Home Equity Loans in Pharr, TX

Looking to access your home’s equity in Pharr, TX? Compare home equity line interest rates from trusted local lenders to find the best deal that fits your needs. Whether you’re planning renovations or consolidating debt, flexible terms and competitive rates make your goals easier to reach.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Pharr, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
NAFT FEDERAL CREDIT UNION
901 N VETERANS BLVD PHARR TX 78577
ATM
Drive-Thru
P2P
E-Statements
Assets: $133,899,631
Deposits: $17,784,738
Net Worth: $21,868,840
Employees: 39
Members: 11,762
NAFT FEDERAL CREDIT UNION
4301 N SUGAR RD PHARR TX 78577
ATM
Drive-Thru
P2P
E-Statements
Assets: $133,899,631
Deposits: $17,784,738
Net Worth: $21,868,840
Employees: 39
Members: 11,762
HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION
600 W FERGUSON ST PHARR TX 78577
ATM
Drive-Thru
E-Statements
Assets: $51,312,787
Deposits: $7,162,460
Net Worth: $10,270,053
Employees: 8
Members: 3,515
SECURITY FIRST FEDERAL CREDIT UNION
1218 W DICKER DR PHARR TX 78577
ATM
Drive-Thru
P2P
E-Statements
Assets: $502,370,385
Deposits: $108,843,709
Net Worth: $50,768,574
Employees: 135
Members: 42,047
RALLY CREDIT UNION
520 N JACKSON RD PHARR TX 78577
ATM
P2P
E-Statements
E-Signature
Assets: $4,442,938,185
Deposits: $395,334,738
Net Worth: $601,500,616
Employees: 806
Members: 225,835

🏘️ All the Lenders Available in Hidalgo County, TX

✅SECURITY SERVICE FEDERAL CREDIT UNION
✅GULF COAST 4060 CREDIT UNION
✅RALLY CREDIT UNION
✅SOUTH TEXAS FEDERAL CREDIT UNION
✅SECURITY FIRST FEDERAL CREDIT UNION
✅LA JOYA AREA FEDERAL CREDIT UNION
✅EDINBURG TEACHERS CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅NAFT FEDERAL CREDIT UNION
✅HIGHWAY DISTRICT 21 FEDERAL CREDIT UNION

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