Rally Credit Union Pharr TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rally, your trusted credit union in Pharr, Texas! Established in 1955, we have proudly served our community for over six decades, building strong relationships with our 225,835 members. At 520 N Jackson Rd, Pharr, TX 78577, we're dedicated to providing you with personalized financial solutions that meet your unique needs. Our commitment to our members is reflected not only in the services we offer but also in our solid financial foundation. With total assets of $4,442,938,185, a net worth of $601,500,616, and total deposits amounting to $395,334,738, we ensure that your money is safe and sound. We're here to help you achieve your financial goals through a variety of products including auto loans, mortgages, and personal loans. Led by our CEO Dana Sisk and Board President John Chapman, our team of 806 employees is passionate about making a positive impact in your financial journey. Whether you need assistance with banking services or are looking for a loan tailored to your situation, we're just a phone call away at 361-986-4500. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 520 N Jackson Rd, Pharr, TX 78577-2109. We invite you to explore how we can serve you better and become part of our thriving community. Visit us online at Rally or stop by today!

Branch History & Mission

Our Mission

At Rally, our mission is simple yet powerful: to empower our members through exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking options that can help them achieve their dreams. Whether it's providing personal banking solutions like checking and savings accounts or offering auto loans and mortgage refinancing, our focus is always on you. We strive to create a welcoming environment where every member feels valued. Our team is dedicated to ensuring that your financial needs are met with care and professionalism. As part of our commitment to modern banking, we offer online and mobile banking services for your convenience, allowing you to manage your finances anytime, anywhere. In addition to our financial offerings, we actively engage in community outreach initiatives. We partner with local organizations to enhance the well-being of residents in Pharr and beyond. Through various programs and events, we aim to make a positive difference in the lives of those around us. While members can visit us at 520 N Jackson Rd, official correspondence should be sent to 520 N Jackson Rd, Pharr, TX 78577-2109. For any inquiries or assistance, don't hesitate to reach out at 361-986-4500 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Join us at Rally today! Experience firsthand the benefits of membership and let us help you navigate your financial journey with confidence and support. Together, we can build a brighter future for you and our community!

Branch Location & Accessibility

Come Visit Us!

Whether you're already a member or looking to join our community-focused credit union, we invite you to visit us at our Pharr branch. We're here to help you with all your banking needs! If you're sending official correspondence, please use our mailing address: 520 N Jackson Rd, Pharr, TX 78577-2109. We look forward to seeing you soon at Rally!

Convenient Access

At Rally, we understand that convenience is key. That's why our location features ample parking and ADA-compliant access points, making it easy for everyone to visit us. Whether you're stopping by for banking services or just need to use our ATM, we've got you covered with secure and accessible facilities.

Operating Hours

We want to ensure that your banking experience is as smooth as possible. Our lobby hours are designed for your convenience: visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Please note that while we don't offer drive-thru services, our team is always ready to assist you during these hours.

Services Tailored for You

Rally offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, we provide online and mobile banking so you can manage your finances anytime, anywhere! If you're interested in learning more about our services or becoming a member, feel free to give us a call at 361-986-4500.

Member Eligibility

Becoming a member of Rally is like joining a close-knit community where you're valued and supported. If you live, work, worship, or attend school in the Pharr area, you're likely eligible to join our family! We warmly welcome individuals from various backgrounds to experience the benefits of being part of Rally. Members enjoy personalized service, competitive rates on loans and savings, and access to a range of financial products tailored just for you. To get started, simply visit us at our location at 520 N Jackson Rd Pharr Tx 78577, or give us a call at (361) 986-4500. You can find more detailed eligibility criteria at this link. Once you've checked your eligibility, opening an account is easy! You can apply online through this account opening link. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $234 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $204,350,611, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to purchase new equipment or hire additional staff our loans can make those goals a reality.

Merchant Services

In addition to loans, we offer merchant services designed to simplify everyday transactions. Picture this: your customers can pay using their preferred methods while you enjoy fast and secure transactions. This not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on growing your business. Located at 520 N Jackson Rd Pharr Tx 78577 in Pharr, TX, we're here to partner with you on your journey. Reach out at (361) 986-4500 to learn how we can support your business's financial success!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our Business Banking services are essential. We provide merchant services and business loans aimed at helping local businesses thrive. If you're looking to expand or start your own venture, Rally is here to support you every step of the way.

