Home Equity Loans in Jersey City, NJ

Looking to tap into your Jersey City home's equity? Compare flexible home equity line offers from trusted local lenders that make funding your projects simple and affordable. Whether it’s a remodel or debt consolidation, find the best rates and terms tailored to your needs.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . American Heritage has a Home Equity rate range of 5.24% to 8.24% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rates are 5.99% to 8.49% now, unchanged from 7 and 30 days ago but slightly lower than 30 and 90 days ago. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today. This is lower than the rates from 7 and 30 days ago, which were both 5.99% to 7.4% . The rates have gone down compared to the past month. Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% .

Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Jersey City, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
XCEL FEDERAL CREDIT UNION
30 PATH PLZ JERSEY CITY NJ 07306
ATM
P2P
E-Statements
E-Signature
Assets: $185,769,596
Deposits: $9,191,591
Net Worth: $21,085,274
Employees: 36
Members: 12,134
RIDGEDALE FEDERAL CREDIT UNION
666 NEWARK AVE JERSEY CITY NJ 07306
P2P
E-Statements
Assets: $99,710,653
Deposits: $2,184,779
Net Worth: $9,559,470
Employees: 17
Members: 3,924
JERSEY CITY FIREMEN FEDERAL CREDIT UNION
666 SUMMIT AVE JERSEY CITY NJ 07306
Assets: $11,662,708
Deposits: $422,975
Net Worth: $5,351,378
Employees: 3
Members: 1,276
LIBERTY SAVINGS FEDERAL CREDIT UNION
660 NEWARK AVE JERSEY CITY NJ 07306
ATM
P2P
E-Statements
Assets: $122,031,334
Deposits: $3,364,784
Net Worth: $14,976,218
Employees: 47
Members: 16,943
SELFRELIANCE FEDERAL CREDIT UNION
558 SUMMIT AVE JERSEY CITY NJ 07306
P2P
E-Statements
E-Signature
Assets: $1,019,513,746
Deposits: $76,991,995
Net Worth: $134,732,850
Employees: 152
Members: 46,762
PATH FEDERAL CREDIT UNION
1 PATH PLZ JERSEY CITY NJ 07306
Assets: $12,976,389
Deposits: $306,853
Net Worth: $4,299,557
Employees: 4
Members: 1,369

🏘️ All the Lenders Available in Hudson County, NJ

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