Allegius Credit Union Valparaiso IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allegius Credit Union - Valparaiso Office, where your financial well-being is our top priority. Located at 175 Lincolnway Ste E, Valparaiso, IN 46383, we have been serving our community since 1966. With a strong commitment to providing personalized banking solutions, we proudly support over 12,458 members with a total asset base of $181,145,719. At Allegius, we understand that every member has unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we are here to help you make the best financial choices. Our dedicated team of 43 employees, led by our CEO Karin Birchel and Board President Bruce Aubrey, works tirelessly to ensure that you receive exceptional service tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 175 Lincolnway Ste E, Valparaiso, IN 46383. With a healthy net worth of $23,376,666 and total deposits reaching $6,016,853, we are financially stable and ready to assist you in achieving your goals. Our modern facilities include an ATM and drive-thru services for your convenience. We also offer robust online and mobile banking options so you can manage your finances anytime, anywhere. As part of our commitment to the community, Allegius ensures that every member feels valued and supported. We invite you to experience the difference at Allegius Credit Union. Feel free to call us at (219) 787-8049 or visit our website at allegius.org for more information on how we can assist you today!

Branch History & Mission

A Legacy of Innovation

As times have changed, so have we. Allegius has embraced technological advancements while ensuring accessibility for all members. Our online banking platform allows you to manage your finances conveniently from anywhere. With features like electronic signatures and e-statements, we make it easier than ever for you to stay on top of your financial goals. While our mailing address remains the same as our branch location 175 Lincolnway Ste E, Valparaiso, IN 46383 we are here not only as a place for transactions but as a resource for guidance in navigating your financial journey.

Join Us!

If you're looking for a credit union that puts its members first and has deep roots in the community, look no further than Allegius Credit Union - Valparaiso Office. We invite you to become part of our family today! Experience firsthand the benefits of membership by visiting us or checking out more information on our website at allegius.org. Together, let's build a brighter financial future!

Our Mission

At Allegius Credit Union, we believe in empowering individuals and families by providing personalized financial solutions that foster growth and stability. Our mission is simple yet powerful: we strive to be a trusted partner for every member on their journey toward financial success. We offer a wide range of services from checking and savings accounts to auto loans and mortgage financing all designed with your unique needs in mind. Beyond just banking, we are dedicated to giving back to the Valparaiso community. Through various outreach programs and partnerships with local organizations, we actively support initiatives that enhance quality of life for everyone around us. We understand that when our community thrives, we thrive together.

Branch Location & Accessibility

A Warm Welcome Awaits You

At Allegius, we prioritize making banking as easy as possible for our members. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us without hassle. Whether you're stopping by to chat with a member service representative or simply withdrawing cash from our ATM, we have you covered.

Flexible Operating Hours

We know life can get busy, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Thursday from 8:30 am to 5:00 pm, or stop by on Friday when we stay open until 6:00 pm. We also welcome you on Saturdays from 8:30 am to 12:30 pm for those quick banking tasks.

Join Us Today!

We invite you to come experience the Allegius difference at our Valparaiso branch. For more information or questions, feel free to give us a call at (219) 787-8049. Whether you're looking to open an account or just want to learn more about our services, our friendly team is ready to assist you. See you soon!

Services That Fit Your Needs

Our Valparaiso Office offers a variety of services to cater to your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Enjoy the convenience of basic drive-thru banking for simple transactions or take advantage of shared services if you're a member of partner credit unions.

Member Eligibility

At Allegius, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the area, you're likely eligible to join us. We value our members and offer a range of benefits tailored just for you, including competitive loan rates, personalized service, and innovative banking solutions. To get started on your journey with us, check out the detailed eligibility criteria at https://www.allegius.org/connect/become-a-member.html . When you're ready to open an account, visit http://allegius.org/applications/loan-application .html for a straightforward application process. If you have any questions or need assistance, don't hesitate to reach out to us at (219) 787-8049. We can't wait to welcome you into our growing family at Allegius located at 175 Lincolnway Ste E Valparaiso In 46383!

Business Banking & Commercial Services

Merchant Services

Running a business involves handling various transactions daily. Our merchant services make this process easier and more efficient. Picture your customers paying seamlessly, whether through card transactions or online payments, allowing you to focus on what you do best growing your business. Located at 175 Lincolnway Ste E in Valparaiso, IN, we're here to partner with you on your financial journey. For more information about how Allegius can help your business thrive, call us at 219-787-8049 or visit us online at Allegius Credit Union.

