GECU El Paso TX Credit Union | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Gecu, your trusted financial partner right here in El Paso, Texas! Located at 7227 Viscount Blvd, we have been serving our vibrant community since 1932. With a commitment to providing exceptional service and support, Gecu has grown to serve over 434,559 members with a robust total asset base of $4,343,428,267. At Gecu, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Our diverse range of services also includes business banking to help local entrepreneurs thrive. While members can visit us at 7227 Viscount Blvd, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We take pride in maintaining a strong presence in our community and are committed to giving back through various initiatives and outreach programs. Led by our CEO Crystal Long and Board President Greg Watters, our team of nearly 1,000 employees is passionate about helping you achieve your financial goals. With total deposits reaching $92,051,037 and a net worth of $536,807,272, Gecu stands as a pillar of strength in the credit union landscape. We invite you to experience the difference at Gecu. Feel free to reach out by phone at 915-778-9221 or visit our website at www.gecu.com for more information. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Community engagement is at the heart of what we do. We believe in building partnerships that enhance the lives of those around us. Through various outreach programs and local initiatives, we aim to support education, health, and well-being in El Paso. Our commitment extends beyond financial services; it's about creating a positive impact in the lives of our neighbors.

Join Us

While you can visit us at 7227 Viscount Blvd in El Paso for all your banking needs during our operating hours Monday through Friday from 9:30 AM to 5 PM and Saturday from 9 AM to 12 PM we invite you to explore everything Gecu has to offer online as well. With ATM availability and customer-centric services designed for your convenience, becoming a member means joining a family dedicated to your success. We encourage you to take part in this journey with us. Experience firsthand how Gecu can help you thrive financially while supporting our wonderful community together! Call us today at 915-778-9221 or visit our website for more information on membership benefits and services tailored just for you.

Our Mission

Gecu's mission is simple yet powerful: to improve the financial well-being of our members while giving back to the community. We strive to make banking accessible and straightforward for everyone. Whether you're opening your first savings account or seeking advice on refinancing your home, our team is here to guide you every step of the way. We recognize that modern banking requires more than just traditional services. That's why we offer online and mobile banking options to keep pace with our members' needs. With features like electronic signatures and mobile payments, managing your finances has never been easier or more convenient.

Branch Location & Accessibility

Accessible Services

At Gecu, we pride ourselves on being accessible to everyone. Our facilities comply with ADA standards, ensuring that everyone can navigate our space comfortably. If you need assistance, our friendly staff is always ready to help.

Comprehensive Banking Solutions

Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or even business banking services, we've got you covered. Plus, our ATM services are available for quick cash withdrawals and balance checks anytime you need them. While members can visit us at 7227 Viscount Blvd El Paso Tx 79925, official correspondence should be sent to PO Box 20998, El Paso, TX 79998.

Convenient Location

Situated near popular landmarks, such as [insert nearby landmark or notable area], visiting us is simple whether you're coming from home, work, or running errands. With ample parking available, you can park with ease and step right into our welcoming lobby.

Get in Touch

Have questions or want more information? Give us a call at (915) 778-9221. We invite you to visit us at Gecu and discover how we can support your financial journey today!

Operating Hours

We understand that life can be busy! That's why we're here for you during convenient hours: - Monday to Friday: 9:30 AM - 5 PM - Saturday: 9 AM - 12 PM Feel free to stop by when it suits your schedule!

