Home Equity Loans in Valparaiso, IN

Looking to refinance or tap into your home equity in Valparaiso, IN? Compare local loan offers tailored to fit your needs, whether it’s funding college, remodeling, or consolidating debt—all with clear terms and friendly service you can trust.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Indiana Members has a HELOC with rates today ranging from 3.9% to 7.75% , which is up from 7.5% at both 30 and 60 days ago. Their Home Equity loan shows rates between 6.62% and 6.75% today, down from higher ranges of 6.88% –8% .625% thirty days ago and 7% –8% .625% sixty days ago. The Home Equity rate is steady compared to 7 days ago. Elements Financial has a HELOC with a 3.99% APR today. Its Home Equity loan APR is between 8.09% and 8.34% , unchanged from 7 and 30 days ago but lower than 30 days ago when it ranged from 8.34% to 8.59% .

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Valparaiso, IN

Lender NameBranch AddressOffice ServicesLender Snapshot
U S #1364 FEDERAL CREDIT UNION
405 PORTERS VALE BLVD VALPARAISO IN 46383
ATM
P2P
E-Statements
Assets: $206,191,433
Deposits: $9,006,046
Net Worth: $26,401,210
Employees: 40
Members: 12,848
REGIONAL FEDERAL CREDIT UNION
2801 BOILERMAKER CT VALPARAISO IN 46383
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $178,938,778
Deposits: $5,273,809
Net Worth: $22,700,932
Employees: 48
Members: 25,040
ALLEGIUS FEDERAL CREDIT UNION
175 LINCOLNWAY STE E VALPARAISO IN 46383
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $181,145,719
Deposits: $6,016,853
Net Worth: $23,376,666
Employees: 43
Members: 12,458
EVERWISE CREDIT UNION
302 SILHAVY RD VALPARAISO IN 46383
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $5,191,587,858
Deposits: $121,698,606
Net Worth: $476,827,658
Employees: 760
Members: 297,945
TECH CREDIT UNION
370 MORTHLAND DR VALPARAISO IN 46383
ATM
Drive-Thru
P2P
E-Statements
Assets: $531,248,480
Deposits: $28,485,811
Net Worth: $47,764,584
Employees: 139
Members: 38,261
FIRST TRUST CREDIT UNION
1404 LINCOLNWAY VALPARAISO IN 46383
ATM
Drive-Thru
P2P
E-Statements
Assets: $172,804,158
Deposits: $11,633,256
Net Worth: $20,512,855
Employees: 41
Members: 14,382

🏘️ All the Lenders Available in Porter County, IN

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