One Source Credit Union El Paso TX | Top Auto Loans & Mortgage Rates

Introduction

At One Source, we believe that strong financial foundations start at the community level. Located at 8870 Gazelle Dr, El Paso, TX 79925, our credit union has proudly served our members since 1937, establishing a reputation built on trust and personalized service. With over 10,407 members benefiting from our commitment to their financial well-being, we focus on providing a range of services designed to meet your needs whether it's personal banking, auto loans, or mortgage solutions. As of now, our total assets stand at an impressive $122,994,279, and with total deposits reaching $5,715,482, we are well-positioned to support you in achieving your financial goals. Under the leadership of CEO Bruce Truman and Board President Robert Peterson, our dedicated team of 34 employees is here to ensure that every member feels valued and understood. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address. Our operational hours are designed for your convenience: Monday through Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We also offer online and mobile banking options to make managing your finances even easier. If you're looking for a credit union that prioritizes community impact and member satisfaction, look no further than One Source. We invite you to explore our services by visiting our website at One Source FCU or giving us a call at (915) 592-0223 today!

Branch History & Mission

At One Source in El Paso, TX, we take pride in our rich history and commitment to serving our community. Established in 1937, we have been dedicated to providing exceptional financial services for over 85 years. From humble beginnings, we have grown into a trusted credit union that now proudly serves over 10,400 members. Our branch is located at 8870 Gazelle Dr, a convenient spot for residents and businesses alike. Just a short drive from the bustling centers of El Paso, we're easily accessible for anyone looking to manage their finances with care and support. Members can also reach us through our official mailing address at the same location. The mission of One Source is simple yet profound: to empower our members through financial education and support while fostering a sense of community. We believe that by helping individuals achieve their financial goals, we contribute to the overall well-being of our neighborhoods. Whether it's through personal banking options like checking and savings accounts or offering auto loans and mortgages, our goal is to make banking accessible and beneficial for everyone. As we evolved over the years, we've embraced technology without losing sight of personal service. Our operating hours are designed with our members in mind Monday through Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. ensuring you can get the assistance you need when it suits you best. With an ATM on-site and drive-thru services available, we've made it easier than ever to manage your money. We're not just about transactions; we're about relationships. Our partnerships with local organizations enable us to engage in community outreach initiatives that truly make a difference. We actively participate in programs that support local families and businesses, reflecting our dedication to being a positive force in El Paso. With total assets exceeding $122 million, we are well-equipped to meet your financial needs while maintaining stability and growth. Our commitment goes beyond numbers; it's about creating an environment where every member feels valued and supported. Join us at One Source, where your financial journey becomes part of a larger community story. Experience firsthand how we can help you achieve your dreams while making a lasting impact on those around us. Visit us today or call us at 915-592-0223 to learn more about how you can become part of our family!

Branch Location & Accessibility

Welcome to One Source, your friendly neighborhood credit union located at 8870 Gazelle Dr in beautiful El Paso, TX! Our branch is conveniently situated near key local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're headed to the nearby shopping center or enjoying a day out in the community, we are just a short drive away. At One Source, we prioritize accessibility for all our members. Our location features ample parking and is equipped with ADA-compliant facilities to ensure everyone can access our services with ease. For those who prefer the convenience of drive-thru banking, we offer that as well, allowing you to complete quick transactions without leaving your vehicle. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 7:30 a.m. to 6:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. This means you can visit us early in the morning or later in the day after work! Need cash? We have an ATM available on-site for your convenience, so you can easily withdraw funds whenever necessary. If you ever need to send us official correspondence, please note that while you can visit us at our branch address, official mail should be directed to the same address: 8870 Gazelle Dr, El Paso, TX 79925. We're proud to offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. Our dedicated team is here to assist you with any questions or concerns you may have. Don't hesitate! Come visit us at One Source today or give us a call at 915-592-0223. We look forward to helping you achieve your financial goals!