Convenient Access

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have easy access to your funds whenever necessary. With basic ATM access available for withdrawals and balance checks, managing your finances has never been easier. At Rally in Pharr, TX, we prioritize your financial well-being by offering personalized services in a warm and welcoming environment. Our team is always ready to assist you with any inquiries or guidance you may need along the way. Ready to explore what Rally can do for you? Call us at 361-986-4500, visit us in person at 520 N Jackson Rd, or check out more details on our website: Rally. Let's take the next step towards achieving your financial dreams together!

Credit Cards

To complement your spending habits, we offer Credit Cards with Rewards that allow you to earn points on your purchases. Imagine earning rewards just by using your card for everyday shopping it's a smart way to make the most of your spending.

Home Loans

Thinking about buying a home? Our Mortgage Loans & Refinancing services can help turn that dream into reality. We guide you through the process, whether you're purchasing your first home or looking to refinance an existing mortgage for better rates. It's all about making homeownership accessible.

Personal Banking

For those looking to manage their everyday finances, we provide Personal Banking options that include checking and savings accounts. Whether you're saving for a special occasion or managing daily expenses, our accounts come with features designed for your lifestyle. Imagine having the ability to check your balance or transfer money at any time through our user-friendly Online & Mobile Banking services. It's banking made simple!

Personal Loans

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our Personal Loans & Debt Consolidation come into play. Whether you need funds for medical bills, home repairs, or consolidating existing debts, we have solutions designed to meet your needs without adding stress.

Vehicle Financing

If you're in the market for a new vehicle, look no further than our Auto Loans & Vehicle Financing options. We understand how important reliable transportation is for getting to work or running errands, so we offer competitive rates and flexible terms. Picture yourself driving off in that new car with a loan tailored just for you.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. Plus, if you prefer to manage your banking from your smartphone, our mobile application makes it possible! For members who love the idea of paperless banking, we provide e-statements so you can easily view your account statements online without the clutter of physical paperwork. And don't worry about signing documents; with our electronic signature authorization, completing transactions is quick and secure.

Stay Connected

Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that in just a few taps. Additionally, we offer mobile payments, allowing you to make purchases directly from your device. This means less time fumbling for cash or cards and more time enjoying what matters most to you. At Rally, we're committed to providing services that fit seamlessly into your lifestyle while keeping your information safe. With all these features at your fingertips, managing your finances has never been easier! Join us today and experience the convenience of modern banking.

Financial Strength

At Rally, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, ensuring you can trust us with your financial needs. With a net worth of $601,500,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,708,014,698 in share certificates and $167,686,222 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $567,066,974 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $57,125 in used auto loans and $3,878,475,694 in total loans and leases. Our $21,231,972 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 774 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 414,119, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rally is your trusted partner. Visit us at 520 N Jackson Rd Pharr Tx 78577 or call (361) 986-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Services

For business owners, our outstanding commercial loans totaling $204,350,611 provide the capital needed to grow and expand. We also have credit lines available for those who want flexibility in their borrowing options, with total credit lines amounting to $2,571,547,332. If you're considering refinancing any existing loans or exploring eligibility options for new ones, we're here to help. Our team will work closely with you to find solutions that fit your unique situation. For more information about our loan offerings or to get started today, feel free to call us at (361) 986-4500 or visit us at our branch located at 520 N Jackson Rd Pharr Tx 78577 in Pharr, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making informed decisions for a brighter financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,293,447,573 in used vehicle loans and $860,934,078 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that fit your budget, making it easier than ever to drive away in a vehicle you love.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,486,352, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,519 in loans helping members manage their finances effectively. Our credit cards come with various features designed to help you save money while enjoying rewards for your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results, allowing users to choose based on their needs rather than marketing tactics. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have the tools they need to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the real-world benefits of using such a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that every loan offer presented is fair and transparent. Users can trust that the rates they see are reflective of what legitimate lenders are offering at any given time.

Rally

Type of Loan Offerings

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Loans

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Features

Stay Connected

Financial Strength

Loan Offering

Additional Loan Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community