Home Equity Loans in Oak Harbor, WA

Looking for the lowest rate HELOC loans in Oak Harbor, WA? Discover options that fit your budget and goals, whether it’s remodeling your home or consolidating debt. Comparing offers is the first step to unlocking your home's full potential.

Our local lenders understand Oak Harbor homeowners and offer flexible terms with fast funding. Start your journey today to find a trusted partner who supports your financial well-being every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
wsecu
6.49 - 9.92 %
10 - 20 Yrs
90 %
iccu
6.5 %
kitsapcu
6.5 - 8.75 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Onpoint Community has a Home Equity rate range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products show steady rates over the last three months.

Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from it was 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% with no changes over the past 7, 30, 60, or 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Washington State Employees has a HELOC with an APR range of 6.49% to 9.5% , unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Home Equity loan shows an APR range of 7.74% to 9.92% , up from 7 days ago and higher than 30 and 60 days ago. The Home Equity APR is also higher than it was 90 days ago.

Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 6.75% across all those time periods as well. Neither product shows any change in rates recently.

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If you’re searching for the lowest rate HELOC loans in Oak Harbor, WA, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you uncover better deals and more affordable rates that fit your financial goals. Taking a little extra time to shop around could save you hundreds or even thousands over the life of your loan.

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