Home Equity Loans in Ottumwa, IA

Looking for fixed rate home equity loan options in Ottumwa, IA? Comparing local offers helps you find the best rates and terms tailored to your needs. Whether it’s home upgrades or debt consolidation, a fixed rate loan can give you peace of mind with predictable payments.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Ottumwa, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
MERIDIAN CREDIT UNION
1206 N JEFFERSON ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
MERIDIAN CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
RIVER COMMUNITY CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $28,891,754
Deposits: $4,709,569
Net Worth: $4,086,942
Employees: 6
Members: 3,627
COMMUNITY 1ST CREDIT UNION
739 PENNSYLVANIA AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
235 RICHMOND AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1940 VENTURE DR OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
600 S IOWA AVE OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1100 HUTCHINSON AVE OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
EMPEOPLE CREDIT UNION
928 E VINE ST OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658

🏘️ All the Lenders Available in Wapello County, IA

✅MERIDIAN CREDIT UNION
✅RIVER COMMUNITY CREDIT UNION
✅COMMUNITY 1ST 68510 CREDIT UNION
✅EMPEOPLE CREDIT UNION

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Fixed Rate Home Equity Loan Rates