Tailored Loan Options

Imagine having the financial backing you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active loans for members or non-members, our focus remains on developing flexible financing solutions that can adapt as your needs change.

Comprehensive List Of Services

Business Banking Options

Running a business is no small feat, which is why we offer specialized business banking services. From merchant services that facilitate customer transactions to business loans that fuel growth, we are here to support local entrepreneurs every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Access your accounts anytime from anywhere whether it's checking your balance or transferring funds all at your fingertips. Plus, with our ATM and cash withdrawal services readily available, managing your money has never been easier.

Credit Cards and Rewards

We also believe in rewarding our members. Our credit cards with rewards allow you to earn points on everyday purchases, which can lead to exciting benefits down the line. It's just one way we show appreciation for being part of our community.

In-Person Services

If you prefer face-to-face interactions, our branch offers basic drive-thru banking where you can handle deposits and withdrawals efficiently without leaving your vehicle. We also participate in basic shared branch transactions, allowing members from partner credit unions to conduct deposits and withdrawals seamlessly. At Allegius, we prioritize your financial well-being with easy access to all these services while maintaining a warm and welcoming environment. To learn more about how we can assist you on your financial journey, don't hesitate to reach out at (219) 787-8049 or visit us online at Allegius Credit Union - Valparaiso Office. We invite you to explore all that we have to offer and become part of our growing family today!

Personal Banking Solutions

Our personal banking services are crafted with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while also saving for those special moments. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. For those looking to invest in a home, our mortgage loans and refinancing services simplify the process, making it easier than ever to secure the perfect loan for your dream home. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation options provide flexible solutions tailored to your situation.

Digital & Online Banking

In today's fast-paced world, convenience and security are essential when it comes to managing your finances. At Allegius, we understand that you want easy access to your accounts anytime, anywhere. That's why we offer a suite of digital and online banking services designed with you in mind. With our 24/7 Online Banking services available at https://www.allegius.org , you can check your balance, transfer funds, and pay bills whenever it suits you. Our user-friendly platform ensures that managing your money is not only easy but also secure. You can rest assured knowing that your personal information is protected through advanced security measures. One of the standout features of our online banking service is the ability to use Electronic Signature Authorization. This means you can sign documents electronically, saving you time and hassle no more printing or mailing forms! Plus, with E-Statements, you'll receive your bank statements directly in your inbox, helping you stay organized while reducing paper clutter. If you're always on the go, you'll love our Mobile Application. This app allows you to manage your accounts right from your smartphone, making it easier than ever to handle transactions and stay updated about your finances. Even better, we offer Person-to-Person Transfers, so sending money to friends or family is just a few taps away. While we currently do not support mobile payments, our commitment to providing comprehensive banking solutions remains strong. We continually strive to enhance our offerings based on member feedback. At Allegius, we believe in providing accessible and straightforward banking solutions that fit seamlessly into your lifestyle. Whether you're at home or out and about, managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $21,366,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,017 in used auto loans and $100,370,555 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $653,964, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We have a strong and growing member base with a total of 24,165 share accounts that trust us with their finances. This community support highlights our commitment to maintaining a robust credit union environment where every member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegius is your trusted partner. Visit us at 175 Lincolnway Ste E Valparaiso In 46383 or call (219) 787-8049 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $4,537,663 in share certificates and $38,710,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,951,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $23,376,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,290 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $15,111,641 in used vehicle loans and $5,042,780 in new vehicle loans already helping members get on the road, we are committed to making your car-buying experience as smooth as possible. Whether you're interested in financing a new model or a reliable used car, our flexible terms can accommodate your budget.

Credit Lines and More

Additionally, our total credit lines amount to $20,000,000, giving you access to funds when you need them most. This can be an excellent option for managing larger purchases or unexpected expenses without the need for multiple loans. Our team is dedicated to providing personalized service and advice so you can choose the best loan product for your situation. If you're interested in applying or learning more about eligibility options, please visit our website at Allegius or check out our application page here. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,244,723, providing you with competitive rates and terms tailored for your unique situation. We also have refinancing options available if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,589,770 in loans helping members manage their finances effectively. These cards come with benefits that allow you to earn rewards while maintaining control over your spending.

Loan Aggregator

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ALLEGIUS FEDERAL CREDIT UNION - Valparaiso, IN