First Trust Valparaiso IN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Join Us Today!

Whether you're looking for competitive loan rates or reliable savings options, First Trust Credit Union is here to assist you every step of the way. We invite you to visit us or call us at (219) 462-7805 to learn more about how we can help you reach your financial dreams. Join our growing family today and experience the difference that a member-focused credit union can make! For more information, check out our website at firsttrustcu.com.

Our Commitment to You

Under the leadership of CEO Kim Kniola and Board President Robert Tillema, First Trust Credit Union is dedicated to fostering a sense of trust and community. We offer a wide range of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our members enjoy an array of conveniences such as online banking and mobile payment options. With total deposits amounting to $11,633,256 and a net worth of $20,512,855, we ensure that your money is not just safe but is also working for you. Our total loans stand at 3,678, reflecting our commitment to helping members achieve their financial goals.

Branch History & Mission

Our Mission

At First Trust Credit Union, our mission is clear: We are dedicated to enriching the lives of our members by providing exceptional financial products and services while fostering a sense of belonging. Our commitment extends beyond just transactions; we strive to make a positive impact in our community through partnerships and outreach initiatives. Whether it's sponsoring local events or supporting charitable causes, we believe that when our members thrive, so does the entire community. While members can visit us at 1404 Lincolnway Valparaiso In 46383, official correspondence should be sent to 1404 E Lincolnway, Valparaiso, IN 46383. We are proud to offer modern conveniences such as ATM access and drive-thru banking for those on-the-go. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. As we look toward the future, we remain committed to enhancing your experience with advancements in mobile payments and online banking capabilities. Our team is here to ensure you have access to the tools you need for financial success while maintaining compliance with ADA standards for all our members. Join us at First Trust Credit Union today! Experience personalized service and discover how we can help you achieve your financial goals while being part of a supportive community. Visit our website or give us a call at (219) 462-7805 for more information on how you can become a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to First Trust Credit Union, conveniently located at 1404 Lincolnway in Valparaiso, Indiana. Our branch is easy to find, nestled near the heart of the city and just a stone's throw away from local landmarks like the Valparaiso University and the picturesque Central Park Plaza. We're here to serve you with a friendly smile and all your banking needs! At our Valparaiso location, we prioritize accessibility for everyone. We offer ADA-compliant features including ramps and designated parking spots to ensure that all members can enjoy a smooth visit. If you need assistance, our staff is always ready to help. We understand that your time is valuable, which is why we provide flexible operating hours. Visit us Monday through Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're stopping by for personal banking or need support with loans and financial advice, we're here when you need us. For added convenience, our branch features drive-thru banking services for quick transactions without leaving your car. Plus, you'll find an ATM on-site for easy cash access at any time. If you're a member of one of our partner credit unions, feel free to take advantage of our shared service center for basic transactions as well. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1404 E Lincolnway, Valparaiso, IN 46383. Ready to experience exceptional service? Give us a call at 219-462-7805 or stop by today! We look forward to welcoming you into the First Trust family!

Member Eligibility

At First Trust, we believe that joining our community should feel welcoming and inclusive. To become a member, you simply need to meet some straightforward eligibility criteria. If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible! We're here to support you in your financial journey, offering everything from checking accounts to loans with competitive rates. For more detailed information about the eligibility requirements, feel free to check out our website at https://www.firsttrustcu.com/credit-union-difference-membership/. Getting started is easy! You can open an account online by visiting https://loans.itsme247.com/340?logouturl=https://firsttrustcu.com, or if you prefer a personal touch, don't hesitate to give us a call at (219) 462-7805. We're located at 1404 Lincolnway Valparaiso In 46383 and would love to welcome you into our growing family! Join us today and experience the benefits of being part of First Trust.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services simplify daily operations. Imagine being able to accept payments quickly and securely, freeing you to focus on what really matters growing your business. Our services include payment processing solutions tailored for your specific needs, making transactions smooth for you and your customers. Located at 1404 Lincolnway Valparaiso In 46383 in Valparaiso, IN, we're here to help you navigate the financial aspects of running a business. Contact us at (219) 462-7805 to learn more about how we can support your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $272,639, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide valuable support through our business banking services. From merchant services that help you accept payments smoothly to business loans that can fund your next big project, First Trust is committed to fostering local businesses in Valparaiso.

Digital Convenience

In today's fast-paced world, convenience matters more than ever. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. Need cash? Use our ATMs for quick withdrawals or balance checks without any hassle. With basic drive-thru banking available for simple transactions like deposits and withdrawals, we ensure that your banking experience is efficient.

Personal Banking Solutions

We understand that managing your finances is crucial. Our personal banking services include various options for checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're planning to buy a car, explore our auto loans and vehicle financing options which offer competitive rates and flexible terms. For those considering home ownership or refinancing, our mortgage loans are tailored to make the process as smooth as possible. Sometimes life throws unexpected expenses your way. That's where our personal loans come into play, offering you the ability to consolidate debt or cover any urgent financial needs without stress. Plus, with our credit cards with rewards, you can earn benefits on your everyday purchases.

Shared Branch Transactions

We also participate in shared branching, meaning if you're a member of another partner credit union, you can still conduct basic transactions like deposits and withdrawals at our location. This makes banking even easier when you're away from home. At First Trust Credit Union, we're not just about transactions; we're about building relationships and supporting our community's financial well-being. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out at 219-462-7805. Ready to take the next step in achieving your financial goals? Visit us at firsttrustcu.com today!

Digital & Online Banking

Key Features

Our online banking platform is not just user-friendly; it's also packed with features that make banking easier for you. For instance, if you prefer to go paperless, you can sign up for e-statements. This way, you get all your financial information delivered directly to your inbox without the hassle of paper clutter. Plus, with our mobile application available, managing your finances on the go has never been simpler. Need to send money to a friend or family member? Our person-to-person transfers allow you to do just that in a matter of minutes. And if you're a fan of mobile payments, we've got you covered there too! Our mobile payments feature enables quick transactions right from your smartphone.

Security You Can Trust

We prioritize your security at every step. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust security measures to keep your information safe. We take pride in ensuring that you have peace of mind while accessing your accounts online. With easy access and real-time account management tools, digital banking at First Trust brings everything you need right to your fingertips. Whether you're at home or on the move, we're here to help you manage your money effectively and securely. Join us today and experience the ease of digital banking!

Financial Strength

At First Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to transparency means you can trust the strength of our financial foundation. With a net worth of $20,512,855, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,646,219 in share certificates and $26,967,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,229,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,079 in used auto loans and $49,058,134 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 31,012, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Trust is your trusted partner. Visit us at 1404 Lincolnway Valparaiso In 46383 or call (219) 462-7805 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,150,463 in used vehicle loans and $3,623,089 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible options tailored for you.

Credit Lines and Business Loans

In addition to personal loans, we support local businesses with outstanding commercial loans totaling $272,639. If you're an entrepreneur seeking capital for growth or expansion, our business loan solutions can provide the resources needed to take your venture to the next level. At First Trust, we're committed to providing transparent and competitive loan offerings tailored just for you. If you're considering refinancing or want more information about eligibility options for any of these products, don't hesitate to reach out. You can contact us at (219) 462-7805 or visit our branch located at 1404 Lincolnway, Valparaiso IN 46383. For more details on our services and how we can help you achieve your financial goals, please visit our website at First Trust Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,265,436, make buying or refinancing simple. We're here to assist you through every step of the process so you can enjoy the comfort and stability that comes with owning your own home.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans available, our team is ready to discuss alternative options that may suit your needs.

Loan Aggregator

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Real-Time Rate Comparisons

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First Trust