Member Eligibility

Becoming a member of One Source is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the El Paso area, you're already on your way to enjoying the many benefits we offer. We believe in making banking accessible for everyone, so whether you're a student just starting out or someone looking to refinance their home, there's a place for you here. For more detailed information about eligibility requirements, feel free to check out our dedicated page at http://www.onesourcefcu.org/about-us/join-now. Opening an account with us is straightforward and welcoming just give us a call at (915) 592-0223, and our friendly staff will guide you through the process. We're here to support you every step of the way, ensuring that your journey with One Source is smooth and rewarding. Come visit us at 8870 Gazelle Dr El Paso Tx 79925 or explore more about what we offer online!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services offer practical solutions that make daily operations easier. Imagine having the ability to accept payments anytime and anywhere whether it's through a mobile device or a traditional point-of-sale system. This flexibility allows you to focus on what matters most: growing your business. Located at 8870 Gazelle Dr El Paso Tx 79925 in El Paso, TX, we're here to help you take your business to the next level. Visit us or call us at (915) 592-0223 for more information about how we can support your financial goals!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer robust Business Banking solutions, including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business journey with flexible financing options.

Convenient Access

We believe in making banking convenient and accessible for everyone. That's why we offer Online & Mobile Banking, allowing you to manage your accounts anytime and anywhere. Need cash? Our ATM services provide easy access for withdrawals and balance checks without any hassle. For those who prefer face-to-face interactions, our basic drive-thru banking offers deposits and withdrawals with just a quick stop.

Get Started Today!

At One Source, we are committed to serving our members with dedication and care. If you're ready to take control of your finances or explore how we can assist you further, don't hesitate to reach out! Call us at (915) 592-0223 or visit us during our operating hours: Monday through Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We look forward to helping you on your financial journey!

Lending Services

If you're planning to buy a home or refinance your existing mortgage, look no further. Our Mortgage Loans & Refinancing services are designed to simplify the process and help you find the right terms that work for you. And for those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation options can provide the financial relief you need. Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. It's a great way to make your spending work for you while enjoying various benefits.

Personal Banking Solutions

When it comes to personal banking, our offerings include Checking & Savings Accounts that fit various lifestyles. Imagine having an account that not only helps you save but also makes managing your money easier than ever. With features like online banking and mobile access, you can check your balance, transfer funds, and pay bills right from your smartphone. In addition to everyday banking, we provide Auto Loans & Vehicle Financing options tailored to help you get behind the wheel of your dream car without breaking the bank. Our competitive rates mean you can enjoy peace of mind knowing you're making a smart financial decision.

Digital & Online Banking

Key Services

Visit us at https://www.onesourcefcu.org/ to explore all the ways you can bank online. Our 24/7 online banking services allow you to check your balance, pay bills, and transfer funds with just a few clicks. You can also enjoy the ease of electronic signature authorization, making it simple to complete transactions securely without needing to visit a branch. If you're looking to stay organized, e-statements are available for your convenience. They help you manage your finances while reducing paper clutter. Plus, if you're on the go, our mobile application puts banking right in the palm of your hand. You can make mobile payments and even send money through person-to-person transfers effortlessly.

Security and Accessibility

We prioritize your security while ensuring that our services are easy to use. With features like electronic signature authorization and real-time account management, you can feel confident knowing that your information is protected. Whether you prefer using a computer or a smartphone, our digital banking options are designed for everyone. At One Source, we're committed to providing accessible banking solutions that meet your needs. Sign up today and experience the benefits of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $12,837,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $10,827,612 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,488 in used auto loans and $72,559,211 in total loans and leases.

Growing Together

As a trusted partner for your financial journey, we proudly manage a total of 21,113 share accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Source is your trusted partner. Visit us at 8870 Gazelle Dr El Paso Tx 79925 or call (915) 592-0223 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! We hold $19,084,292 in share certificates and $6,114,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,959,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-$83,698, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,822,173 in used vehicle loans and $13,094,484 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through other financing solutions available for purchasing your dream home.

Personal Loans and Credit Lines

For those looking for flexibility in managing finances, we also offer personal loans and credit lines totaling $5,333,917. These options can be useful for consolidating debt or covering unexpected expenses without breaking the bank.

Refinancing and Eligibility

If you're considering refinancing existing loans or checking your eligibility for any of our products, don't hesitate to reach out. We are committed to helping you find the right financial solutions tailored specifically for you. To get started or learn more about our loan offerings, visit us at our branch located at 8870 Gazelle Dr, El Paso, TX 79925, or give us a call at 915-592-0223. Our office hours are Monday through Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. For more information about membership eligibility and account opening procedures, please visit One Source FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Unsecured Credit Card Loans

We provide flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans available at this time, our financial experts are ready to discuss potential solutions that fit your needs.

Loan Aggregator

Ensuring Accurate Comparisons

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ONE SOURCE FEDERAL CREDIT UNION - El Paso, TX

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