EVERWISE CREDIT UNION

Welcome to Everwise, your trusted financial partner in the heart of Valparaiso, Indiana! Located at 302 Silhavy Rd, Valparaiso, IN 46383, our branch has been serving the community since 1931, making us a cornerstone of financial support for over nine decades. With a robust membership of 297,945, we are proud to offer personalized banking solutions tailored to meet the diverse needs of our members. At Everwise, we believe that banking should be more than just transactions; it's about building relationships and strengthening our community. As part of our commitment to you, we manage a total asset pool of $5,191,587,858 and have facilitated over 125,084 loans to help our members achieve their dreams whether it's buying a new home or financing a vehicle. We understand that every member's journey is unique. That's why we provide a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Additionally, with features like online and mobile banking, accessing your finances has never been easier. Under the leadership of CEO Jason Osterhage and Board President Vince Henderson, our dedicated team of 760 employees works tirelessly to ensure you receive top-notch service whenever you visit or call us at (219) 707-8286. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 110 S Main St, South Bend, IN 46601-1805. Join us at Everwise for all your financial needs and experience firsthand how we prioritize your success. Visit our website at Everwise Credit Union or stop by today we're here to help you take the next step towards achieving your financial goals!

Welcome to the Everwise branch located at 302 Silhavy Rd, Valparaiso, IN 46383! We are proud to serve our members in this vibrant community, conveniently situated near popular spots like the Valparaiso University and the scenic Sunset Hill Farm County Park. Whether you're stopping by for a quick transaction or to explore our full range of services, we strive to make your visit as enjoyable as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and easy parking options so that everyone can bank comfortably. If you need assistance, our friendly team is always ready to help. For those on the go, we also offer drive-thru banking for your convenience, allowing you to complete simple transactions without leaving your vehicle. We understand that life can get busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and even on Saturday mornings from 9:00 AM to 12:00 PM. Need cash? Our ATM is available anytime for quick withdrawals and balance checks. While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. At Everwise, we offer a variety of services tailored just for you whether it's personal banking with checking and savings accounts or loans for vehicles and homes. We also provide online and mobile banking options so you can manage your finances wherever you are. We invite you to stop by our branch or give us a call at 219-707-8286. Experience the warmth of our community-focused service today!

At Everwise, we believe that everyone deserves a chance to be part of a welcoming community where your financial well-being is our top priority. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in the Valparaiso area, you're likely eligible to join us. We embrace individuals from all walks of life, so whether you're just starting out or are already on your financial journey, there's a place for you here. For more detailed information about eligibility criteria, feel free to visit this link. Once you're ready to take the next step towards membership at Everwise, opening an account is a breeze! You can find everything you need to know about setting up your account by checking out this page. If you have any questions or need assistance, don't hesitate to call us at (219) 707-8286. We're here to help you every step of the way as you join our supportive community at 302 Silhavy Rd Valparaiso In 46383!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to providing reliable services and support to our community. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $451,367,666 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $62,848 in used auto loans and a total of $4,095,942,655 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a current net income of $0, demonstrating our dedication to managing resources wisely while still offering competitive products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. With net shares available for lending and investments totaling $63,192,025 and a robust member base reflected by 549,417 total share accounts, Everwise is well-positioned to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 302 Silhavy Rd Valparaiso In 46383 or call 219-707-8286 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.