Committed to Growth and Innovation
With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continually improve the member experience while promoting financial wellness within our community. We support your financial goals with $51,050 in used auto loans and a total of $3,285,883,363 in loans and leases available. Our lending capacity means that whether you're buying a car or planning for other expenses, we're here to assist you every step of the way.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 1225 Airway Blvd El Paso Tx 79925 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Member-Centric Savings Options
Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. These options not only enhance your savings but also demonstrate our commitment to prioritizing the interests of our members. Unlike traditional banks, we focus on you. With non-member deposits at $74,943,468, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks designed for our dedicated members.
Solid Financial Health
With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth demonstrates our commitment to safeguarding your deposits while providing valuable services tailored to meet your needs. Our net worth ratio of 12.33% showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our ability to absorb potential losses while maintaining sufficient capital reserves.
Strong Operational Performance
Our $15,709,361 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income serves as an indicator of our ongoing commitment to maintain a financially sound institution. With a dedicated team of 922 full-time employees and 45 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable assistance. We believe that personal service is key to fostering strong relationships with each member.
