Home Equity Loans in Oak Harbor, WA

Looking for the lowest rate HELOC loans in Oak Harbor, WA? Discover options that fit your budget and goals, whether it’s remodeling your home or consolidating debt. Comparing offers is the first step to unlocking your home's full potential.

Our local lenders understand Oak Harbor homeowners and offer flexible terms with fast funding. Start your journey today to find a trusted partner who supports your financial well-being every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
qualstarcu
4.74 - 6.25 %
80 %
salalcu
5 - 7.49 %
5 - 15 Yrs
75 %
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
soundcu
5.38 - 9 %
5 - 15 Yrs
90 %
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
youracu
5.75 - 8.5 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from it was 7 and 30 days ago, but lower than the 60–day range of 4.74% to 5.24% . The HELOC rate is 6.25% , unchanged from 7, 30, and 60 days ago. Salal has a HELOC with an APR range of 3.24% to 18% today. This rate is the same as it was 7 days ago and also matches the rate from 60 days ago. The APR has stayed steady over this period. Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% . State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days.

Sound has a Home Equity loan with an APR range of 5.38% to 9% today, unchanged from 7, 30, and 60 days ago. This rate range is higher than it was 90 days ago, when it was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. America'S Credit Union, A has a HELOC with an APR range of 5.75% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.5% to 8.5% , also unchanged over the past 7, 30, 60, and 90 days. Both products have steady rates across all these time periods.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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Why compare Home Equity Loans in Oak Harbor, WA on LendMesh

If you’re searching for the lowest rate HELOC loans in Oak Harbor, WA, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you uncover better deals and more affordable rates that fit your financial goals. Taking a little extra time to shop around could save you hundreds or even thousands over the life of your loan.

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