Highway District 21 Credit Union Pharr TX | Affordable Auto Loans & ATM Services

Introduction

Welcome to Highway District 21 Federal Credit Union, a trusted financial partner in Pharr, Texas. Since our establishment in 1940, we have dedicated ourselves to serving our community with the utmost care and commitment. Located at 600 W Ferguson St, Pharr, TX 78577, our branch stands as a beacon of reliability for our 3,515 members who enjoy a wide range of financial services tailored to their needs. At Highway District 21, we're proud to manage total assets of $51,312,787 and total deposits amounting to $7,162,460. Our success is reflected not just in numbers but in the trust we've built with our members over the years. With a strong net worth of $10,270,053 and cash reserves of $84,912, we are well-equipped to support you with your financial goals. Led by our passionate CEO, Alicia Snell Sendejo, and Board President Victor Martinez, our small but dedicated team of 8 employees is here to provide personalized service that makes banking easier for you. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant solutions and business loans, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 4402, McAllen, TX 78502. We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Feel free to reach out at (956) 787-2701 or explore our website at highwaydistrict21fcu.com for more information. Join us today and experience the Highway District 21 difference where your financial success is our priority!

Branch History & Mission

Welcome to the Highway District 21 Federal Credit Union, a beacon of financial hope and community support in Pharr, TX. Established in 1940, our credit union has grown from humble beginnings into a trusted financial partner for over 3,500 members. With total assets reaching an impressive $51,312,787, we are committed to serving our community with dedication and care. Located at 600 W Ferguson St, Pharr, TX 78577, we are easily accessible for our members. Our branch is surrounded by local landmarks that reflect the vibrant spirit of Pharr. Whether you're stopping by for personal banking or seeking financial advice, our friendly team is here to assist you. Our mission at Highway District 21 is simple yet profound: to provide exceptional financial services while enriching the lives of our members and community. We believe in empowering individuals through comprehensive banking solutions such as checking and savings accounts, auto loans, mortgages, and personal loans. Beyond finances, we actively engage in community outreach initiatives to uplift those around us. While members can visit us at 600 W Ferguson St Pharr Tx 78577, official correspondence should be sent to PO Box 4402, McAllen, TX 78502 if needed. In today's world, we understand the importance of digital advancements. Our online banking services make it easy for members to manage their accounts from anywhere, ensuring convenience and accessibility. We also offer ATM services and a drive-thru banking option for quick transactions during your busy day. At Highway District 21 Federal Credit Union, we pride ourselves on being more than just a financial institution. We are a part of the community fabric, partnering with local organizations to provide support where it's needed most. Our commitment to ADA compliance ensures that all our members can access our services comfortably. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of membership with Highway District 21 where your financial goals are our top priority. Visit us today or call us at 956-787-2701 for more information about how we can help you achieve your dreams!

Branch Location & Accessibility

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Come by during these hours to enjoy a variety of services tailored to fit your financial needs.

Services and Features

At Highway District 21, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Need a quick cash withdrawal? Our ATM is ready for you! Plus, if you prefer a more traditional route, our drive-thru banking service is available for simple transactions like deposits and withdrawals. If you ever have questions or need assistance, don't hesitate to give us a call at 956-787-2701. We're excited to help you reach your financial goals! So why wait? Visit us today at Highway District 21 Federal Credit Union where community matters!

Member Eligibility

At Highway District 21, we believe that everyone deserves a place where they can feel valued and supported. Becoming a member is simple and welcoming! If you live, work, or worship in the Pharr area, or if you have family members who are already part of our community, you're likely eligible to join us. Membership opens doors to exclusive benefits such as competitive loan rates, personalized banking services, and a network of resources designed to help you achieve your financial goals. For detailed eligibility criteria, feel free to check out more at . If you're ready to start your journey with us, opening an account is easy just give us a call at (956) 787-2701, and we'll guide you through the process. We can't wait for you to join our family at 600 W Ferguson St, Pharr, TX 78577!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any member or non-member commercial loans, our dedication to fostering economic development remains strong.

