Regional Credit Union Valparaiso IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Regional at 2801 Boilermaker Ct, Valparaiso, IN 46383, where our commitment to the community shines through every service we provide. Established in 1962, we have been proudly serving our members for over six decades, fostering financial growth and stability within our vibrant local community. With a total membership of 25,040 and assets reaching an impressive $178,938,778, we understand that your financial well-being is paramount. While members can visit us at our branch location, official correspondence should be sent to 2801 Boilermaker Ave, Valparaiso, IN 46383-8400. Our team is dedicated to offering personalized banking solutions tailored to your needs. Whether you're interested in auto loans, mortgages, or business financing, our total loans and leases stand at 8,729, ensuring that we have options for everyone. Under the leadership of our CEO, Jill Banning, and Board President, Bobbie Escalante, we strive to create a welcoming environment where you can feel confident about your financial decisions. With a net worth of $22,700,932 and total deposits amounting to $5,273,809, we are here not just as a bank but as a trusted partner in your financial journey. At Regional Credit Union, we prioritize convenience with services like online banking and drive-thru options while ensuring you receive top-notch customer care from our dedicated team of 48 employees. If you have any questions or need assistance, don't hesitate to reach out at (219) 548-6800. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Visit us or check out our website at regionalfcu.org for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Focus

As part of our mission, we also embrace modern advancements in technology to ensure all members can access their accounts easily and securely. With features like online banking and mobile applications available, managing your finances has never been easier. Plus, we're proud to be ADA compliant, ensuring that everyone can comfortably access our facilities and services. Our drive-thru service and ATM availability provide convenience for those on-the-go. We also participate in shared service centers allowing members from partner credit unions to conduct transactions with ease. While members can visit us at 2801 Boilermaker Ct for their banking needs, official correspondence should be sent to 2801 Boilermaker Ave, Valparaiso, IN 46383-8400.

Join Us

At Regional Credit Union, we're more than just a financial institution; we're a community partner dedicated to supporting your goals. Whether you're looking for personal loans or business banking solutions, we invite you to join us and experience the benefits firsthand. Reach out today by calling us at 219-548-6800 or visit our website at Regional FCU to learn more about how we can serve you!

Our Mission

Our mission is clear: to provide affordable financial services while fostering a sense of belonging and support within our community. We believe in empowering individuals and families through accessible banking solutions whether it's helping you secure an auto loan or guiding you through mortgage options. We are not just about transactions; we focus on building relationships. We understand that financial health is crucial for everyone, which is why we offer various services tailored to your needs from checking and savings accounts to credit cards with rewards. Our commitment extends beyond banking; we actively engage in outreach initiatives aimed at enhancing the lives of those around us.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at (219) 548-6800 or visit us in person at 2801 Boilermaker Ct Valparaiso In 46383. We look forward to serving you at Valparaiso, where your financial well-being is our top priority!

Nearby Landmarks and Accessibility

Nestled near local favorites, our branch is just a stone's throw away from popular spots that make your visit even more convenient. With ample parking available, you can easily find a spot without the hassle. Our facility is also equipped with ADA-compliant features, including ramps and accessible entrances, ensuring that everyone can enjoy a comfortable experience.

Operating Hours

We understand that your time is valuable. That's why we are open Monday through Friday from 8 a.m. to 6 p.m., and Saturday from 9 a.m. to Noon. During the COVID crisis, our lobby hours have been adjusted to Monday through Friday from 10 a.m. to 3 p.m., and Saturday from 9 a.m. to noon. Rest assured, our drive-thru service remains available during regular hours for those who prefer contactless banking.

Services Offered

At Regional, we pride ourselves on providing a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got something for everyone. Plus, if you're part of another credit union, feel free to utilize our shared service center for your basic transactions.

