Security First Credit Union Pharr TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Security First, your trusted financial partner located at 1218 W Dicker Dr, Pharr, TX 78577. Established in 1947, we have proudly served our community for over 75 years, becoming a cornerstone of support for our 42,047 members. With total assets of $502,370,385 and a strong commitment to member satisfaction, we are here to help you achieve your financial goals. At Security First, we understand that banking is not just about transactions; it's about building relationships and fostering trust within our community. Our dedicated team of 135 employees, led by CEO Andy Reed and Board President Cesar Aleman, works tirelessly to provide personalized services tailored to your needs. Whether you're looking for auto loans, mortgage solutions, or everyday banking services, we have a range of options designed with you in mind. While members can visit us at our Pharr branch, official correspondence should be sent to our mailing address: P.O. Box 4829, McAllen, TX 78502. As a proud member-owned credit union with total deposits amounting to $108,843,709, we prioritize your financial well-being above all else. Our net worth stands at an impressive $50,768,574, ensuring that your deposits are safe and secure. Join us today and experience the difference that comes with being part of a community-focused credit union. For more information or if you have any questions, don't hesitate to call us at 956-661-4000 or visit our website at Security First. We look forward to serving you!

Branch History & Mission

Join Us

We invite you to experience everything Security First has to offer. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 1:00 PM you can easily find time for your banking needs. Plus, enjoy access to ATMs and drive-thru services for added convenience. If you're looking for a credit union that values community engagement as much as it does exceptional service, join us at Security First today! Discover how we can help you achieve your financial goals while being part of a supportive network right here in Pharr. For more information or assistance, please call us at 956-661-4000 or visit our website at Security First.

Our Journey

Security First was founded with a mission to provide accessible financial services to the people of Pharr and its surrounding areas. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking services. Our commitment to our members has driven us to innovate continuously while maintaining a personal touch. From humble beginnings, we've embraced technological advancements that ensure our services remain convenient and user-friendly. Our digital platform allows members to manage their accounts online or through mobile applications, ensuring they have access to their finances anytime, anywhere. We are also proud to offer ADA-compliant facilities that welcome all members of our community.

Our Mission

Our mission at Security First is clear: we strive to empower our members with reliable financial services while actively contributing to the well-being of our community. We believe that strong financial foundations lead to thriving lives. That's why we not only focus on providing competitive rates and excellent customer service but also engage in local outreach initiatives. Whether it's hosting financial literacy workshops or supporting local events, we're dedicated to making a positive impact in Pharr. While you can visit us at 1218 W Dicker Dr, official correspondence should be sent to P.O. Box 4829, McAllen, TX 78502 if necessary.

Branch Location & Accessibility

Welcome to the Security First branch in Pharr! Conveniently located at 1218 W Dicker Dr, this branch is designed to make your banking experience as easy as possible. Whether you're stopping by for a quick transaction or seeking assistance with your financial needs, our welcoming staff is here to help. You'll find us nestled near the vibrant heart of Pharr, making it simple for you to visit us while running errands or enjoying the local shops. If you're coming from downtown, just a short drive will bring you right to our doorstep. Plus, we offer ample parking and are fully accessible, ensuring that everyone can visit us without hassle. Our lobby hours are tailored to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru services, we've got you covered Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. With both options available, you can choose what works best for you. For added convenience, our branch features an ATM that's always ready for cash withdrawals and balance checks whenever you need them. Our friendly team is also prepared to assist with a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. While members can visit us at 1218 W Dicker Dr, official correspondence should be sent to P.O. Box 4829 in McAllen if needed. Feel free to give us a call at 956-661-4000 if you have any questions or need further assistance. We invite you to stop by and see how Security First can support your financial journey!

Member Eligibility

At Security First, we believe that becoming a member is more than just opening an account it's about joining a friendly community that supports your financial goals. If you live, work, worship, or attend school in the Pharr area, you're already on the path to membership! We welcome individuals from all walks of life and encourage you to explore the benefits of being part of our credit union family. For detailed eligibility criteria, you can visit our website at https://www.securityfirstcu.com/membership-eligibility/. Opening an account is easy and straightforward! Simply reach out to us at (956) 661-4000, and our team will guide you through the process. You can also check out how to get started by visiting https://www.securityfirstcu.com/scholarship-program/. With your membership at Security First, you'll gain access to a range of services designed to help you thrive financially all right here at our branch located at 1218 W Dicker Dr Pharr Tx 78577. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that not only understands your cash flow but also helps streamline your transactions. Our merchant services allow you to accept payments easily, ensuring you can focus on what matters most running your business. From credit card processing to online payment solutions, we've got you covered. Located conveniently at 1218 W Dicker Dr Pharr Tx 78577 in Pharr, TX, we're here to help your business thrive. Visit us or call (956) 661-4000 today to learn more about how we can support your financial goals!

