Home Equity Loans in Memphis, TN

Discover the best home equity loan rates in Memphis, TN, tailored to help you fund your next project with ease. Whether you’re renovating or consolidating debt, comparing local bank offers ensures you get the most value from your home’s equity.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with an APR of 4.000 today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Ascend has an APR range today of 5.25% to 8.25% for its Other program. This is lower than the rates from 90 days ago, which were 5.5% to 8.5% . There’s no data for 7 or 30 days ago to compare. Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Knoxville Tva Employees has a HELOC with an APR range of 5.74% to 18% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Y–12 has a HELOC with an APR range of 7% to 7.5% today. This rate is the same as it was 7 days ago but lower than the range from 30 days ago, which was 7.25% to 7.75% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
HOPE FEDERAL CREDIT UNION
2923 RIDGEWAY RD MEMPHIS TN 38115
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $653,829,372
Deposits: $58,472,749
Net Worth: $151,213,078
Employees: 246
Members: 41,000
L G & W FEDERAL CREDIT UNION
4005 S MENDENHALL RD MEMPHIS TN 38115
P2P
E-Statements
E-Signature
Assets: $110,925,091
Deposits: $12,761,901
Net Worth: $23,235,054
Employees: 13
Members: 5,628
MEMPHIS CITY EMPLOYEES CREDIT UNION
2678 MOUNT MORIAH TER MEMPHIS TN 38115
ATM
Drive-Thru
P2P
E-Statements
Assets: $459,508,225
Deposits: $29,883,688
Net Worth: $68,508,706
Employees: 92
Members: 44,177
MEMPHIS CITY EMPLOYEES CREDIT UNION
2686 MOUNT MORIAH TER MEMPHIS TN 38115
P2P
E-Statements
Assets: $459,508,225
Deposits: $29,883,688
Net Worth: $68,508,706
Employees: 92
Members: 44,177

🏘️ All the Lenders Available in Shelby County, TN

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