Member Eligibility

Welcome to the Regional family! Becoming a member of Regional is like stepping into a community where your financial needs are our top priority. To join us, you simply need to meet a few eligibility criteria. Generally, if you live or work in the area, or are related to someone who does, you're likely eligible for membership. We believe that everyone deserves access to quality financial services and support, so we make it easy for you to become part of our team. For the most accurate and up-to-date information on eligibility requirements, feel free to check out our detailed guidelines at https://apps-regional.ns3web.com/nsjoin . Once you know you're eligible, opening an account is just as straightforward! You can start the process online or give us a call at (219) 548-6800 if you have any questions. We're here to help you every step of the way at our branch located at 2801 Boilermaker Ct Valparaiso In 46383. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. Our merchant services make this possible, allowing you to focus on what matters most growing your business. With easy-to-use tools and support from our dedicated team at Regional, you can streamline your operations and enhance customer satisfaction. Visit us at 2801 Boilermaker Ct Valparaiso In 46383 in Valparaiso, IN, or call us at (219) 548-6800 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,289,970, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small business owners will appreciate our tailored business banking services, which include essential tools like merchant services and business loans. We understand the unique challenges businesses face, and we're here to help them thrive.

Digital Solutions

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Whether it's checking balances or making transfers, our digital platforms are user-friendly and secure. You'll also find access to an ATM & cash withdrawal services, ensuring you have cash when you need it most. Our basic drive-thru banking allows quick deposits and withdrawals without leaving your car, perfect for those busy days.

Personal Banking

Our personal banking services start with convenient checking and savings accounts. These accounts are designed to help you manage your finances easily, whether you're saving for a special occasion or just need a reliable place for your daily transactions. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car without breaking the bank. We also offer mortgage loans and refinancing, allowing you to secure your home or lower your monthly payments with ease. If you find yourself needing extra funds for unexpected expenses, our personal loans and debt consolidation services can provide the support you need. Additionally, our credit cards with rewards offer great benefits that can enhance your spending power while earning you points on purchases.

Shared Branching

For added convenience, we offer shared branch transactions that let members of partner credit unions deposit and withdraw funds as needed. This feature expands your access to banking services beyond just our branch. At Regional, we're committed to being more than just a financial institution; we're a community partner here to support you every step of the way. If you're ready to explore how we can assist you with your financial journey or if you have any questions about our services, please don't hesitate to reach out at 219-548-6800 or visit us at 2801 Boilermaker Ct, Valparaiso, IN 46383. Join us today at Regional and discover all the possibilities we can offer!

Digital & Online Banking

Mobile Application Convenience

For even more convenience, be sure to download our mobile application. It allows you to perform all the same functions available through our online banking portal right from your smartphone. While mobile payments aren't available just yet, our app is designed to be user-friendly and efficient for managing your banking needs on the go. At Regional, we're committed to providing accessible and easy-to-use banking solutions that help you take charge of your financial future. Experience the freedom of digital banking today!

User-Friendly Features

Security is a top priority for us. Our electronic signature authorization process ensures that your transactions are safe and verified. Plus, with 24/7 online banking services, you can rest easy knowing you have control over your accounts whenever you need it. If you're looking for ways to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family without needing cash or checks. Just a few taps on your mobile device is all it takes!

Financial Strength

Commitment to Growth

With $22,362,386 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,890 in used auto loans and an impressive total of $108,128,680 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts: 45,187 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,234,969, further illustrates our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Regional is your trusted partner. Visit us at 2801 Boilermaker Ct Valparaiso IN 46383 or call us at 219-548-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $4,572,567 in share certificates and $64,985,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,180,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $22,700,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,673,003 in used vehicle loans and $14,211,579 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, making it easier than ever to drive off with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $5,289,970 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to offering tailored financing solutions that support your business ambitions. If you're interested in any of these loan products or have questions about refinancing options, feel free to reach out. You can contact us at (219) 548-6800 or visit us at our branch located at 2801 Boilermaker Ct Valparaiso In 46383 in Valparaiso, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,891,066, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,883,427 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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REGIONAL FEDERAL CREDIT UNION