Merchant Services That Work for You

Imagine being able to accept payments seamlessly from your customers, whether they're using credit cards or mobile wallets. Our merchant services empower you to handle transactions smoothly and securely, making it easier for you to focus on what you do best running your business. At Highway District 21, located at 600 W Ferguson St, Pharr, TX 78577, we are here to support your journey. For more information on how we can assist your business in achieving its goals, give us a call at 956-787-2701. Together, let's pave the way for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle you've always wanted. We offer competitive rates and flexible terms so that your monthly payments fit comfortably within your budget.

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with financial products designed for businesses like yours.

Call to Action

At Highway District 21 Federal Credit Union, we're committed to helping you achieve your financial goals through accessible and friendly service. If you're ready to take the next step in managing your finances or have questions about any of our offerings, don't hesitate to reach out! Give us a call at 956-787-2701 or visit us at our branch in Pharr today. Let us be part of your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Check your balance, transfer funds, and pay bills from anywhere at any time all from the comfort of your home or on the go. Plus, with our ATM access and basic drive-thru banking services for deposits and withdrawals, getting cash when you need it is never a hassle.

Mortgage Loans & Refinancing

If homeownership is on your mind, explore our mortgage loans tailored to meet your needs. And if you're looking to refinance an existing mortgage, we can help you navigate that process smoothly, potentially lowering your monthly payments and saving you money in the long run.

Personal Banking Services

Navigating personal finances can be overwhelming, but with our checking and savings accounts, managing your day-to-day expenses becomes simpler. Whether you're saving for a special occasion or just want to keep track of your spending, we have the right account options for you. Need a little extra cash? Our personal loans can help you consolidate debt or cover unexpected expenses, giving you the peace of mind to tackle life's surprises.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. E-statements are available, so you can ditch the paper clutter and keep track of your finances in a more eco-friendly way. Plus, you can securely authorize transactions without the need for electronic signatures, making it quick and straightforward. While we currently don't offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile use. This means you can manage your accounts right from your smartphone or tablet without any hassle. Although person-to-person transfers aren't available at this time, our online services provide all the essentials for everyday banking needs.

Security and Support

Your security is our top priority. Our online banking system employs robust measures to protect your personal information while providing an easy-to-navigate interface. Whether you're checking your balance or reviewing recent transactions, you can feel confident knowing that your data is safe. With Highway District 21's digital banking options, you're never far from your money. Enjoy real-time account management that fits seamlessly into your busy lifestyle. Experience the freedom of having control over your finances with just a few taps or clicks because banking should work for you, not the other way around!

Financial Strength

At Highway District 21, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, and our impressive financial metrics speak volumes about our reliability and strength. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $10,270,053, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,187,637 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,270,053 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,603,415 in total loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 3,750, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Highway District 21 is your trusted partner. Visit us at 600 W Ferguson St Pharr Tx 78577 or call 956-787-2701 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,370,199 in used vehicle loans and $12,188,721 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines and Personal Loans

For those seeking flexibility in managing finances, we provide credit lines with a total availability of $500,000. This allows you to access funds as needed without the hassle of applying for a new loan each time. We also offer unsecured credit card loans designed for effective financial management. Although there are currently no unsecured credit card loans issued, our commitment remains strong in providing options that suit our members' needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing. Currently, we offer Junior Lien 1-4 Family Residential Property loans totaling $0, making it easier for you to explore home financing solutions tailored to your needs.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options, feel free to reach out to us at 956-787-2701. Our knowledgeable staff is ready to discuss how we can help you save money and make your payments more manageable. Our branch is located at 600 W Ferguson St, Pharr, TX 78577, and we're open Monday through Friday from 8:30 AM to 5:30 PM. Visit us today or check out our website at Highway District 21 Federal Credit Union for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to being part of your journey towards achieving your financial aspirations!

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