Member Eligibility

At Gecu, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We're here to support you with personal banking services, auto loans, mortgages, and so much more. If you're ready to take the next step in your financial journey with us, just swing by our branch at 7227 Viscount Blvd El Paso Tx 79925 or give us a call at (915) 778-9221 for more information. You can also check out the detailed eligibility criteria on our website at . It's all about making your experience easy and inclusive because we want you to feel right at home as part of our Gecu family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that recently started accepting mobile payments. This small change not only attracts more customers but also streamlines transactions, making it easier for the owner to manage finances. At Gecu, our merchant services are designed with real-world scenarios like this in mind. We provide reliable solutions that simplify payment processing, allowing you to focus on what matters most growing your business. Ready to take the next step? Visit us at 7227 Viscount Blvd El Paso Tx 79925 in El Paso, TX, or give us a call at (915) 778-9221. Let's work together to unlock your business's full potential!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easy for you to get behind the wheel. We provide competitive rates and flexible terms so you can find a plan that fits your budget. Whether it's a new car or a used one, we've got solutions that suit all types of buyers.

Business Banking Solutions

For entrepreneurs and businesses in our community, we offer comprehensive business banking services including merchant services and business loans. We know running a business comes with its challenges, which is why we're committed to providing support tailored to meet the unique needs of local businesses.

Convenient Access

At Gecu, convenience is key. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them. Plus, our commitment to digital banking means you can manage all these services easily online or via our mobile app making it simple for you to stay on top of your finances. In conclusion, whether you're an individual seeking personal banking solutions or a business owner looking for reliable financial support, Gecu is here for you. With a variety of services designed with member needs in mind, we invite you to experience the difference today! For more information or assistance, don't hesitate to contact us at (915) 778-9221 or visit us at 7227 Viscount Blvd El Paso Tx 79925 in El Paso, TX.

Credit Cards with Rewards

Don't forget about our credit cards with rewards, designed to give back as you spend. Whether you're looking for cash back or travel points, we have options that reward you for using your card.

Home Financing

For those looking to purchase or refinance their home, our mortgage loans and refinancing services offer valuable options. We know buying a home is one of life's biggest decisions, and our knowledgeable staff is here to guide you through each stage of the process, ensuring you feel confident in your choices.

Personal Banking

When it comes to personal banking, we understand that having the right accounts is essential. That's why we offer checking and savings accounts tailored to fit your lifestyle. With easy access through our online and mobile banking services, managing your money has never been simpler. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt into one manageable payment, our personal loans and debt consolidation services can help ease your financial burden. Our team will work with you to create a repayment plan that aligns with your financial goals.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Need to check your balance or transfer funds? It's all just a few clicks away. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. For added convenience, we offer E-Statements Availability so you can say goodbye to paper clutter. You'll receive your statements electronically, making it easier to track your finances while being environmentally friendly. Our Mobile Application is another great way to stay connected. With it, you can manage your accounts right from your smartphone. Plus, if you're always on the move, our Mobile Payments Feature allows you to make quick payments securely without needing cash or cards. Sending money has never been simpler with our Person-to-Person Transfers. You can send money to friends and family instantly without hassle perfect for splitting bills or gifting. And when it comes to security, rest assured that your information is protected. We utilize advanced security measures including Electronic Signature Authorization, ensuring that your transactions are safe and sound. At Gecu, we're committed to providing accessible and reliable banking services that meet the needs of our members. Experience the ease of managing your finances digitally today!

Financial Strength

Building Trust Together

Total Share and Deposit Accounts: 708,171, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $18,790,618. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 7227 Viscount Blvd El Paso Tx 79925 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $51,050 in used auto loans and $3,285,883,363 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $43,999,209 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more than just auto or home financing, our branch offers a variety of loan products tailored to meet different needs. From personal loans to debt consolidation options, we're committed to providing solutions that help you thrive financially. If you're considering refinancing your existing loans or exploring eligibility options, our team is ready to assist you with personalized advice and support. Contact us today at (915) 778-9221 or visit us during our lobby hours: Mon-Fri: 9:30 am - 5 pm, Sat: 9 am - 12 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Gecu, we're here to help you find the right loan product that fits your lifestyle and budget.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, we have competitive financing options to suit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you understand your options and can choose what works best for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $308,918,311 in loans available, members can easily manage their finances and enjoy peace of mind knowing they have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. Each comparison reflects current market conditions, giving you confidence in your decisions.

GECU FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans