Home Equity Loans in Waco, TX

Looking for the lowest home equity loan rates in Waco, TX? Compare offers from trusted local lenders who understand your needs and offer competitive rates tailored to your goals. Whether you're planning renovations or debt consolidation, we make it easy to find the right loan for your budget.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION
7500 IMPERIAL DRIVE WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
Assets: $60,212,853
Deposits: $1,336,516
Net Worth: $4,005,043
Employees: 24
Members: 5,752
FIRST CENTRAL CREDIT UNION
9101 CHAPEL RD WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
TEXELL CREDIT UNION
1221 HEWITT DR WACO TX 76712
Drive-Thru
E-Statements
E-Signature
Assets: $752,749,321
Deposits: $60,148,570
Net Worth: $70,751,615
Employees: 210
Members: 52,535
GENCO FEDERAL CREDIT UNION
105 ARCHWAY DR WOODWAY TX 76712
ATM
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

Customers are also interested in:

Lowest Equity Loan Rates