Home Equity Loans in El Paso, TX

Discover how El Paso homeowners can unlock their home's value with home equity loans tailored to fit your needs. Whether you’re planning renovations or consolidating debt, local lenders offer competitive rates and flexible terms designed just for you.

Compare trusted home equity companies in El Paso, TX to find personalized service and fast funding. Supporting our community means working with lenders who understand your goals and help you make the most of your home’s equity.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in El Paso, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
RAIZ FEDERAL CREDIT UNION	1226 GOLDEN KEY CIR EL PASO TX 79925	⏰ 9:00 - 5:30 (Saturday (9:00 - 12:00) 📞 9158438328 📠 9158593564	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $990,017,143 Deposits: $79,280,223 Net Worth: $121,306,359 Employees: 241 Members: 74,265
EVOLVE FEDERAL CREDIT UNION	8840 GAZELLE DR EL PASO TX 79925	⏰ 9:30 to 5:30 📞 9155935866 📠 9155931798	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $324,871,742 Deposits: $15,636,791 Net Worth: $36,502,047 Employees: 76 Members: 14,667
EVOLVE FEDERAL CREDIT UNION	8810 GAZELLE DR EL PASO TX 79925	⏰ 8:30 am - 5:30 pm M-F 📞 9155935866 📠 9155931798	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $324,871,742 Deposits: $15,636,791 Net Worth: $36,502,047 Employees: 76 Members: 14,667
EVOLVE FEDERAL CREDIT UNION	8850 GAZELLE DR EL PASO TX 79925	⏰ M - F 9:30 to 5:30 📞 9155935866 📠 9155931798	ATM Services Only	P2P E-Statements E-Signature	Assets: $324,871,742 Deposits: $15,636,791 Net Worth: $36,502,047 Employees: 76 Members: 14,667
EVOLVE FEDERAL CREDIT UNION	8820 GAZELLE DR EL PASO TX 79925	⏰ 8:30 - 5:30 📞 9155935866 📠 9155931798	ATM Services Only	P2P E-Statements E-Signature	Assets: $324,871,742 Deposits: $15,636,791 Net Worth: $36,502,047 Employees: 76 Members: 14,667
ONE SOURCE FEDERAL CREDIT UNION	8870 GAZELLE DR EL PASO TX 79925	⏰ Monday through Friday 7:30 a.m. to 6:00 p.m. Saturday 9:00 a.m. to 1:00 p.m. 📞 9155920223 📠 9155927048	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $122,994,279 Deposits: $5,715,482 Net Worth: $12,837,559 Employees: 34 Members: 10,407
GECU FEDERAL CREDIT UNION	7227 VISCOUNT BLVD EL PASO TX 79925	⏰ Lobby:Mon-Fri: 9:30 am - 5 pmSat: 9 am - 12 pm 📞 9157789221	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,343,428,267 Deposits: $92,051,037 Net Worth: $536,807,272 Employees: 967 Members: 434,559
GECU FEDERAL CREDIT UNION	10425 VISTA DEL SOL DR EL PASO TX 79925	⏰ Mon-Fri: 9 am - 5 pm Sat: 9 am - 12 pm Drive-Up Personal Tellers: Mon-Fri: 9 am - 6 pm Sat: 9 am - 12 pm ATM 24/7 📞 9157789221	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,343,428,267 Deposits: $92,051,037 Net Worth: $536,807,272 Employees: 967 Members: 434,559
GECU FEDERAL CREDIT UNION	1225 AIRWAY BLVD EL PASO TX 79925	⏰ M-F 8:00 am to 5:00 pm 📞 9157789221	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,343,428,267 Deposits: $92,051,037 Net Worth: $536,807,272 Employees: 967 Members: 434,559
GECU FEDERAL CREDIT UNION	6801 VISCOUNT BLVD STE A EL PASO TX 79925	⏰ Mon-Fri: 9 am - 5 pmSat: 9 am - 12 pm 📞 9157789221	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $4,343,428,267 Deposits: $92,051,037 Net Worth: $536,807,272 Employees: 967 Members: 434,559
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	6600 MONTANA AVE EL PASO TX 79925	⏰ Lobby: M-TH 0900 - 1700 F 0900 - 1730 Sat 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION

✅EVOLVE FEDERAL CREDIT UNION

✅GECU FEDERAL CREDIT UNION

✅RAIZ FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅WHITE SANDS FEDERAL CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅MOUNTAIN STAR FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅ONE SOURCE FEDERAL CREDIT UNION

Customers are also interested in:

Home Equity Companies