/portal . Join us today and experience the advantages of being part of the Firstlight family!

Business Banking & Commercial Services

At Firstlight, we understand that business owners are the backbone of our community. That's why we're dedicated to providing the tools you need to grow and thrive. Imagine walking into your local branch at 1555 N Lee Trevino Dr El Paso Tx 79936, El Paso, TX with a vision for your business. Whether you're looking to expand, invest in new equipment, or manage day-to-day expenses, our commercial loan options are designed just for you. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $371,473,765, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that make payment processing easy. Picture this: a customer walks into your store, makes a purchase, and with just a swipe of their card, the transaction is complete. Our systems help streamline operations so you can focus on what matters serving your customers. Visit us today at 1555 N Lee Trevino Dr El Paso Tx 79936 or give us a call at (915) 562-1172 to discover how our business banking services can empower your entrepreneurial journey!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash quickly? Our ATM services provide access to withdrawals and balance checks right when you need them. Plus, with basic drive-thru banking options available for deposits and simple transactions, getting the assistance you need is easier than ever. At Firstlight, we strive to be more than just a financial institution; we want to be part of your journey towards financial success. With our friendly team ready to assist you at (915) 562-1172, we're here to answer any questions you may have. Don't wait come visit us at 1555 N Lee Trevino Dr El Paso Tx 79936 or explore our offerings online at Lee Trevino Branch. Your path to better banking starts today!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking solutions offer merchant services and business loans tailored to help your enterprise thrive. We believe in supporting our local businesses because when they succeed, our community flourishes too.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills with just a few taps on your phone, we've made it simple for you.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to help you achieve your goals. If you're dreaming of a new car, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing opportunities can help you secure the best rates available.

Support for Your Everyday Needs

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, you can find relief from financial stress. And don't forget about our credit cards with rewards perfect for earning while you spend!

Digital & Online Banking

Key Features

Our online banking platform provides 24/7 access, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can stay in control of your money with just a few clicks or taps. Plus, our mobile application offers additional features like mobile payments, letting you make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just enter the recipient's information, and the funds are on their way. And if you prefer going paperless, we offer e-statements for easy account management while reducing clutter.

Security and Convenience

Security is our top priority. We utilize electronic signature authorization to keep your transactions safe and secure. With robust encryption and security measures in place, you can feel confident knowing that your personal information is protected. At Firstlight, we strive to provide a user-friendly experience that makes banking as straightforward as possible. Our online banking system is designed for everyone whether you're tech-savvy or just starting out with digital tools. You'll find everything you need right at your fingertips. With these powerful features combined with our commitment to excellent service, managing your finances has never been easier. Explore what Firstlight has to offer by visiting us online today!

Financial Strength

Growing Membership Base

We have established a strong member base with 200,203 total share accounts. This growing trust from our community reinforces our commitment to providing the best possible services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstlight is your trusted partner. Visit us at 1555 N Lee Trevino Dr El Paso Tx 79936 or call (915) 562-1172 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $156,226,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,036 in used auto loans and $1,319,838,284 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $367,242,231 in share certificates and $254,089,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 349 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $160,060,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business growth, our outstanding commercial loans totaling $371,473,765 provide the capital needed to expand your operations. Additionally, if you're looking for financial flexibility, our credit lines could be just what you need. At Firstlight, we believe in making borrowing accessible and straightforward. If you're curious about refinancing options or eligibility criteria for any of our products, don't hesitate to reach out. Our knowledgeable staff is here to assist you every step of the way. You can contact us at (915) 562-1172 for more information or visit our website at Firstlight to explore all available loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $291,240,705 in used vehicle loans and $183,838,403 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever for you to find the right fit for your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,740,926, make buying or refinancing simple. We know that purchasing a home is one of the biggest financial decisions you'll make, which is why our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,766,488 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that can make everyday purchases more rewarding.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons through a commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that they are viewing fair and transparent offers that adhere to recognized regulatory guidelines.

Key Benefits of Using LendMesh

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FIRSTLIGHT FEDERAL CREDIT UNION