Comprehensive List Of Services

A Commitment to Convenience

At Security First in Pharr, we prioritize member convenience. Whether it's through our accessible banking hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM or our user-friendly digital platforms like mobile payments and person-to-person transfers, we strive to make banking hassle-free. Your financial well-being is important to us. For more information about how we can assist you or to explore our full list of services in detail, feel free to call us at 956-661-4000 or visit us online at Security First. We're here for you every step of the way!

Accessing Your Funds

Need cash fast? Our branch offers convenient ATM & Cash Withdrawal Services, allowing you quick access to your money. With our Basic Drive-Thru Banking, you can complete deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days when every minute counts.

Business Banking Solutions

We also cater to small business owners with specialized services like Merchant Services & Business Loans. Running a business can be challenging; let us support you with financial products designed to foster growth and success.

Financing Your Dreams

Looking to purchase a new car? Our Auto Loans & Vehicle Financing options can help you hit the road without financial stress. We offer competitive rates that make owning a vehicle more accessible. If homeownership is on your horizon, consider our Mortgage Loans & Refinancing options, which provide flexibility and affordability tailored to your budget. For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation services allow you to take control of your finances. Plus, if you're looking for a way to earn rewards while spending, check out our Credit Cards with Rewards, perfect for everyday purchases.

Personal Banking Made Easy

Whether you're opening a new checking or savings account, or looking for ways to save for the future, our personal banking services are designed with you in mind. Imagine having the ability to manage your finances anytime and anywhere through our Online & Mobile Banking features. You can check your balance, transfer funds, and even pay bills from the comfort of your home or on the go.

Digital & Online Banking

At Security First, we understand that convenience and security are crucial in today's fast-paced world. That's why we offer a range of digital and online banking services designed to fit your lifestyle, making it easier for you to manage your finances anytime, anywhere. With our user-friendly online banking platform, accessible at https://www.securityfirstcu.com/, you can view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure you have real-time access to your accounts. Plus, our mobile application brings all these features right to your fingertips, giving you the freedom to bank whenever it suits you. Security is a top priority for us. While we currently don't offer electronic signature authorization, rest assured that your information is protected with advanced security measures. You can also enjoy peace of mind knowing that e-statements are available for easy access to your financial records without the clutter of paper statements. Need to send money to a friend? With our person-to-person transfer feature, you can easily send or receive money within minutes no hassle involved. And if you're someone who loves the convenience of mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases quickly and securely right from your smartphone. At Security First, we believe that banking should be simple and accessible. Our digital services not only save you time but also help you stay organized and informed about your finances. Join us today and experience the ease of managing your money digitally!

Financial Strength

Commitment to Growth

With $50,768,574 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $341,641,999 in total loans and leases and $4,345 in used auto loans.

Member-Centric Savings

Your savings are secured through $121,864,438 in share certificates and $35,062,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 120 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Capital Foundation

With a net worth of $50,768,574, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts stand at an impressive 70,981, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $3,438,144, reinforcing our commitment to providing the best services possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security First is your trusted partner. Visit us at 1218 W Dicker Dr Pharr TX 78577 or call 956-661-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $118,948,757 in used vehicle loans and $145,909,187 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your financing experience straightforward and affordable. Whether you're eyeing the latest model or a reliable pre-owned car, our team is here to guide you through every step of the process.

Credit Lines and Other Options

In addition to our auto and mortgage loans, we provide credit lines totaling $90,268,416, giving you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, having a credit line can give you peace of mind. For those considering refinancing options or looking for eligibility information for our various loan products, we encourage you to visit us at our branch or call us at 956-661-4000. Our team can assist you with understanding all available options tailored specifically for you. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Security First in Pharr, TX located at 1218 W Dicker Dr we're dedicated to providing you with financial solutions that empower your future. Visit us today or explore more online at Security First.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $214,646, make buying or refinancing simple. We know that securing a home is one of the biggest financial decisions you'll ever make, which is why we are committed to offering competitive rates and personalized service to meet your unique needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,859,164 in loans helping members manage their finances effectively. These cards come with convenient features designed to help you keep track of your spending while earning rewards along the way.

Loan Aggregator

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SECURITY FIRST FEDERAL CREDIT UNION - Pharr, TX

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